BUSINESS
Club ITC's Days of Joy: Up to 50% off on stays, should you apply for ITC Hotels loyalty program?
Club ITC is a loyalty program by ITC Hotels offering 2-8% Green Points on stays and dining, with benefits like room upgrades, and redeemable points for stays, dining, and more.
BUSINESS
Get 5% cashback on weekends, 0.5% on weekdays with MagniFi Fi-Federal Credit Card: Should you apply?
MagniFi Fi-Federal Credit Card offers 5% cashback on weekend spends, 0.5% on weekdays, and discounts on Amazon, Zomato, Zepto, and BookMyShow, with no joining or annual fees.
BUSINESS
60% of India's borrowers struggle to pay back: How to escape the debt trap and protect yourself from aggressive lenders
India's debt crisis worsens, with 60% of borrowers struggling to pay, facing harassment, and trapped in high-interest cycles. Legal support and financial literacy are key to escaping this debt trap.
BUSINESS
Children’s Day: A guide to financial literacy for different age groups
Teach kids about money management in stages: make it fun for preschoolers, build budgeting intuition in school age, guide pre-teens to save, expose teens to real-world tools, and mentor young adults in advanced topics.
BUSINESS
Retirement planning in your 30s: Start now, retire rich
Start retirement planning in your 30s for financial freedom. Calculate your corpus, harness compounding, invest wisely, and strike a balance between debt repayment and investments.
BUSINESS
Estate Planning: How Single Women Can Tackle Asset Protection Challenges
Single women in India, whether unmarried, divorced, or widowed, face unique estate planning challenges due to cultural norms and laws, risking asset loss and family disputes if no will is made.
BUSINESS
Payment Problems? Here's what to do when UPI and credit card transactions fail
Digital payment failures: Check account, wait for reversal, file complaint if needed. Verify details, monitor limits, keep records to prevent and resolve issues.
BUSINESS
Job Switch or Move Abroad? Your NPS account rides with you
The National Pension System (NPS) is a portable and flexible retirement tool that remains intact despite job switches or overseas relocation, allowing you to continue contributions and grow your retirement fund.
BUSINESS
Don't let stagnation erode your earnings, invest in upskilling
Upskill to stay relevant. Allocate 5-10 percent of income for continuous learning, leveraging government incentives and tracking ROI to transform expense into equity and future-proof your career
BUSINESS
Fractional real estate investing: A guide to benefits, taxation and risk management
Fractional real estate investing allows multiple people to co-own premium properties, offering diversification and potential 12-18% returns but comes with risks such as illiquidity and market volatility
BUSINESS
As visa curbs reshape student flow, NBFCs pivot to service newer destinations
NBFCs are adapting to tightening visa policies at popular study destinations by diversifying loan products, focusing on RoI, and offering flexible repayment structures to help students avail and repay education loans.
BUSINESS
Borrowing vs investing: When debt destroys your compounding power
Compounding can build wealth or destroy it; understand its power to harness it for long-term prosperity and avoid debt traps, especially high-interest ones, to achieve financial independence.
BUSINESS
Sovereign Gold Bonds: Should you redeem early or hold till maturity?
Sovereign Gold Bonds offer tax-free gains and steady income, but investors must weigh premature exit for liquidity requirement, or hold till maturity for maximum benefits.
BUSINESS
American Express Platinum Charge Card Review: Benefits, Fees, and Eligibility
American Express has resumed accepting applications for its premium Platinum Charge Card, offering elite benefits, rewards, and insurance, but with a high annual fee of Rs 77,880 and strict eligibility criteria.
BUSINESS
Swipe Smart: A step-by-step guide to optimising credit-card rewards
Maximise credit card rewards by assessing spending habits, selecting the right cards, tracking key metrics and avoiding pitfalls like debt and impulsive purchases to earn valuable rewards without overspending
BUSINESS
New Banking Laws from November 1: Appoint up to 4 nominees for bank accounts
The Banking Laws (Amendment) Act, 2025 allows bank account holders to appoint up to four nominees, enhancing depositor protection and streamlining asset transfer.
BUSINESS
Money detox: Take this 7-day challenge to reset financial habits after Diwali indulgence
If turned into habits, the money detox challenge will improve your finances, give you a healthier bank balance and ensure a happier Diwali next year
BUSINESS
Armed with AI, scammers go hi-tech; here's how to guard against trading frauds
Scammers are increasingly using deepfakes, fake apps and other AI methods to deceive investors. Almost Rs 20,000 crore was lost to such frauds in 2024
BUSINESS
Rs 1.84 lakh crore in unclaimed funds: RBI's UDGAM portal shows how to claim your money
The UDGAM portal will only help you identify unclaimed deposits/accounts across multiple banks in one place and provides information on the claim/settlement process of each bank.
BUSINESS
Does your gift of gold coin, jewellery on Diwali comes wrapped with tax liabilities?
Gold as gift from relatives is tax-exempt but the gifts that exceed Rs 50,000 from people other relatives in a fiscal year are taxable
BUSINESS
Buying gold coin for Dhanteras? Here's what Amazon, Flipkart, and others are offering
It's important to compare purity and prices across platforms to get the best deal
BUSINESS
It is a trap: Here's what the rent-a-bank-account scam is and how to guard against it
Criminals are luring people into 'renting' their bank accounts with a promise of quick cash. They use to it launder money and even move proceeds of crime, leaving the account holder to face the consequences
BUSINESS
Appointing a nominee for your residential property: A crucial step for Diwali homebuyers
Appointing a nominee for your residential property ensures smooth management and transfer of ownership in case of your demise preventing delays and disputes among heirs.
BUSINESS
The credit card trap: How festive shopping spree can lead to debt
Credit card usage surged during Navratri festive season, and it’s expected to continue till Diwali, but reckless use can lead to debt traps, high interest rates and lower credit scores, so manage your spending and payments wisely always.
