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You are here: Moneycontrol » Wealth » Calculator List » Budget Calculator
 

Personal Budget Calculator

Budget
Graphics: Abhijeet Kini
You need a budget to check if you are on the right track to savings and investments. A budget will also keep a tab on your daily spending habits.
Mouseover on the for more information
  Income Monthly Income (Rs) Annual income (Rs)
Salary
Pension
Rental Income
Interest
Dividends
Others
  Total
 
  Housing and debt Monthly Income (Rs) Annual income (Rs)
Home Loan EMI
Car loan
Personal loan
Credit Card
Others
  Total
Ideal budget allocation should not be more than 30%
 
  Tax Monthly Income (Rs) Annual income (Rs)
Income tax on salary
Tax on rental income
Tax on interest/ dividends
  Total
Ideal budget allocation should not be more than 30%
 
  Insurance Monthly Income (Rs) Annual income (Rs)
Life
Medical
Car
Household
Others
  Total
Ideal budget allocation at least 4%
 
  Savings and investment Monthly Income (Rs) Annual income (Rs)
EPF
PPF
Mutual funds
NSC
Deposits
Others
  Total
Ideal budget allocation at least 15%.
 
  Living expenses Monthly Income (Rs) Annual income (Rs)
Food
Clothing
Electricity
Petrol
Other transport
Cable
Newspaper/ magazines
Household help
Society charges
Milk
Telephone
Water
Children school fees
Tuition fees
Personal care
Doctor/ medicines
Entertainment/ hobbies
Others
  Total
Ideal budget allocation should not be more than 21%  
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