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UPI AutoPay takes the stress out of recurring payments

Seamless payments, smarter budgeting, and stress-free monthly bills.

October 24, 2025 / 13:25 IST
Seamless, secure, automated payment solution

No more reminders for electricity bills, OTT plans, or SIP payments. UPI AutoPay does them all securely and automatically without any intervention by human hands. Launched by the National Payments Corporation of India (NPCI), UPI AutoPay is rapidly becoming the user favourite among the people who prefer convenience over endless tracking of payments. It's fast, transparent, and trusted by millions on banks and apps.

How UPI AutoPay works

UPI AutoPay allows you to set recurring mandates directly from your UPI app for online streaming services, insurance premium payments, EMIs, and SIPs for mutual funds. You simply authorize a payment once, and the amount will be deducted automatically on a scheduled date. The fact that you can set payments for daily, weekly, monthly, and even annual frequency makes it possible for any form of repeat payments. You will also receive reminders prior to each auto-debit, with full control and transparency.

Convenience vs. control

The USP of UPI AutoPay is the middle path that it walks between automation and control. You can instantaneously change, suspend, or cancel mandates through your UPI app without going through lengthy processes. The transaction is safe since every transaction is authenticated in UPI's secure environment. This combination of convenience and transparency has drawn more Indians towards digital finance in a positive way.

Budgeting simplified

It can actually be such a hassle to manage more than one monthly bill if payment dates are different. UPI AutoPay relieves you of this burden by paying them on your behalf while enabling you to budget better. As payments are made in time, it also saves you the inconvenience of a late charge or disconnection of service. AutoPay is now a default option for most users as a facility for bunching and monitoring regular expenses directly from their banking or UPI app homepages.

The shift to a more ordered, cashless world

UPI AutoPay is not only convenient; it's reflective of the way India is turning into an increasingly organized and digital-first financial landscape. Whether it's a gym membership, credit card bill, or an investment SIP, auto-pay ensures timely payment. The more corporates adopt it, the greater AutoPay can emerge as the preferred mode of making recurring bills with ease and efficiency.

FAQs

Q: Is it safe to use UPI AutoPay?

Yes, it is entirely safe and regulated by NPCI, and every transaction verified under the security protocol of UPI.

Q: Can I stop or alter an AutoPay mandate?

Yes, certainly. You can stop, modify, or cancel any mandate from your UPI app at any point in time.

Q: What payments can I automate using UPI AutoPay?

You can automate regular payments like OTT subscription, EMIs, SIPs, insurance, and bill payments.

Moneycontrol PF Team
first published: Oct 24, 2025 12:35 pm

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