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  • Axis Max Life to see ULIP moderation by 3%, eyes IPO simplification in FY26: CFO Amrit Singh

    In FY25, ULIPs accounted for approximately 42 percent of the company’s portfolio, while non-participating comprised 23 percent and par comprised of 15 percent.

  • PNB MetLife launches new index fund to enhance ULIP offerings

    PNB MetLife launches new index fund to enhance ULIP offerings

    The subscription period for the fund runs from February 15 to February 28, 2025, with units available at an initial price of Rs 10 each

  • ULIP taxation clarified in Budget 2025

    ULIP taxation clarified in Budget 2025

    The new reform dictates that ULIPs with annual premiums over Rs 2.5 lakh will face a 12.5 percent tax on gains, if held for more than one year

  • Small-cap fund, SIP, NFO…. Is that insurance or mutual fund? Here's how to avoid being mis-sold investment products

    Small-cap fund, SIP, NFO…. Is that insurance or mutual fund? Here's how to avoid being mis-sold investment products

    NFOs, index, fund, switch, NAV, SIIP, market risks…if this sounds like a mutual fund to you, you are mistaken. Now, insurance companies are launching ULIPs with commonly-used mutual fund terms. Be mindful of the differences.

  • Max Life launches first-of-its-kind Midcap Momentum Index Fund in ULIP segment

    Max Life launches first-of-its-kind Midcap Momentum Index Fund in ULIP segment

    This NFO aligns with the surging trend of index funds in India which have witnessed 175% CAGR growth in asset under management (AUM) over the last three years (FY20-FY23), Max Life Insurance said.

  • MC Exclusive | Govt to come out with estimate for logistics costs by year-end: DPIIT Special Secretary Dawra

    MC Exclusive | Govt to come out with estimate for logistics costs by year-end: DPIIT Special Secretary Dawra

    The government was earlier expected to announce the baseline estimate by October, but the process has been delayed due to the complexity involved in accurately coming out with an estimate.

  • TCI confident of double-digit growth in FY24 after slower Q1: MD Vineet Agarwal

    TCI confident of double-digit growth in FY24 after slower Q1: MD Vineet Agarwal

    The logistics and supply chain solutions provider does not foresee any major impact from headwinds in India’s exports and e-commerce segments.

  • PM Gati Shakti completes evaluation of 76 infra projects worth Rs 5.14 lakh cr: Commerce Ministry

    PM Gati Shakti completes evaluation of 76 infra projects worth Rs 5.14 lakh cr: Commerce Ministry

    PM Gatishakti National Mission Plan, launched on October 13, 2021, is a geographic information system-enabled platform that integrates the data on infrastructure like roads, railway lines, ports, inland waterways, telecom lines and power lines onto a single portal.

  • Moneycontrol Policy Next | Govt should consider one integrated transport department under, create a single agency to look at logistics : Moneycontrol Panel on National Logistics Policy

    Moneycontrol Policy Next | Govt should consider one integrated transport department under, create a single agency to look at logistics : Moneycontrol Panel on National Logistics Policy

    Moneycontrol Policy Next: "The road sector is still the largest sector in terms of transportation of cargo in India, the Indian Railways and Shipping are still lagging behind despite all the effort taken by the government in the last few years," the former secretary in the Ministry of Road Transport and Highways of India said.

  • Why a pure term plan + MF works better than traditional insurance policies

    Why a pure term plan + MF works better than traditional insurance policies

    Don’t fall for the tax-free narrative that traditional life insurance agents will be aggressively pushing over the next one month before the Budget tax proposals become applicable. Stick to term plans for insurance and equity funds for your goal-based long-term investments.

  • MF, PMS, ULIP and AIF love to hold these smallcap stocks. Do you own any?

    MF, PMS, ULIP and AIF love to hold these smallcap stocks. Do you own any?

    These are well researched smallcap stocks likely to become multibaggers over the long run

  • Economic Survey 2023: PM Gati Shakti and National Logistics Policy to support domestic manufacturing, export competitiveness

    Economic Survey 2023: PM Gati Shakti and National Logistics Policy to support domestic manufacturing, export competitiveness

    Economic Survey 2023: A total of Rs 1,458 crore has been spent as capital expenditure for the development of the PM Gati Shakti digital platform.

  • HDFC Bank viral video: Four classic insurance traps you must avoid

    HDFC Bank viral video: Four classic insurance traps you must avoid

    HDFC Bank official's unruly behaviour during an internal meeting with his junior colleagues, as recorded in a viral video, is symptomatic of the larger insurance mis-selling issue, which is rampant across the insurance distribution space. Many individuals end up buying insurance-cum-investment policies they may not need, only to regret doing so later when they receive renewal notices for premium payment. Bank relationship managers and agents have many tricks up their sleeves to sell insurance policies that may not suit your profile, but vigilance on your part can ensure that you steer clear of mis-selling traps.

  • Investment and insurance: The ULIP midcap funds that won the race in 2022

    Investment and insurance: The ULIP midcap funds that won the race in 2022

    As a category, ULIP midcap funds outperformed the mutual funds’ midcap category in 2022

  • Union Budget 2023: AMFI asks for no LTCG on units of equity funds if held for 3 years

    Union Budget 2023: AMFI asks for no LTCG on units of equity funds if held for 3 years

    One of the demands if for uniform taxation of capital gains from mutual funds and Unit-Linked Insurance Plans issued by insurance companies.

  • 10 companies sign up for access to data on Unified Logistics Interface Platform

    10 companies sign up for access to data on Unified Logistics Interface Platform

    Under the National Logistics Policy, the platform will bring all digital services in the transportation sector into a single portal, freeing exporters from long and cumbersome processes.

  • Why the new National Logistics Policy will be a game changer

    Why the new National Logistics Policy will be a game changer

    Much has been done, and much more remains to be done. For instance, we need to move on from breaking records in building oil-guzzling roadways, and ramp up the railways and inland waterways.

  • National Logistics Policy | Yes Bank partners with NLDSL to develop use-cases on ULIP

    National Logistics Policy | Yes Bank partners with NLDSL to develop use-cases on ULIP

    This platform would have direct and indirect benefits to all stakeholders of the logistics ecosystem, said the private lender

  • National Logistics Policy | A look into Service Improvement Group and their roles

    National Logistics Policy | A look into Service Improvement Group and their roles

    The SIG will include members of the NPG and members from the Ministry of Housing and Urban Affairs (MOHUA), Department of Revenue (CBIC and GSTN), Department of Commerce, DPIIT and any other co-opted member.

  • What is ULIP that government will create under the National Logistics Policy?

    What is ULIP that government will create under the National Logistics Policy?

    ULIP will integrate seven ministries on one platform to provide logistics companies with information about cargo movement in the country.

  • Momentum Mid-caps | Some ULIP mid-cap funds deliver up to 20% returns through 10 years

    Momentum Mid-caps | Some ULIP mid-cap funds deliver up to 20% returns through 10 years

    Like mutual fund schemes, ULIP mid-cap funds offered by insurance companies have paid off, if you held on to them for the long term

  • A year after Budget 2021, I-T department clarifies taxation rules of ULIP gains

    A year after Budget 2021, I-T department clarifies taxation rules of ULIP gains

    The renewal premiums paid on Ulips bought before February 1, 2021, will continue to be tax-exempt

  • Decoding Ulip surrender charges

    Decoding Ulip surrender charges

  • ULIP woes: How a senior citizen lost 90% of his premiums after staying invested for 14 years

    ULIP woes: How a senior citizen lost 90% of his premiums after staying invested for 14 years

    A Max Life Insurance policyholder had bought a ULIP in 2007. But the insurer cancelled the policy and paid him one-tenth of the total amount he had invested until then

  • How ULIP taxation has brought in a level playing field with other investments

    How ULIP taxation has brought in a level playing field with other investments

    The thought process behind this amendment is that ULIPs should not be viewed as a vehicle only for investments or tax efficiency.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347