Flight cancellations, medical emergencies, and misplaced luggage can still be expensive back home.
Whether for leisure or work, travel insurance offers peace of mind and protection against unforeseen challenges abroad.
Specially-designed riders may protect you from losses on cancelled trips, but be aware of the restrictions and exclusions.
While the aviation insurance sector faces mounting pressure from global events, individual travel insurance policies are expected to remain stable for now, with only moderate increases projected over the next year
Travel insurance tips: Travellers often make mistakes such as buying minimal coverage or hiding pre-existing conditions. Understanding policy terms and choosing adequate coverage can provide crucial protection.
From medical issues to delayed luggage, the proper travel insurance can deliver you from potential disaster overseas.
Travel insurance provides a financial safety net for unexpected trip disruptions, covering medical emergencies, trip cancellations, and baggage issues, and is worth considering for international or high-stake trips.
Several top Indian credit cards, including those from HDFC, Axis, and Standard Chartered, now offer comprehensive travel insurance benefits in 2025, making them valuable choices for frequent travellers.
You can claim compensation for delays under your travel insurance policies but bear in mind the delay deductibles—the number of hours of delay after which the claim gets triggered—while buying and filing claims.
It is important to understand the differences between cancellations made by the traveller (self-cancellation) and those caused by airlines, as well as what is covered and what is not.
Wondering whether to buy travel insurance or not for your overseas trip this year? While some countries make it a mandatory step while applying for your visa, others don’t. However, it is wise to make the investment to buy travel insurance, whether or not it is mandatory, as it will save you unnecessary costs and headache while you are on your trip in case anything untoward happens.
A travel insurance policy will allow you to file a compensation claim for flight delays or cancellations caused due to any tech disruptions like the one seen on July 19. However, specific policy terms and conditions may apply, as they vary by insurer, product variant, and add-ons.
Study abroad: Overseas student travel insurance is a must to make sure any sudden hospitalisation costs are covered. Your university abroad might not accept overseas student travel insurance covers sold by Indian insurance companies. But having one as a top-up cover helps.
War and war-like situations are excluded in travel insurance policies, which means that your insurer will not reimburse the loss that you may incur due to flight or trip cancellations. But there are exceptions.
It pays to know what your travel insurance policies cover or don’t include. Dive into the fine print before cancelling
Passengers with travel insurance policies can file a claim for the expenses incurred due to a flight delay or cancellation. However, before you file one, be aware of policy clauses around the number of hours of delay, deductibles and also conditions under which claims will not be payable
Claims under travel insurance list conditions such as medical emergencies and airline-led epidemic-linked cancellations. While special high-premium travel insurance policies cover such cancellations, not all claims fall into this category.
Education counsellors say that overseas universities often advise students to purchase insurance policies with more comprehensive terms and a broader network of cashless hospitals and clinics in the host country. Meanwhile, Indian insurers believe that the reluctance to accept their policies is influenced by the universities' partnerships with local insurers in their respective countries.
War and war-like situations are exclusions – that is, expenses that insurance policies will not pay for – and in any case, only government-operated evacuation flights are likely to be permitted to carry out operations under such circumstances, say insurers
Baggage loss and trip cancellation claims have increased post the re-opening of the skies following the pandemic. Share of baggage loss claims in total travel claims rose 5-7 percent in 2022 and 2023 over pre-pandemic levels, a Policybazaar study has found
An overseas student travel insurance policy offers protection against sickness and accidents, besides covering other risks such as loss of passport, laptop theft, etc. Moneycontrol spoke to Amit Chhabra, Chief Business Officer, Travel Insurance, Policybazaar.com to understand the importance of buying these policies, nitty-gritties, choosing between university-recommended health covers and more. Listen in
Instead of being lured solely by the lowest price, look for reasonably priced policies that offer comprehensive coverage for the specific risks you are concerned about. By striking a balance between affordability and coverage quality, you can ensure that you are getting a fair and reliable travel insurance policy.
Visa processing delays and scaled back airport operations abroad have disrupted students’ travel plans, leading to trip cancellations, baggage delays and missed connecting flights. An overseas student travel insurance cover that compensates these losses is a must
Overseas student travel insurance policies cover students' medical expenses incurred during your stay abroad, besides baggage loss, trip cancellation, study interruption and medical evacuation.