Non Performing Assets (npa) Issue Of Banks

Even though few banks have seen an increase in SMA-2 loans, the asset quality of most banks have improved in the reporting quarter.

NPAs, the dragon that refuses to be vanquished

There is no dearth of measures being taken to snuff out the problem of non-performing assets but data shows how difficult the task is. It may be premature to declare victory

Banking sector: What you see may not be what you get

Non-performing asset (NPA) ratios are reducing. But the true picture of NPAs is apparent only when we look at the trend of fresh bad loans — they have been rising every year since the onset of the pandemic 

Banking | A need for borrower-centric regulations in lending

Flexibility has to be an essential element of any regulatory norm prescribed for small borrowers, or borrowers whose cash inflows happen only once a month or quarter 

Banks trim lending to students, fearing high defaults

Students are struggling to get jobs after completing their courses on account of factors such as the impact of the pandemic and the ongoing Russia-Ukraine war and this is affecting their ability to repay loans.

What the PNB QIP prospectus tells us about the NPA situation

Overdue loans at very high levels point to near term asset quality pain

Karnataka Bank reports Rs 34.16-crore fraud to RBI

The lender said IL&FS Transportation had availed credit from it during 2016 under multiple banking arrangements in which Karnataka Bank was one of the members.

Four principles to be followed in RBI’s loan restructuring

It is important to note that restoring the health and stability of the banking sector is critical to the recovery of the economy from this crisis

More than lack of jobs, the issue is lack of data on jobs: PM Modi

PM Modi said the government has to work like an “enabler” and not an “obstructer”, maximizing productivity and optimizing processes

NPA trends reversing; creation of fresh slippages has peaked out: PSU Bankers

For the last few quarters the bank has been focusing on building up provision coverage ratio, said Anshula Kant, DMD & CFO, State Bank of India.

Have a turnaround mandate for IDBI Bank, says MD & CEO Mahesh Kumar Jain

We have created a dedicated vertical exclusively to deal with NPAs, said Mahesh Kumar Jain, MD & CEO, IDBI Bank

Banks need to recognise an NPA when it happens, says YH Malegam

YH Malegam, country's finest chartered accountant and foremost financial expert, in an interview to CNBC-TV18‘s Latha Venkatesh opens up on why banks are still struggling with non-performing assets (NPA). Along the way, he offers solutions on how to stop the loans from going bad.