Real rates matter more than nominal as they determine purchasing power and investment returns
In a lower for longer regime, fixed income investors must focus on high credit quality
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Iyer dubbed it the "Year of Snakes and Ladders," predicting that the market will continue to toy with investors like a mischievous board game
In 2024, fixed income market in India got a boost with the country’s inclusion in the JPMorgan Global Bond Index. Moreover, the Indian market offered stable returns when many other markets experienced volatility. In 2025, liquidity should rise with India’s inclusion in the Bloomberg Index and FTSE Russell. Therefore, the next reform should be harmonisation of different trading platforms
Today’s headline budget numbers are likely to be welcomed by S&P and other global rating agencies as the government has maintained its commitment to fiscal consolidation and could certainly open room for India to get a rating upgrade over the next 2 years
LIC Mutual Fund CIO (Fixed Income) Marzban Irani feels this is the best time to invest in debt as yields have peaked at 7-7.5 percent, and that a tenor of three to five years is the sweet spot
Debt instruments are crucial in financial markets. They offer stable and reliable income, facilitate capital-raising, contribute to economic growth and diversify investment portfolios
The need for regular liquidity and the fear of loss in the event of default are among the factors that encourage investors to seek interest payouts at monthly intervals. For those looking to compound their money in the long term, such payouts should be avoided.
The managing director and chief executive officer of Aditya Birla Sun Life Mutual Fund credits his growth to the Birla Group’s culture of spending time building people’s careers.
The postal authorities have been asked to report cash transactions valued at Rs 10 lakh or above.
The growth-inflation dynamics currently does not point to growth slowing down, therefore the room for a rate cut is very limited. Also, the flows into fixed income are likely to slowdown in the months ahead. Due to these factors, the yield in the medium term will go up
A pause in rate hikes has seen some equity bulls rejoice while the fixed income camp wears a desolate look. Both are jumping the gun
Getting your asset allocation right and then investing the correct amount regularly are far more important than just trying to push Rs 1.5 lakh into your PPF account before 5th April.
High levels of inflation in most economies have increased volatility in equity markets and lowered returns. It may remain so in the immediate term
The interest rate differential and the government’s resolve on fiscal consolidation have attracted investors to bonds.
Government bond yields rises significantly over the past 12 months and may peak out soon. But India’s real yields outperform most emerging markets. This creates a short-term opportunity and prospect of making healthy medium-term returns
This partnership aims to enable GoldenPi’s audience to invest in various fixed income instruments, including high-rated bonds and NCDs from trusted institutions at a starting price of just Rs 10,000
The 50 bps hike in the repo rate came as anticipated and the accompanying commentary didn’t veer from the expected script. But the RBI governor didn’t offer clear guidance for the coming months either.
While domestic liquidity and interest rate outlook would be the driver for Indian bonds, global events will continue to have an overarching effect
Several issues impede India’s inclusion in global bond indices, such as the capital gains tax policy.
But the design should be user-friendly. They ought to be liquid, with interim cash flows, and the tenure should not be long.
You should avoid taking any extreme view on your fixed income portfolio. If the yields on long duration bonds move up, then there will be marked to market losses on these bonds as well as on debt fund schemes investing in them.
This comes following a net outflow of Rs 32,722 crore in May and an inflow of Rs 54,756 crore in April, data available with Association of Mutual Funds in India (Amfi) showed.