Despite government’s U-Turn on small saving interest rates, don’t rush for PPF before April 5

Many investors invest entire lumpsum in PPF between April 1-4 because of the way interest is calculated. But a closer look at this strategy reveals it does not make much difference.

The government’s U-Turn on small savings interest rates: Should you continue with small saving schemes?

By reversing the rate cut in small savings, investors have got a relief. That doesn’t mean you should rush for them rightaway. Allocate your investments across asset classes and use small saving schemes, smartly, especially NSC and Postal Time deposits.

Explained: Government bond yields and impact on equity markets

One of the ingredients of equity valuation is the cost of capital which is directly linked to government bond yields. So if the bond yields rise, the implied cost of capital increases.

Coming soon: Retail investors can directly invest in government securities with RBI

After lukewarm response to its earlier scheme to allow small investors to invest in government securities through stock exchanges, the RBI now allows direct investments.

Liquid funds see outflows at end of each quarter

Continuity of 'Accommodative' stance by RBI bodes well for fixed income investment: Lakshmi Iyer of Kotak AMC

The ingredients are just the right mix for investors to stay invested across fixed income strategies – as “carry” assumes significance over “capital gains”.

Investing for short-term is tricky; Here's why

You have to align your investment plans with your financial goals.

Attractive fixed income options amid falling interest rates

The interest rate on small savings schemes are not reduced as frequently as they are supposed to be

Effective from June 30, your liquid funds become more transparent and liquid

Increased volatility of returns or slightly lower returns should not make you take increased risk, in search of higher returns.

Should you buy RBI Floating Rate Savings Bonds (2020)?

The interest payable on January 1 and July 1 will be linked to the then prevailing rate of interest on National Saving Certificate (NSC).

COVID crisis: How modern monetary theory impacts your investments

Large-scale bond buying by central banks will lead to global bond yields trading at lower levels

Bull or bear market: ‘Maximising returns’ may no longer be retail investor's mantra

Maximising returns may no longer be the guiding principle, with the focus more on protecting capital with reasonable returns whether in equity or debt markets, say experts

Road to wealth creation: An unusual portfolio approach to deal with coronavirus

Equity markets, in the long run, are a proxy for human ingenuity and innovation. As long as you believe in this core premise— the simple answer remains ‘this too shall pass’!

Gold, fixed-income wrap 2019: Yellow metal's prices zoom, long-term bonds deliver

Investors’ confidence is coming back, especially in the second half of the CY2019

Bharat Bond ETF can help low-risk investors diversify with 10-20% allocation

Bharat Bond ETF will help in diversification of investors’ portfolios as the ETF will only invest in bonds issued by select PSUs

The NCD wave: Surf for high-return bets, but stay anchored to quality offers

Experts advise investing only in select names, given the elevated risks relating to the deteriorating credit environment and tight liquidity scenario being faced by NBFCs.

Should you revisit your bond portfolio after RBI cut the rate for second time in a row?

Bond fund investors should pick a scheme with a duration mandate that is in line with the time frame the investor intends to hold his investments

NRIs will soon be able to invest in Indian government securities

The success of this initiative will depend on the extent of operational flexibility, awareness among investors and liquidity in G-Sec markets among other factors.

L&T Finance, SCUF, Muthoot Homefin, Magma Fincorp NCDs to open soon; know about them

After the IL&FS debacle, NBFCs have chosen to raise money through NCDs.

Explainer | Why you should focus on residual maturity of fixed income investments

Residual maturity is the time pending for the bond’s maturity.

Does interest rate increase make EPF an attractive investment option?

Investments in employees provident fund earn a higher rate of interest than bank fixed deposits and also taxfree interest.

NBFC debentures plummet: Here are a few lessons for investors

Retail investors should invest in the top notch names such as HDFC, LIC Housing Finance or the bonds issued by central government undertakings since there is a little credit risk, says Vikram Dalal, Founder of Synergee Capital Services

Crorepati portfolio: Here’s how you could turn Rs 10,000 monthly SIP into Rs 1 crore

To grow the lump-sum investment of Rs 10 lakh to Rs 1 crore, it will take approx 20 years assuming an average portfolio return of 12 percent.

Interest rates may have peaked and could fall - should you invest in debt funds now?

If interest rates fall, prices of debt securities rise.

2018 year in review: Gold makes a comeback, fixed income investments in focus

After years of volatility, gold makes a comeback, fixed income investors look ahead