Fixed Income

May 29, 2023 07:07 PM IST

Small Savings Schemes: Income proof needed if investment exceeds Rs 10 lakh

The postal authorities have been asked to report cash transactions valued at Rs 10 lakh or above.

Why fixed income investors must now opt for shorter duration 

The growth-inflation dynamics currently does not point to growth slowing down, therefore the room for a rate cut is very limited. Also, the flows into fixed income are likely to slowdown in the months ahead. Due to these factors, the yield in the medium term will go up

The fixed income party’s not over, only the venue has shifted

A pause in rate hikes has seen some equity bulls rejoice while the fixed income camp wears a desolate look. Both are jumping the gun

Missed the April 5 PPF deadline? Don’t fret; you won’t lose much

Getting your asset allocation right and then investing the correct amount regularly are far more important than just trying to push Rs 1.5 lakh into your PPF account before 5th April.

Flight To Safety: Funds to flow into fixed income, debt funds

High levels of inflation in most economies have increased volatility in equity markets and lowered returns. It may remain so in the immediate term

FIIs invest $840 million in debt so far in 2023: Will the trend continue?

The interest rate differential and the government’s resolve on fiscal consolidation have attracted investors to bonds.

Govt and AAA-rated bonds, target maturity and short-term funds will shine in 2023

Government bond yields rises significantly over the past 12 months and may peak out soon. But India’s real yields outperform most emerging markets. This creates a short-term opportunity and prospect of making healthy medium-term returns

Moneycontrol, GoldenPi team up to offer more fixed income investment options

This partnership aims to enable GoldenPi’s audience to invest in various fixed income instruments, including high-rated bonds and NCDs from trusted institutions at a starting price of just Rs 10,000

Post Office Time Deposits: Should you invest?

RBI rate hike leaves bond street with a lot of comfort but little direction

The 50 bps hike in the repo rate came as anticipated and the accompanying commentary didn’t veer from the expected script. But the RBI governor didn’t offer clear guidance for the coming months either.

The decoupling theory isn’t cutting ice with the Indian bond market yet

While domestic liquidity and interest rate outlook would be the driver for Indian bonds, global events will continue to have an overarching effect

MC Explains | Why India should pursue inclusion in global bond indices

Several issues impede India’s inclusion in global bond indices, such as the capital gains tax policy.

Why investors need inflation-indexed bonds

But the design should be user-friendly. They ought to be liquid, with interim cash flows, and the tenure should not be long.

It's time to be measured with your fixed income assets as RBI hikes repo rate again

You should avoid taking any extreme view on your fixed income portfolio. If the yields on long duration bonds move up, then there will be marked to market losses on these bonds as well as on debt fund schemes investing in them.

Debt mutual funds see Rs 92,248 crore outflow in June on uncertain macro environment

This comes following a net outflow of Rs 32,722 crore in May and an inflow of Rs 54,756 crore in April, data available with Association of Mutual Funds in India (Amfi) showed.

Review: Edelweiss Broking NCD. Should you invest?

As interest rates rise and bond yields go up, non-convertible debentures are set to become attractive. But keep an eye on the company’s credit rating

Why India needs retail participation in fixed income markets, and how

As things stand, no taxpaying investor should consider saving via direct investments in any fixed income instrument, including in government securities. Instead, she would be much better off investing via a debt mutual fund that undertakes identical investments, notwithstanding the added fund management fee 

Why income may not be fixed in fixed-income funds

Fixed income funds or debt funds are typically used to reduce volatility in your portfolio. That doesn’t mean that your returns are guaranteed. There’s a big difference

Why are FD rates low despite RBI rate hikes?

Amid inflation threat and RBI’s rate increase, markets are positive

The benchmark 10-year government security yield eased after the RBI’s announcements and the stock market indices turned green.

Date with debt funds: Taking a tough call amid soaring inflation, rising policy rates

Investing your hard-earned money in fixed income space is a tough call, given the anticipation of higher interest rates going forward

With yields up, will interest rates on small savings schemes rise?

The government has seen it fit to keep interest rates on small savings schemes such as NSC and PPF steady despite them being pegged to g-sec yields that have fallen in the last two years. But benchmark yields have been rising now.

Debt markets race ahead of RBI and signal a rate hike. How should you handle your debt portfolio?

Don’t touch your existing debt funds, say financial planners. But if you want to invest incremental money, deploy slowly

Two fixed income investments that outshine low interest options

In the current inflationary scenario, locking in rates for long term is not a wise scenario and the short term rates are not at all remunerative.

Good times ahead for debt funds, though returns are muted

Market-level fluctuations are part and parcel of any market, be it equity or debt or commodities. Price levels work in cycles and if you stay the course, you will reap your returns.