PB Fintech shares experienced a surge in trading volume, gaining 2.07% to reach Rs 1,868.00 in Thursday's session. The stock's movement was particularly notable with high volume. The stock is a constituent of the Nifty Midcap 150 index and the trading session occurred at 1:50 pm.
Financial Snapshot
A review of PB Fintech's financial performance reveals the following:
Consolidated Quarterly Results:
Here is a summary of the consolidated quarterly results:
Heading
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
Rs 1,010.49 Crore
Rs 1,167.23 Crore
Rs 1,291.62 Crore
Rs 1,507.87 Crore
Rs 1,347.99 Crore
Net Profit
Rs 59.85 Crore
Rs 50.57 Crore
Rs 71.60 Crore
Rs 170.88 Crore
Rs 83.20 Crore
EPS
1.34
1.12
1.57
3.73
1.85
The revenue for PB Fintech has shown an increasing trend over the past five quarters. The revenue increased from Rs 1,010.49 Crore in Jun 2024 to Rs 1,347.99 Crore in Jun 2025. Net profit also saw significant growth, increasing from Rs 59.85 Crore in Jun 2024 to Rs 83.20 Crore in Jun 2025.
Consolidated Yearly Results:
The consolidated yearly results are as follows:
Heading
2021
2022
2023
2024
2025
Revenue
Rs 886.66 Crore
Rs 1,424.89 Crore
Rs 2,557.85 Crore
Rs 3,437.68 Crore
Rs 4,977.21 Crore
Net Profit
Rs -150.24 Crore
Rs -832.87 Crore
Rs -487.77 Crore
Rs 66.43 Crore
Rs 352.90 Crore
EPS
-2,056.23
-20.34
-10.97
1.50
7.77
BVPS
87,304.61
120.39
121.85
130.24
140.06
ROE
-7.54
-15.39
-8.89
1.14
5.48
Debt to Equity
0.00
0.00
0.00
0.00
0.00
The yearly revenue has consistently increased from Rs 886.66 Crore in 2021 to Rs 4,977.21 Crore in 2025. Net profit has also shown a positive trend, turning from a loss of Rs -150.24 Crore in 2021 to a profit of Rs 352.90 Crore in 2025.
Standalone Yearly Income Statement:
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Sales
123
103
134
110
153
Other Income
56
114
194
252
258
Total Income
179
217
328
362
411
Total Expenditure
150
516
402
317
396
EBIT
28
-299
-73
44
15
Interest
1
1
0
0
0
Tax
8
0
0
8
1
Net Profit
19
-299
-74
36
13
The sales for PB Fintech, on a standalone basis, increased from Rs 123 Crore in March 2021 to Rs 153 Crore in March 2025. However, the net profit saw fluctuations, with a profit of Rs 19 Crore in March 2021, a loss of Rs -299 Crore in March 2022, and a profit of Rs 13 Crore in March 2025.
Standalone Quarterly Income Statement:
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sales
30
37
38
46
40
Other Income
62
67
65
63
56
Total Income
92
105
104
110
96
Total Expenditure
80
98
86
131
88
EBIT
11
6
18
-21
8
Interest
0
0
0
0
0
Tax
1
0
4
-5
0
Net Profit
9
5
13
-15
7
On a standalone quarterly basis, sales for PB Fintech increased from Rs 30 Crore in June 2024 to Rs 40 Crore in June 2025. The net profit, however, fluctuated, starting at Rs 9 Crore in June 2024, reaching Rs 7 Crore in June 2025.
Cash Flow:
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Operating Activities
70
-56
-4
42
-102
Investing Activities
-1,282
-3,748
-179
95
315
Financing Activities
776
3,641
-3
-3
-2
Others
0
0
0
0
0
Net Cash Flow
-436
-163
-188
134
210
Balance Sheet:
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Share Capital
0
89
90
90
91
Reserves & Surplus
2,939
6,804
7,272
7,639
7,865
Current Liabilities
43
18
16
72
99
Other Liabilities
15
11
7
3
2
Total Liabilities
2,998
6,924
7,387
7,805
8,059
Fixed Assets
15
11
8
5
2
Current Assets
1,811
4,677
2,189
2,869
2,043
Other Assets
1,171
2,235
5,189
4,930
6,013
Total Assets
2,998
6,924
7,387
7,805
8,059
Contingent Liabilities
26
25
68
89
0
Financial Ratios:
Ratio
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Basic EPS (Rs.)
260.14
-7.32
-1.67
0.81
0.30
Diluted Eps (Rs.)
256.96
-7.32
-1.67
0.78
0.29
Book Value [Excl. Reval Reserve]/Share (Rs.)
128,938.86
153.39
163.57
171.31
173.27
Dividend/Share (Rs.)
0.00
0.00
0.00
0.00
0.00
Face Value
2
2
2
2
2
Gross Profit Margin (%)
28.30
-286.09
-51.82
43.69
2.69
Operating Margin (%)
25.22
-289.86
-54.61
40.92
0.56
Net Profit Margin (%)
15.40
-290.43
-55.28
32.81
8.77
Return on Networth / Equity (%)
0.64
-4.34
-1.00
0.46
0.16
ROCE (%)
1.05
-4.33
-0.99
0.58
0.01
Return On Assets (%)
0.63
-4.32
-1.00
0.46
0.16
Current Ratio (X)
41.95
258.19
133.00
39.48
20.53
Quick Ratio (X)
41.95
258.19
133.00
39.48
20.53
Debt to Equity (x)
0.00
0.00
0.00
0.00
0.00
Interest Coverage Ratios (X)
21.82
-257.05
-77.50
77.73
14.79
Asset Turnover Ratio (%)
4.11
0.02
0.02
0.01
0.02
Inventory Turnover Ratio (X)
0.00
0.00
0.00
0.00
0.00
3 Yr CAGR Sales (%)
24.87
43.72
48.16
-5.47
21.95
3 Yr CAGR Net Profit (%)
-36.22
335.37
175.93
37.98
-78.80
P/E (x)
0.00
-94.85
-382.57
1387.96
5299.17
P/B (x)
0.00
4.52
3.91
6.56
9.17
EV/EBITDA (x)
0.00
-94.56
-406.59
1,041.70
17,490.09
P/S (x)
0.00
301.97
214.36
459.76
475.68
Corporate Actions
PB Fintech has made several corporate announcements recently:
On August 29, 2025, the company disclosed information under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.
On August 27, 2025, there was an announcement regarding a change in the directorate, specifically the re-appointment of directors, under Regulation 30 (LODR).
On August 26, 2025, PB Fintech announced grants of stock options under the PB Fintech Employees Stock Option Plan 2021.
Market Sentiment
According to a Moneycontrol analysis dated August 28, 2025, the sentiment surrounding PB Fintech is neutral.
With the stock's last traded price at Rs 1,868.00, PB Fintech demonstrated strong market activity, driven by a notable surge in trading volume.
