Shares of Indian Railway Finance Corporation experienced a decline of 2.05% to trade at Rs 131.62 on Tuesday. The stock is listed on the Nifty Next 50 index.
Financial Performance:
The following table presents the standalone financial performance of Indian Railway Finance Corporation:
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|
| Sales | Rs 27,152 Crore | Rs 26,645 Crore | Rs 23,891 Crore | Rs 20,299 Crore | Rs 15,770 Crore |
| Other Income | Rs 3 Crore | Rs 10 Crore | Rs 40 Crore | Rs 2 Crore | Rs 0 Crore |
| Total Income | Rs 27,156 Crore | Rs 26,655 Crore | Rs 23,932 Crore | Rs 20,301 Crore | Rs 15,770 Crore |
| Total Expenditure | Rs 159 Crore | Rs 142 Crore | Rs 148 Crore | Rs 136 Crore | Rs 117 Crore |
| EBIT | Rs 26,997 Crore | Rs 26,513 Crore | Rs 23,784 Crore | Rs 20,164 Crore | Rs 15,653 Crore |
| Interest | Rs 20,495 Crore | Rs 20,101 Crore | Rs 17,447 Crore | Rs 14,074 Crore | Rs 11,237 Crore |
| Tax | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore |
| Net Profit | Rs 6,502 Crore | Rs 6,412 Crore | Rs 6,337 Crore | Rs 6,089 Crore | Rs 4,416 Crore |
Quarterly Financials:
The following table summarizes the standalone quarterly income statement:
| Particulars | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|
| Sales | Rs 6,723 Crore | Rs 6,763 Crore | Rs 6,899 Crore | Rs 6,765 Crore | Rs 6,473 Crore |
| Other Income | Rs 0 Crore | Rs 2 Crore | Rs 0 Crore | Rs 0 Crore | Rs 4 Crore |
| Total Income | Rs 6,723 Crore | Rs 6,766 Crore | Rs 6,900 Crore | Rs 6,766 Crore | Rs 6,477 Crore |
| Total Expenditure | Rs 45 Crore | Rs 40 Crore | Rs 38 Crore | Rs 34 Crore | Rs 35 Crore |
| EBIT | Rs 6,678 Crore | Rs 6,725 Crore | Rs 6,861 Crore | Rs 6,731 Crore | Rs 6,442 Crore |
| Interest | Rs 4,996 Crore | Rs 5,095 Crore | Rs 5,248 Crore | Rs 5,154 Crore | Rs 4,724 Crore |
| Tax | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore |
| Net Profit | Rs 1,681 Crore | Rs 1,630 Crore | Rs 1,612 Crore | Rs 1,576 Crore | Rs 1,717 Crore |
Cash Flow:
The following table displays the cash flow from various activities:
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|
| Operating Activities | Rs 8,229 Crore | Rs 7,914 Crore | Rs -28,583 Crore | Rs -64,412 Crore | Rs -89,906 Crore |
| Investing Activities | Rs 0 Crore | Rs -7 Crore | Rs 0 Crore | Rs -4 Crore | Rs 0 Crore |
| Financing Activities | Rs -2,571 Crore | Rs -8,046 Crore | Rs 28,643 Crore | Rs 64,266 Crore | Rs 90,202 Crore |
| Others | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore |
| Net Cash Flow | Rs 5,657 Crore | Rs -139 Crore | Rs 59 Crore | Rs -150 Crore | Rs 295 Crore |
The following table presents the balance sheet data:
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|
| Share Capital | Rs 13,068 Crore | Rs 13,068 Crore | Rs 13,068 Crore | Rs 13,068 Crore | Rs 13,068 Crore |
| Reserves & Surplus | Rs 39,599 Crore | Rs 36,110 Crore | Rs 32,401 Crore | Rs 27,927 Crore | Rs 22,844 Crore |
| Current Liabilities | Rs 434,821 Crore | Rs 435,357 Crore | Rs 229,392 Crore | Rs 408,456 Crore | Rs 162,154 Crore |
| Other Liabilities | Rs 1,345 Crore | Rs 546 Crore | Rs 216,284 Crore | Rs 527 Crore | Rs 179,983 Crore |
| Total Liabilities | Rs 488,834 Crore | Rs 485,082 Crore | Rs 491,146 Crore | Rs 449,980 Crore | Rs 378,051 Crore |
| Fixed Assets | Rs 21 Crore | Rs 25 Crore | Rs 19 Crore | Rs 37 Crore | Rs 45 Crore |
| Current Assets | Rs 477,270 Crore | Rs 472,900 Crore | Rs 476,403 Crore | Rs 432,810 Crore | Rs 370,213 Crore |
| Other Assets | Rs 11,543 Crore | Rs 12,155 Crore | Rs 14,724 Crore | Rs 17,131 Crore | Rs 7,792 Crore |
| Total Assets | Rs 488,834 Crore | Rs 485,082 Crore | Rs 491,146 Crore | Rs 449,980 Crore | Rs 378,051 Crore |
| Contingent Liabilities | Rs 0 Crore | Rs 169 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore |
Key financial ratios for Indian Railway Finance Corporation show basic EPS (Rs.) of 4.98 and Diluted Eps (Rs.) of 4.98 for March 2025. The company reported a debt-to-equity ratio of 7.83 and an Interest Coverage Ratios (X) of 1.32 as of the year-ending March 2025.
Corporate Actions:
Indian Railway Finance Corporation Ltd informed BSE that the board of directors will meet on July 22, 2025, to consider and approve the unaudited financial results for the quarter ended June 30, 2025.
The company announced an interim dividend of Rs 0.80 per share on March 10, 2025, with an effective date of March 21, 2025.
Moneycontrol analysis indicates very bearish sentiment on the stock as of July 22, 2025.
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