Shares of Bajaj Finance were trading marginally higher at Rs 897, a 0.16% increase from its previous close, in Friday's session. Earlier in the day, the stock touched a day's low of Rs 892.
Financial Snapshot:
The following table presents the consolidated quarterly financial performance of Bajaj Finance:
| Heading | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 16,098.67 Crore | Rs 17,090.27 Crore | Rs 18,035.11 Crore | Rs 18,456.85 Crore | Rs 19,523.88 Crore |
| Net Profit | Rs 3,909.46 Crore | Rs 4,010.29 Crore | Rs 4,305.17 Crore | Rs 4,536.75 Crore | Rs 4,764.55 Crore |
| EPS | 63.28 | 64.66 | 68.63 | 72.35 | 7.57 |
The following table presents the consolidated yearly financial performance of Bajaj Finance:
| Heading | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 26,668.10 Crore | Rs 31,632.42 Crore | Rs 41,397.38 Crore | Rs 54,969.49 Crore | Rs 69,683.51 Crore |
| Net Profit | Rs 4,419.82 Crore | Rs 7,028.23 Crore | Rs 11,506.02 Crore | Rs 14,443.53 Crore | Rs 16,761.67 Crore |
| EPS | 73.58 | 116.64 | 190.53 | 236.89 | 268.94 |
| BVPS | 613.67 | 724.56 | 899.53 | 1,241.03 | 1,557.43 |
| ROE | 11.97 | 16.07 | 21.16 | 18.84 | 17.20 |
| Debt to Equity | 3.57 | 3.78 | 3.99 | 3.82 | 3.74 |
The following table presents key figures from the consolidated yearly income statement of Bajaj Finance:
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Sales | Rs 26,668 Crore | Rs 31,632 Crore | Rs 41,397 Crore | Rs 54,969 Crore | Rs 69,683 Crore |
| Other Income | Rs 14 Crore | Rs 7 Crore | Rs 8 Crore | Rs 13 Crore | Rs 41 Crore |
| Total Income | Rs 26,683 Crore | Rs 31,640 Crore | Rs 41,405 Crore | Rs 54,982 Crore | Rs 69,724 Crore |
| Total Expenditure | Rs 11,276 Crore | Rs 12,388 Crore | Rs 13,319 Crore | Rs 16,955 Crore | Rs 22,892 Crore |
| EBIT | Rs 15,406 Crore | Rs 19,252 Crore | Rs 28,086 Crore | Rs 38,026 Crore | Rs 46,832 Crore |
| Interest | Rs 9,414 Crore | Rs 9,748 Crore | Rs 12,559 Crore | Rs 18,724 Crore | Rs 24,770 Crore |
| Tax | Rs 1,572 Crore | Rs 2,475 Crore | Rs 4,020 Crore | Rs 4,858 Crore | Rs 5,300 Crore |
| Net Profit | Rs 4,419 Crore | Rs 7,028 Crore | Rs 11,506 Crore | Rs 14,443 Crore | Rs 16,761 Crore |
| Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | |
|---|---|---|---|---|---|
| Sales | Rs 16,098 Crore | Rs 17,090 Crore | Rs 18,035 Crore | Rs 18,456 Crore | Rs 19,523 Crore |
| Other Income | Rs 3 Crore | Rs 5 Crore | Rs 23 Crore | Rs 11 Crore | Rs 3 Crore |
| Total Income | Rs 16,102 Crore | Rs 17,095 Crore | Rs 18,058 Crore | Rs 18,468 Crore | Rs 19,527 Crore |
| Total Expenditure | Rs 5,155 Crore | Rs 5,548 Crore | Rs 5,910 Crore | Rs 6,278 Crore | Rs 6,243 Crore |
| EBIT | Rs 10,946 Crore | Rs 11,547 Crore | Rs 12,148 Crore | Rs 12,190 Crore | Rs 13,284 Crore |
| Interest | Rs 5,683 Crore | Rs 6,149 Crore | Rs 6,385 Crore | Rs 6,551 Crore | Rs 6,917 Crore |
| Tax | Rs 1,353 Crore | Rs 1,387 Crore | Rs 1,457 Crore | Rs 1,101 Crore | Rs 1,602 Crore |
| Net Profit | Rs 3,909 Crore | Rs 4,010 Crore | Rs 4,305 Crore | Rs 4,536 Crore | Rs 4,764 Crore |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Operating Activities | Rs -880 Crore | Rs -37,028 Crore | Rs -42,140 Crore | Rs -72,760 Crore | Rs -68,154 Crore |
| Investing Activities | Rs -428 Crore | Rs 6,346 Crore | Rs -10,365 Crore | Rs -7,171 Crore | Rs -2,765 Crore |
| Financing Activities | Rs 1,826 Crore | Rs 32,239 Crore | Rs 50,674 Crore | Rs 82,415 Crore | Rs 70,527 Crore |
| Others | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore |
| Net Cash Flow | Rs 516 Crore | Rs 1,557 Crore | Rs -1,830 Crore | Rs 2,483 Crore | Rs -392 Crore |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Share Capital | Rs 120 Crore | Rs 120 Crore | Rs 120 Crore | Rs 123 Crore | Rs 124 Crore |
| Reserves & Surplus | Rs 36,494 Crore | Rs 43,194 Crore | Rs 53,695 Crore | Rs 76,274 Crore | Rs 96,568 Crore |
| Current Liabilities | Rs 133,783 Crore | Rs 167,993 Crore | Rs 220,095 Crore | Rs 298,020 Crore | Rs 366,042 Crore |
| Other Liabilities | Rs 1,128 Crore | Rs 1,196 Crore | Rs 1,316 Crore | Rs 1,322 Crore | Rs 3,391 Crore |
| Total Liabilities | Rs 171,526 Crore | Rs 212,505 Crore | Rs 275,228 Crore | Rs 375,741 Crore | Rs 466,126 Crore |
| Fixed Assets | Rs 1,363 Crore | Rs 1,747 Crore | Rs 2,384 Crore | Rs 3,290 Crore | Rs 3,818 Crore |
| Current Assets | Rs 168,904 Crore | Rs 209,458 Crore | Rs 271,593 Crore | Rs 370,991 Crore | Rs 460,437 Crore |
| Other Assets | Rs 1,259 Crore | Rs 1,299 Crore | Rs 1,250 Crore | Rs 1,460 Crore | Rs 1,871 Crore |
| Total Assets | Rs 171,526 Crore | Rs 212,505 Crore | Rs 275,228 Crore | Rs 375,741 Crore | Rs 466,126 Crore |
| Contingent Liabilities | Rs 5,238 Crore | Rs 7,649 Crore | Rs 9,587 Crore | Rs 8,696 Crore | Rs 8,861 Crore |
| Ratio | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Basic EPS (Rs.) | 73.58 | 116.64 | 190.53 | 236.89 | 268.94 |
| Diluted Eps (Rs.) | 73.00 | 115.79 | 189.57 | 235.98 | 268.94 |
| Book Value [Excl. Reval Reserve]/Share (Rs.) | 613.67 | 724.56 | 899.53 | 1,241.03 | 1,557.43 |
| Dividend/Share (Rs.) | 10.00 | 20.00 | 30.00 | 36.00 | 56.00 |
| Face Value | 2 | 2 | 2 | 2 | 2 |
| Gross Profit Margin (%) | 58.99 | 62.07 | 69.01 | 70.42 | 68.47 |
| Operating Margin (%) | 57.77 | 60.86 | 67.84 | 69.17 | 67.20 |
| Net Profit Margin (%) | 16.57 | 22.21 | 27.79 | 26.27 | 24.05 |
| Return on Networth / Equity (%) | 11.97 | 16.07 | 21.16 | 18.84 | 17.20 |
| ROCE (%) | 40.81 | 43.25 | 50.94 | 48.92 | 46.79 |
| Return On Assets (%) | 2.57 | 3.30 | 4.18 | 3.84 | 3.56 |
| Current Ratio (X) | 1.26 | 1.25 | 1.23 | 1.24 | 1.26 |
| Quick Ratio (X) | 1.26 | 1.25 | 1.23 | 1.24 | 1.26 |
| Debt to Equity (x) | 3.57 | 3.78 | 3.99 | 3.82 | 3.74 |
| Interest Coverage Ratios (X) | 1.67 | 2.01 | 2.27 | 2.07 | 1.93 |
| Asset Turnover Ratio (%) | 0.16 | 0.16 | 0.17 | 0.17 | 0.17 |
| Inventory Turnover Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3 Yr CAGR Sales (%) | 40.85 | 30.81 | 25.29 | 43.57 | 48.42 |
| 3 Yr CAGR Net Profit (%) | 28.56 | 32.64 | 47.85 | 80.77 | 54.43 |
| P/E (x) | 7.00 | 6.22 | 2.95 | 3.06 | 3.33 |
| P/B (x) | 8.39 | 10.02 | 6.24 | 5.83 | 5.75 |
| EV/EBITDA (x) | 27.92 | 30.53 | 19.31 | 18.86 | 18.98 |
| P/S (x) | 11.62 | 13.84 | 8.20 | 8.14 | 7.97 |
Bajaj Finance announced a bonus issue with a ratio of 4:1, with the ex-bonus date on June 16, 2025. Additionally, the company announced a stock split with an ex-split date of June 16, 2025, where the old face value of Rs 2 was split into a new face value of Rs 1.
On April 30, 2025, Bajaj Finance announced a final dividend of Rs 44 per share (2200%), which was paid on May 30, 2025. The company also announced a special dividend of Rs 12 per share (600%) on April 29, 2025, with an effective date of May 9, 2025.
Bajaj Finance received a new credit rating from Moody's Ratings, which assigned a "Baa3 Corporate Family Rating (CFR) with outlook as Stable" on August 4, 2025.
With the stock's last traded price at Rs 897, Bajaj Finance has seen minor fluctuation in today's session.
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