Shares of Bajaj Finance declined by 1.61% to trade at Rs 877.55 on Wednesday. According to data at 11:50 am, the stock's current price reflects a decrease from its previous close.
Financial Overview
The following tables provide a detailed overview of Bajaj Finance's financial performance, including both quarterly and annual data.
Revenue and Net Profit (Quarterly - Consolidated)
Here's a look at the company's quarterly financial performance:
| Heading | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 16,098.67 Crore | Rs 17,090.27 Crore | Rs 18,035.11 Crore | Rs 18,456.85 Crore | Rs 19,523.88 Crore |
| Net Profit | Rs 3,909.46 Crore | Rs 4,010.29 Crore | Rs 4,305.17 Crore | Rs 4,536.75 Crore | Rs 4,764.55 Crore |
| EPS | 63.28 | 64.66 | 68.63 | 72.35 | 7.57 |
Revenue, Net Profit and EPS (Yearly - Consolidated)
The yearly financial performance is as follows:
| Heading | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 26,668.10 Crore | Rs 31,632.42 Crore | Rs 41,397.38 Crore | Rs 54,969.49 Crore | Rs 69,683.51 Crore |
| Net Profit | Rs 4,419.82 Crore | Rs 7,028.23 Crore | Rs 11,506.02 Crore | Rs 14,443.53 Crore | Rs 16,761.67 Crore |
| EPS | 73.58 | 116.64 | 190.53 | 236.89 | 268.94 |
| BVPS | 613.67 | 724.56 | 899.53 | 1,241.03 | 1,557.43 |
| ROE | 11.97 | 16.07 | 21.16 | 18.84 | 17.20 |
| Debt to Equity | 3.57 | 3.78 | 3.99 | 3.82 | 3.74 |
Income Statement (Annual - Consolidated)
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Sales | 69,683 | 54,969 | 41,397 | 31,632 | 26,668 |
| Other Income | 41 | 13 | 8 | 7 | 14 |
| Total Income | 69,724 | 54,982 | 41,405 | 31,640 | 26,683 |
| Total Expenditure | 22,892 | 16,955 | 13,319 | 12,388 | 11,276 |
| EBIT | 46,832 | 38,026 | 28,086 | 19,252 | 15,406 |
| Interest | 24,770 | 18,724 | 12,559 | 9,748 | 9,414 |
| Tax | 5,300 | 4,858 | 4,020 | 2,475 | 1,572 |
| Net Profit | 16,761 | 14,443 | 11,506 | 7,028 | 4,419 |
Income Statement (Quarterly - Consolidated)
| Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | |
|---|---|---|---|---|---|
| Sales | 19,523 | 18,456 | 18,035 | 17,090 | 16,098 |
| Other Income | 3 | 11 | 23 | 5 | 3 |
| Total Income | 19,527 | 18,468 | 18,058 | 17,095 | 16,102 |
| Total Expenditure | 6,243 | 6,278 | 5,910 | 5,548 | 5,155 |
| EBIT | 13,284 | 12,190 | 12,148 | 11,547 | 10,946 |
| Interest | 6,917 | 6,551 | 6,385 | 6,149 | 5,683 |
| Tax | 1,602 | 1,101 | 1,457 | 1,387 | 1,353 |
| Net Profit | 4,764 | 4,536 | 4,305 | 4,010 | 3,909 |
Cash Flow
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Operating Activities | -68,154 | -72,760 | -42,140 | -37,028 | -880 |
| Investing Activities | -2,765 | -7,171 | -10,365 | 6,346 | -428 |
| Financing Activities | 70,527 | 82,415 | 50,674 | 32,239 | 1,826 |
| Others | 0 | 0 | 0 | 0 | 0 |
| Net Cash Flow | -392 | 2,483 | -1,830 | 1,557 | 516 |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Share Capital | 124 | 123 | 120 | 120 | 120 |
| Reserves & Surplus | 96,568 | 76,274 | 53,695 | 43,194 | 36,494 |
| Current Liabilities | 366,042 | 298,020 | 220,095 | 167,993 | 133,783 |
| Other Liabilities | 3,391 | 1,322 | 1,316 | 1,196 | 1,128 |
| Total Liabilities | 466,126 | 375,741 | 275,228 | 212,505 | 171,526 |
| Fixed Assets | 3,818 | 3,290 | 2,384 | 1,747 | 1,363 |
| Current Assets | 460,437 | 370,991 | 271,593 | 209,458 | 168,904 |
| Other Assets | 1,871 | 1,460 | 1,250 | 1,299 | 1,259 |
| Total Assets | 466,126 | 375,741 | 275,228 | 212,505 | 171,526 |
| Contingent Liabilities | 8,861 | 8,696 | 9,587 | 7,649 | 5,238 |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Basic EPS (Rs.) | 268.94 | 236.89 | 190.53 | 116.64 | 73.58 |
| Diluted Eps (Rs.) | 268.94 | 235.98 | 189.57 | 115.79 | 73.00 |
| Book Value [Excl. Reval Reserve]/Share (Rs.) | 1,557.43 | 1,241.03 | 899.53 | 724.56 | 613.67 |
| Dividend/Share (Rs.) | 56.00 | 36.00 | 30.00 | 20.00 | 10.00 |
| Face Value | 2 | 2 | 2 | 2 | 2 |
| Gross Profit Margin (%) | 68.47 | 70.42 | 69.01 | 62.07 | 58.99 |
| Operating Margin (%) | 67.20 | 69.17 | 67.84 | 60.86 | 57.77 |
| Net Profit Margin (%) | 24.05 | 26.27 | 27.79 | 22.21 | 16.57 |
| Return on Networth / Equity (%) | 17.20 | 18.84 | 21.16 | 16.07 | 11.97 |
| ROCE (%) | 46.79 | 48.92 | 50.94 | 43.25 | 40.81 |
| Return On Assets (%) | 3.56 | 3.84 | 4.18 | 3.30 | 2.57 |
| Current Ratio (X) | 1.26 | 1.24 | 1.23 | 1.25 | 1.26 |
| Quick Ratio (X) | 1.26 | 1.24 | 1.23 | 1.25 | 1.26 |
| Debt to Equity (x) | 3.74 | 3.82 | 3.99 | 3.78 | 3.57 |
| Interest Coverage Ratios (X) | 1.93 | 2.07 | 2.27 | 2.01 | 1.67 |
| Asset Turnover Ratio (%) | 0.17 | 0.17 | 0.17 | 0.16 | 0.16 |
| Inventory Turnover Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3 Yr CAGR Sales (%) | 48.42 | 43.57 | 25.29 | 30.81 | 40.85 |
| 3 Yr CAGR Net Profit (%) | 54.43 | 80.77 | 47.85 | 32.64 | 28.56 |
| P/E (x) | 3.33 | 3.06 | 2.95 | 6.22 | 7.00 |
| P/B (x) | 5.75 | 5.83 | 6.24 | 10.02 | 8.39 |
| EV/EBITDA (x) | 18.98 | 18.86 | 19.31 | 30.53 | 27.92 |
| P/S (x) | 7.97 | 8.14 | 8.20 | 13.84 | 11.62 |
Bajaj Finance Limited has made several corporate announcements. Moody's Ratings assigned the company a new rating of Baa3 Corporate Family Rating (CFR) with a stable outlook, according to a press release dated August 4, 2025. The company also scheduled analyst and institutional investor meetings, as announced on July 30, 2025.
The company announced a final dividend of Rs 44 per share (2200%) on April 30, 2025, with an effective date of May 30, 2025. A special dividend of Rs 12 per share (600%) was announced on April 29, 2025, with an effective date of May 9, 2025.
On April 29, 2025, Bajaj Finance announced a bonus issue with a ratio of 4:1 and a stock split, with the old face value of Rs 2 being split into a new face value of Rs 1. The ex-split and record dates for both the bonus and split were set for June 16, 2025.
The company had earlier announced rights issues on January 15, 2013, with a ratio of 3:19 and on January 12, 2006, with a ratio of 6:10.
With the stock currently trading at Rs 877.55, Bajaj Finance has seen a change in last 1 hour.
Discover the latest Business News, Sensex, and Nifty updates. Obtain Personal Finance insights, tax queries, and expert opinions on Moneycontrol or download the Moneycontrol App to stay updated!
