Personal Finance

Post Office Monthly Income Scheme: Who should invest?

A steady income with government-backed safety makes the Post Office Monthly Income Scheme a dependable choice for conservative investors.

Are zero-balance accounts really free, or do hidden charges eat into savings?

Zero-balance accounts promise freedom from minimum balance requirements, but hidden charges can sometimes reduce their benefits.

Credit card in your first job: Smart move or risky choice?

Using a credit card wisely in your first job can help build credit, manage expenses, and teach financial discipline.

Why is credit monitoring now indispensable for financial planning?

Keeping an eye on your credit score has become a must for smart financial planning in today’s world.

How safe are post office schemes compared with bank deposits?

Weighing security and returns for your hard-earned money

How to decide between short-term FDs and liquid mutual funds in a volatile market

Choosing the right short-term investment when markets are unpredictable

Dhanteras 2025: Why Gold ETFs and FoFs are the smart way to invest in gold

Gold is a valuable addition to portfolios, offering stability and protection against inflation and market volatility, with modern options like ETFs and FoFs providing easy and cost-effective investment.

Explained: what not to do when choosing a term insurance policy

A term plan is the cheapest way to secure your family’s future, but small mistakes at the start can cost you dearly later.

Do you have enough life insurance cover to protect your financial goals?

A policy is only useful if the cover matches your family’s needs — here’s how to know if yours does.

What happens if you stop contributing to your EPF account?

Stopping your EPF contributions can pause your retirement growth and affect long-term savings if not managed properly.

Does your gift of gold coin, jewellery on Diwali comes wrapped with tax liabilities?

Gold as gift from relatives is tax-exempt but the gifts that exceed Rs 50,000 from people other relatives in a fiscal year are taxable

Switching from group health cover to your own policy: how to do it smoothly

Leaving a job doesn’t mean losing protection — here’s how you can shift your group health plan into an individual one.

How to transfer your PPF account without losing benefits

Moving your Public Provident Fund account is easier than you think, but you need to follow the right steps.

How to plan for healthcare costs in retirement in India

Healthcare planning is a vital part of retirement preparation to ensure peace of mind and financial security in later years.

Does your life insurance pay out in war or terror incidents?

Most policies cover terror attacks, but war-related deaths are usually excluded — here’s what you need to know.

EPF corpus grows nearly fivefold in a decade, tops Rs 24.7 lakh crore

Formalisation, higher wages, and new member additions drive record growth

Diwali holiday overlap: BCAS urges govt to extend September GSTR-3B filing deadline

The representation seeks “administrative relief” for taxpayers and aims to uphold the integrity of return filings. The Bombay Chartered Accountant Society has urged the government to consider extending the GSTR-3B filing and payment due date for September 2025 to a later date after the Diwali holidays.

Loan against fixed deposits vs. personal loan: What’s cheaper?

When you need quick funds, both personal loans and loans against fixed deposits can come to the rescue—but the cost and benefits differ significantly.

Investing in gold for your child’s education: Pros and cons

Gold has long been a preferred choice for securing future milestones, but it comes with both benefits and limitations.

How to claim capital gains exemption under Section 54F when buying a new house

Section 54F exemption is available only if the taxpayer does not own more than one residential property on the date of sale of the asset(s), other than the new house being acquired.

Partial withdrawals from EPF surged 55-fold in a decade

What was once an emergency provision is now a routine coping mechanism, data shows

Gold rate on October 17: What big brands like Tanishq, Kalyan Jewellers, Malabar Gold & Diamonds and Joyalukkas are charging

Ahead of Dhanteras, gold firmed up: IBJA benchmarks rose by about 3 percent from yesterday while big-brand 22K quotes clustered between Rs 11,905 and Rs 12,170 per gramme.

Buying gold coin for Dhanteras? Here's what Amazon, Flipkart, and others are offering

It's important to compare purity and prices across platforms to get the best deal

How to get a personal loan with a low credit score in India

Even with a poor credit history, you can still access funds by following a few smart steps