Capital India Finance shares jump 5% as NBFC crosses Rs 1,000-crore AUM milestone in FY25

Capital India Finance shares jump 5% as NBFC crosses Rs 1,000-crore AUM milestone in FY25

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Shares of Capital India Finance Ltd (CIFL) jumped 5% as the NBFC said it has crosses Rs 1,000-crore assets under management (AUM) milestone in FY25.

As of March 31, 2025, CIFL's AUM stands at Rs 1,004.52 crore, marking a 7% year-on-year growth from Rs 935.15 crore in March 2024.

"This milestone underscores CIFL’s prudent lending strategy, sharp focus on asset quality, and a steadfast commitment to empowering India's underserved MSME sector. As of FY25, 84% of CIFL’s AUM are secured and 16% are unsecured. With a conservative leverage and a diversified funding base, CIFL is poised for sustained growth in the coming years. A net NPA of 0.98% reflects CIFL’s robust risk assessment protocols and ranks it amongst the best in its peer group," said the firm.

On May 27, CIFL's shares on NSE closed 5.4% higher at Rs 38.8 apiece.

With a debt equity ratio of 1.06x and a Capital Adequacy Ratio of 36.08% as at March 31, 2025, CIFL is strategically positioned to capitalize on emerging opportunities in the MSME lending space.

“We have laid a robust foundation to drive sustainable and profitable growth. The framework and systems implemented over the past year will begin delivering results from FY26 onwards. Our diversified lending approach, strong asset quality, and conservative leverage provide the strength to grow responsibly. The sale of Capital India Home Loans allows us to sharpen our strategic focus on the MSME lending opportunity – a core area where we see significant potential. We aim to expand our NBFC branch network to 100 branches over the next two years,” said Pinank Shah, CEO, Capital India Finance Limited.