UTI-Dynamic Bond Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 19 (Category Avg - 29.64) | Modified Duration 4.66 Years (Category Avg - 6.13)| Yield to Maturity 6.81% (Category Avg - 6.84%)

Portfolio Summary (as on 31st Oct,2025)

Category - Dynamic Bond Fund

Category - Dynamic Bond Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			345.02	7.57%	35.00 Cr
Bond - Govt of India	GOI	Other			343.15	7.53%	35.00 Cr
Bond - Govt of India	GOI	Other			257.61	5.65%	25.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	257.50	5.65%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	257.24	5.65%	2.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	256.20	5.62%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	255.42	5.61%	2.50 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	250.85	5.50%	2.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	250.82	5.50%	2.50 k
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	248.09	5.44%	2.50 k
Bond - Govt of India	GOI	Other			207.13	4.55%	20.70 Cr
Bond - Govt of India	GOI	Other			201.51	4.42%	20.00 Cr
Bond - Govt of India	GOI	Other			200.72	4.40%	20.00 Cr
Bond - Govt of India	GOI	Other			152.04	3.34%	15.00 Cr
Bond - Mankind Pharma Ltd.	NCD & Bonds	Pharmaceuticals	AA+	CRISIL	100.76	2.21%	1.00 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	100.47	2.20%	1.00 k
Bond - Govt of India	GOI	Other			86.53	1.90%	8.57 Cr
Bond - Mankind Pharma Ltd.	NCD & Bonds	Pharmaceuticals	AA+	CRISIL	50.72	1.11%	500.00
Bond - Govt of India	GOI	Other			49.17	1.08%	5.00 Cr