Union Corporate Bond Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 42 (Category Avg - 91.48) | Modified Duration 3.64 Years (Category Avg - 3.18)| Yield to Maturity 6.85% (Category Avg - 6.81%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	12.79%	18.10%
CD	0.00%	0.37%
T-Bills	0.05%	0.11%
CP	0.00%	0.16%
NCD & Bonds	82.25%	72.50%
PTC	0.00%	2.68%

Category - Corporate Bond Fund

Security Type	% Weight	Category Average
Government Backed	12.84%	18.21%
Low Risk	82.25%	75.71%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Corporate Bond Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Mankind Pharma Ltd.	NCD & Bonds	Pharmaceuticals	AA+	CRISIL	304.34	5.27%	30.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	254.82	4.41%	25.00 Cr
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	251.45	4.35%	25.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	251.35	4.35%	25.00 Cr
Bond - JIO Credit Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	249.60	4.32%	25.00 Cr
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	248.95	4.31%	25.00 Cr
Bond - Govt of India	GOI	Other			245.10	4.24%	25.00 Cr
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	204.98	3.55%	20.00 Cr
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	203.17	3.52%	20.00 Cr
Bond - Govt of India	GOI	Other			198.63	3.44%	20.00 Cr
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	152.74	2.64%	15.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	149.08	2.58%	15.00 Cr
Bond - Govt of India	GOI	Other			142.41	2.46%	15.00 Cr
Bond - Reliance Industries Ltd.	NCD & Bonds	Refineries & marketing	AAA	CRISIL	103.95	1.80%	10.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	103.17	1.79%	10.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	102.90	1.78%	10.00 Cr
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	102.87	1.78%	10.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	102.64	1.78%	10.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	102.59	1.78%	10.00 Cr
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	102.56	1.77%	10.00 Cr
Bond - Larsen & Toubro Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	102.44	1.77%	10.00 Cr
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	102.34	1.77%	10.00 Cr
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	102.30	1.77%	10.00 Cr
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	102.10	1.77%	10.00 Cr
Bond - Indian Oil Corporation Ltd.	NCD & Bonds	Refineries & marketing	AAA	CRISIL	102.09	1.77%	10.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	102.08	1.77%	10.00 Cr
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	101.92	1.76%	10.00 Cr
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	101.92	1.76%	10.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	101.92	1.76%	10.00 Cr
Bond - National Housing Bank	NCD & Bonds	Financial institution	INDAAA	FITCH	101.85	1.76%	10.00 Cr
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	101.82	1.76%	10.00 Cr
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	101.70	1.76%	10.00 Cr
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	101.64	1.76%	10.00 Cr
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	101.60	1.76%	10.00 Cr
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	101.52	1.76%	10.00 Cr
Bond - Govt of India	GOI	Other			101.90	1.76%	10.00 Cr
Bond - Sikka Ports & Terminals Ltd.	NCD & Bonds	Port & port services	AAA	CRISIL	101.12	1.75%	10.00 Cr
Bond - Govt of India	GOI	Other			51.61	0.89%	5.00 Cr
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	50.06	0.87%	5.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	49.94	0.86%	5.00 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	30.55	0.53%	3.00 Cr
Bond - T-Bill	T-Bills	Other			2.98	0.05%	30.00 L