Sundaram Short Duration Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 26 (Category Avg - 67.58) | Modified Duration 2.68 Years (Category Avg - 2.62)| Yield to Maturity 6.75% (Category Avg - 6.89%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	35.42%	20.36%
CD	0.00%	3.36%
T-Bills	0.00%	0.04%
CP	0.00%	0.67%
NCD & Bonds	59.22%	69.24%
PTC	0.00%	2.63%

Category - Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	35.42%	20.39%
Low Risk	59.22%	75.89%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Short Duration Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			257.31	13.19%	25.00 L
Bond - Govt of India	GOI	Other			155.97	7.99%	15.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	102.19	5.24%	1.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	102.15	5.24%	1.00 k
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	101.78	5.22%	1.00 k
Bond - PNB Housing Finance Ltd.	NCD & Bonds	Housing finance company	CARE AA+	CARE	101.44	5.20%	1.00 k
Bond - Govt of India	GOI	Other			71.86	3.68%	7.00 L
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	60.18	3.08%	600.00
Bond - Govt of India	GOI	Other			52.24	2.68%	5.00 L
Bond - Govt of India	GOI	Other			51.59	2.64%	5.00 L
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	51.45	2.64%	500.00
Bond - Govt of India	GOI	Other			51.44	2.64%	5.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	51.00	2.61%	50.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	50.87	2.61%	500.00
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	50.75	2.60%	500.00
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	50.70	2.60%	500.00
Bond - Govt of India	GOI	Other			50.64	2.60%	5.00 L
Bond - Can Fin Homes Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	50.55	2.59%	500.00
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	50.45	2.59%	500.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	50.39	2.58%	50.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	50.35	2.58%	500.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	50.34	2.58%	500.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	50.34	2.58%	500.00
Bond - Hinduja Leyland Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	50.29	2.58%	500.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	49.74	2.55%	50.00
Bond - Can Fin Homes Ltd.	NCD & Bonds	Housing finance company	AA+	FITCH	30.30	1.55%	300.00