SBI Magnum Low Duration Fund - Institutional - IDCW - Weekly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 96 (Category Avg - 77.09) | Modified Duration 0.90 Years (Category Avg - 0.89)| Yield to Maturity 6.56% (Category Avg - 6.70%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	10.60%	6.83%
CD	20.37%	19.26%
T-Bills	2.67%	3.86%
CP	9.12%	3.43%
NCD & Bonds	48.23%	59.25%
PTC	4.97%	2.31%

Category - Low Duration Fund

Security Type	% Weight	Category Average
Government Backed	13.27%	10.68%
Low Risk	82.69%	84.25%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Low Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			8584.36	5.13%	8.50 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	5679.04	3.39%	56.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	5347.26	3.19%	52.50 k
Bond - Radhakrishna Securitisation Trust	PTC	Ptc	AAA	CRISIL	5303.28	3.17%	525.00
Bond - Trent Limited	NCD & Bonds	Speciality retail	LAA+	ICRA	4969.51	2.97%	5.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	4170.12	2.49%	8.50 k
Bond - UCO Bank	CD	Public sector bank	P1+	CRISIL	3862.28	2.31%	8.00 k
Bond - IndiGrid Infrastructure Trust	NCD & Bonds	Power - transmission	AAA	CRISIL	3865.93	2.31%	3.85 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	3547.10	2.12%	35.00 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	3214.85	1.92%	3.20 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2902.76	1.73%	6.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2843.21	1.70%	6.00 k
Bond - TML Commercial Vehicles Ltd.	NCD & Bonds	Commercial vehicles	AA+	CRISIL	2524.73	1.51%	2.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	2512.30	1.50%	25.00 k
Bond - Citicorp Finance (India) Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	2500.93	1.49%	25.00 k
Bond - T-Bill	T-Bills	Other			2498.11	1.49%	2.50 Cr
Bond - Mankind Pharma Ltd.	NCD & Bonds	Pharmaceuticals	AA+	CRISIL	2459.56	1.47%	24.50 k
Bond - The Jammu & Kashmir Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2438.48	1.46%	5.00 k
Bond - JM Financial Services Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	2452.04	1.46%	5.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	2409.24	1.44%	5.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2407.91	1.44%	5.00 k
Bond - Cube Highways Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	INDAAA	FITCH	2387.56	1.43%	24.10 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2365.41	1.41%	5.00 k
Bond - Govt of India	GOI	Other			2249.89	1.34%	2.25 Cr
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	2031.95	1.21%	20.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	2003.44	1.20%	20.00 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	2002.78	1.20%	20.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	1994.17	1.19%	20.00 k
Bond - T-Bill	T-Bills	Other			1975.61	1.18%	2.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1922.51	1.15%	4.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1922.23	1.15%	4.00 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	1758.14	1.05%	17.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	1747.85	1.04%	17.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	1740.96	1.04%	17.50 k
Bond - Govt of India	GOI	Other			1639.91	0.98%	1.60 Cr
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	1605.01	0.96%	1.60 k
Bond - HDB Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1610.25	0.96%	3.30 k
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	FITCH	1571.93	0.94%	15.50 k
Bond - Govt of India	GOI	Other			1553.12	0.93%	1.50 Cr
Bond - Govt of India	GOI	Other			1523.20	0.91%	1.52 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	1524.82	0.91%	1.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	1524.64	0.91%	15.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1524.21	0.91%	15.00 k
Bond - Aditya Birla Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1523.18	0.91%	15.00 k
Bond - Sundaram Finance Limited	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	1508.54	0.90%	15.00 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	1503.71	0.90%	15.00 k
Bond - India Universal Trust	PTC	Ptc	AAA	CRISIL	1487.28	0.89%	327.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1469.87	0.88%	3.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1467.83	0.88%	3.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	1464.45	0.87%	3.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1461.89	0.87%	3.00 k
Bond - J S W Energy Ltd.	CP	Power generation	A1+	ICRA	1464.38	0.87%	3.00 k
Bond - Toyota Financial Services India Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1435.97	0.86%	3.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	1279.23	0.76%	12.50 k
Bond - Tata Capital Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	1264.82	0.76%	1.25 k
Bond - Mahindra Rural Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1203.42	0.72%	12.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	1016.23	0.61%	10.00 k
Bond - Tata Chemicals Ltd.	NCD & Bonds	Commodity chemicals	AA+	CRISIL	1008.21	0.60%	10.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1005.76	0.60%	1.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	982.24	0.59%	2.00 k
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	975.49	0.58%	2.00 k
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	964.16	0.58%	2.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	977.67	0.58%	2.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	969.18	0.58%	2.00 k
Bond - Kotak Mahindra Investments Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	960.26	0.57%	2.00 k
Bond - Interise Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	LAAA	ICRA	937.75	0.56%	10.00 k
Bond - Interise Trust	CP	Road assets–toll, annuity, hybrid-annuity	A1+	ICRA	833.91	0.50%	1.70 k
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	841.38	0.50%	99.00
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	765.76	0.46%	7.50 k
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	753.18	0.45%	7.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	751.07	0.45%	750.00
Bond - Govt of India	GOI	Other			759.38	0.45%	75.00 L
Bond - Govt of India	GOI	Other			728.77	0.44%	72.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	723.18	0.43%	700.00
Bond - JM Financial Services Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	704.27	0.42%	1.50 k
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	679.94	0.41%	193.00
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	600.03	0.36%	600.00
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	559.82	0.33%	5.50 k
Bond - Mankind Pharma Ltd.	NCD & Bonds	Pharmaceuticals	AA+	CRISIL	507.24	0.30%	5.00 k
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	502.14	0.30%	5.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	498.61	0.30%	5.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	498.33	0.30%	500.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	494.66	0.30%	500.00
Bond - Panatone Finvest Ltd	CP	Non banking financial company (nbfc)	P1+	CRISIL	493.29	0.29%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	489.81	0.29%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	476.31	0.28%	1.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	454.24	0.27%	4.50 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	372.26	0.22%	3.70 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	361.74	0.22%	350.00
Bond - Govt of India	GOI	Other			358.95	0.21%	35.00 L
Bond - Govt of India	GOI	Other			354.30	0.21%	35.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	246.02	0.15%	500.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	244.65	0.15%	500.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	254.57	0.15%	2.50 k
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	251.88	0.15%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	100.85	0.06%	1.00 k