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UTI Gilt Fund - Growth

  • Regular
  • Direct
Category : Gilt Fund
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 50.6034 -0.04%
    (as on 07th December, 2021)
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Crisil Rank
Above average performance among peers
Risk-O-Meter
Low to Moderate

Fund has 161.48% investment in Debt of which 161.48% in Government securities.

Suitable For : Investors who want to invest money for longer duration but their first and only priority is safety of their investments.

Crisil Rank Change : Fund Crisil rank was updated from 3 to 4 in the previous quarter.

This Scheme
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  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 07th December, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 30-Nov-21 9991.30 -0.09% - -0.13% 6/22
1 Month 03-Nov-21 10033.70 0.34% - 0.48% 17/22
3 Month 07-Sep-21 10060.80 0.61% - 0.63% 13/22
6 Month 07-Jun-21 10196.80 1.97% - 2.00% 13/22
YTD 01-Jan-21 10244.80 2.45% - 2.38% 11/22
1 Year 07-Dec-20 10277.30 2.77% 2.77% 2.75% 11/22
2 Year 06-Dec-19 11383.30 13.83% 6.67% 7.25% 13/22
3 Year 07-Dec-18 12796.00 27.96% 8.56% 8.30% 12/22
5 Year 07-Dec-16 13933.10 39.33% 6.85% 6.21% 9/22
10 Year 07-Dec-11 23799.60 138.00% 9.05% 8.56% 6/19
Since Inception 14-Jan-02 50603.40 406.03% 8.48% 8.22% 11/23

SIP Returns (NAV as on 07th December, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 07-Dec-20 12000 12238.51 1.99 % 3.69 %
2 Year 06-Dec-19 24000 25117.46 4.66 % 4.44 %
3 Year 07-Dec-18 36000 39570.97 9.92 % 6.23 %
5 Year 07-Dec-16 60000 71699.13 19.5 % 7.05 %
10 Year 07-Dec-11 120000 185743.36 54.79 % 8.46 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Oct,2021)

No of Debt Holding 20 (Category Avg - 21.90) | Modified Duration 2.36 Years (Category Avg - 3.74)| Yield to Maturity 4.66% (Category Avg - 5.45%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 112.30% 95.81%
T-Bills 49.18% 8.59%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 161.48% 104.40%
Low Risk 0.00% 0.00%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 18.66%
TREPS TREPS 13.88%
Reverse Repo Reverse Repo 4.19%
Margin Margin 0.60%
Margin Margin 0.60%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th November, 2021)

  • Standard Deviation

    Low volatility
    3.19vs3.2
    Category Avg
  • Beta

    Low volatility
    0.64vs0.78
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.57vs1.45
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.08vs0.06
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    1.17vs0.3
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
ICICI Prudential Gilt Fund - Growth 3 3272.53 1.02 1.33 3.40 4.85 9.68
Edelweiss Government Securities Fund - Regular Plan - Growth 3 116.87 0.20 0.38 2.25 4.38 9.70
Aditya Birla Sun Life Government Securities Fund - Regular Plan - Growth 3 977.52 0.59 0.79 2.57 4.00 9.14
DSP Government Securities Fund - Regular Plan - Growth 5 435.98 0.50 0.82 2.38 3.43 9.81
PGIM India Gilt Fund - Growth 4 139.54 0.28 0.73 1.83 3.15 7.72
Kotak Gilt - Investment - Regular - Growth 3 1941.52 0.47 0.65 2.55 3.10 8.83
Kotak Gilt - Investment - PF and Trust - Growth NA 1941.52 0.47 0.65 2.55 3.10 8.83
Axis Gilt Fund - Growth 3 148.39 0.63 0.72 2.01 3.08 9.57
SBI Magnum Gilt Fund - Regular Plan - Growth 4 3787.51 0.49 0.60 1.88 3.07 9.31
HDFC Gilt Fund - Growth 3 1555.51 0.71 0.93 2.43 2.99 7.44

More Funds from UTI Mutual Fund

Out of 111 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 10 is/are ranked 4 * , 12 is/are ranked 3 * , 1 is/are ranked 2 * , 4 is/are ranked 1 * , and 80 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI NIFTY Exchange Traded Fund 4 32248.81 -5.10 -2.38 8.06 28.11 18.31
UTI NIFTY Exchange Traded Fund 4 32248.81 -5.10 -2.38 8.06 28.11 18.31
UTI Liquid Cash Plan - Regular Plan - Growth 3 25608.73 0.29 0.81 1.66 3.25 4.77
UTI Flexi Cap Fund - Growth 5 24212.44 -3.62 -0.24 14.60 38.65 25.22
UTI SENSEX Exchange Traded Fund 5 18955.88 -5.07 -2.46 9.02 26.16 18.55
UTI SENSEX Exchange Traded Fund 5 18955.88 -5.07 -2.46 9.02 26.16 18.55
UTI Overnight Fund - Growth NA 10537.14 0.26 0.79 1.57 3.11 4.10
UTI Mastershare Unit Scheme - Growth 4 9725.73 -3.18 0.25 13.13 33.03 19.51
UTI Money Market Fund - Regular Plan - Growth 4 9336.36 0.37 0.84 1.85 3.73 6.02
UTI Mid Cap Fund - Growth 4 6695.14 -2.53 1.12 15.55 46.36 24.86

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