Union Liquid Fund - IDCW - Monthly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Returns (NAV as on 16th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	09-Nov-25	10011.20	0.11%	-	0.11%	4/39
1 Month	16-Oct-25	10049.00	0.49%	-	0.48%	2/38
3 Month	16-Aug-25	10144.70	1.45%	-	1.42%	5/38
6 Month	16-May-25	10406.40	4.06%	-	2.95%	7/37
YTD	01-Jan-25	10945.00	9.45%	-	5.64%	11/37
1 Year	16-Nov-24	11165.50	11.65%	11.65%	6.57%	11/36
2 Year	16-Nov-23	12799.90	28.00%	13.12%	6.92%	8/36
3 Year	16-Nov-22	14567.70	45.68%	13.35%	6.90%	6/35
5 Year	16-Nov-20	16455.60	64.56%	10.47%	5.63%	4/34
10 Year	16-Nov-15	20249.70	102.50%	7.30%	6.07%	27/28
Since Inception	15-Jun-11	27962.90	179.63%	7.38%	6.29%	24/39

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	16-Nov-24	12000	12627.45	5.23 %	9.76 %
2 Year	16-Nov-23	24000	27041.13	12.67 %	11.88 %
3 Year	16-Nov-22	36000	43577.62	21.05 %	12.77 %
5 Year	16-Nov-20	60000	81391.58	35.65 %	12.13 %
10 Year	16-Nov-15	120000	190499.4	58.75 %	8.93 %

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.02%	0.49%	1.45%	4.07%	9.44%	11.66%	13.12%	13.35%	10.47%
Nifty 50	0.12%	3.04%	5.19%	5.04%	9.58%	10.10%	15.39%	12.22%	15.17%
Benchmark: CRISIL Liquid Debt A-I Index	0.00%	0.47%	1.42%	2.95%	5.62%	6.56%	6.95%	6.97%	5.78%
Category Average	0.02%	0.48%	1.42%	2.95%	5.64%	6.57%	6.92%	6.90%	5.63%
Category Rank	19/39	2/38	5/38	7/37	11/37	11/36	8/36	6/35	4/34
Best in Category	0.02%	0.49%	1.47%	3.02%	5.79%	6.73%	7.07%	7.05%	5.75%
Worst in Category	0.01%	0.46%	1.35%	2.78%	5.28%	6.15%	6.53%	6.50%	5.27%