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SBI Savings Fund - Growth

  • Regular
  • Direct
Category : Money Market Fund
Fund House : SBI Mutual Fund
  • NAV
    : ₹ 29.4042 0.03%
    (as on 19th June, 2019)
Crisil Rank
Below average performance among peers
Risk-O-Meter
Moderately Low
(Min ₹500 for SIP, ₹500 for one time investment)

Fund has 99.47% investment in Debt of which 1.58% in Government securities, 97.89% in funds invested in very low risk securities..

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 19th June, 2019)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 12-Jun-19 10013.89 0.14% - 0.13% 13/16
1 Month 17-May-19 10072.00 0.72% - 0.58% 11/16
3 Month 19-Mar-19 10191.53 1.92% - 1.82% 12/16
6 Month 19-Dec-18 10390.65 3.91% - 3.90% 12/16
YTD 29-Mar-19 10161.81 1.62% - 1.47% 13/16
1 Year 19-Jun-18 10772.54 7.73% 7.73% 7.28% 10/14
2 Year 19-Jun-17 11428.60 14.29% 6.90% 6.95% 10/14
3 Year 17-Jun-16 12298.12 22.98% 7.13% 7.02% 9/14
5 Year 19-Jun-14 14450.37 44.50% 7.64% 7.56% 9/14
10 Year 19-Jun-09 21507.50 115.07% 7.95% 7.69% 4/12
Since Inception 16-Jul-04 29404.20 194.04% 7.49% - -/-

SIP Returns (NAV as on 19th Jun,2019)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 year 19-Jun-18 12000 12504.02 4.20 % 7.88 %
2 years 19-Jun-17 24000 25848.89 7.70 % 7.32 %
3 years 19-Jun-16 36000 40084.88 11.35 % 7.11 %
5 years 19-Jun-14 60000 72207.06 20.35 % 7.34 %
10 years 19-Jun-09 120000 181260.08 51.05 % 8.00 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st May,2019)

No of Debt Holding 65 (Category Avg - 36.69) | Modified Duration 0.49 Years (Category Avg - 0.47)| Yield to Maturity 7.22% (Category Avg - 7.19%)

Type of Holdings

Security Type
% Weight
Category Average
CD 41.47% 45.59%
T-Bills 1.58% 0.25%
NCD & Bonds 0.00% 0.18%
CP 56.42% 49.10%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 1.58% 0.25%
Low Risk 97.89% 94.72%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
TREPS TREPS 1.37%
Net Receivables Net Receivables -0.84%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2019)

  • Standard Deviation

    Low volatility
    0.55vs0.8
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.68vs0.54
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Reliance Money Market - Growth 5 3278.39 0.78 2.11 4.27 8.51 7.43
Aditya Birla Sun Life Money Manager Fund - Growth 4 11117.15 0.76 2.08 4.24 8.47 7.49
Franklin India Savings Fund - Growth 4 1400.56 0.77 2.12 4.38 8.46 7.70
UTI Money Market Fund - Regular Plan - Growth 2 7577.65 0.74 2.08 4.23 8.39 7.41
Kotak Money Market - Growth 3 8606.74 0.74 2.06 4.28 8.37 7.41
ICICI Prudential Money Market Fund - Growth 3 8992.13 0.75 2.03 4.16 8.20 7.34
HDFC Money Market Fund - Growth 4 5744.90 0.76 2.04 4.16 8.15 7.17
DSP Savings Fund - Regular Plan - Growth 3 1351.44 0.77 2.00 4.03 8.08 6.77
Invesco India Money Market Fund - Growth 3 2022.27 0.61 1.86 3.80 7.76 7.23
JM Money Market Fund - Growth 4 22.93 0.59 1.78 3.53 7.32 6.87

More Funds from SBI Mutual Fund

Out of 133 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 6 is/are ranked 4 * , 11 is/are ranked 3 * , 8 is/are ranked 2 * , 3 is/are ranked 1 * , and 101 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
SBI - ETF Nifty 50 5 55103.69 2.74 2.30 7.80 9.53 14.06
SBI - ETF Nifty 50 5 55103.69 2.74 2.30 7.80 9.53 14.06
SBI Liquid Fund - Growth 2 51592.64 0.58 1.81 3.59 7.40 7.00
SBI Equity Hybrid Fund - Regular Plan - Growth 3 30028.10 2.63 3.19 6.83 7.72 11.20
SBI Blue Chip Fund - Growth 2 22754.13 3.94 3.71 7.47 4.24 10.38
SBI - ETF SENSEX 5 17629.59 3.23 2.81 7.96 11.05 14.89
SBI - ETF SENSEX 5 17629.59 3.23 2.81 7.96 11.05 14.89
SBI Savings Fund - Growth 2 9585.85 0.69 1.91 3.91 7.73 7.12
SBI Magnum Ultra Short Duration Fund - Growth 4 8690.47 0.73 1.99 4.12 8.34 7.40
SBI Magnum MultiCap Fund - Growth 3 7582.94 3.70 2.99 7.44 4.35 12.47

Forum

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