IDBI Flexi Cap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Flexi Cap Fund

Fund House : IDBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 33.73 0.3%
(as on 29th July, 2021)

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Crisil Rank

Above average performance among peers

Fund Size

: ₹ 353.87 Cr

(0.2% of Investment in Category)

Expense Ratio

: 1.17%

(1.05% Category average)

Risk-O-Meter

High

Flexi Cap Fund :Flexi Cap Fund : Fund has 89.93% investment in indian stocks of which 57.23% is in large cap stocks, 7.42% is in mid cap stocks, 5.2% in small cap stocks.Fund has 0.04% investment in Debt of which , 0.04% in funds invested in very low risk securities..

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

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6M
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ALL

This Scheme

VS

Benchmark
Nifty 500 TRI

1.36%

9.38%

21.57%

51.67%

23.69%

14.56%

14.32%
NA
3.06%

11.6%

23.39%

53.09%

24.68%

14.69%

18.39%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 29th July, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	22-Jul-21	9979.30	-0.21%	-	0.67%	25/26
1 Month	29-Jun-21	10258.50	2.58%	-	3.06%	14/25
3 Month	29-Apr-21	11180.00	11.80%	-	11.60%	13/25
6 Month	29-Jan-21	12341.70	23.42%	-	23.39%	11/25
YTD	01-Jan-21	11931.40	19.31%	-	21.48%	16/25
1 Year	29-Jul-20	15118.80	51.19%	51.19%	53.09%	15/25
2 Year	29-Jul-19	15880.40	58.80%	25.98%	24.68%	7/24
3 Year	27-Jul-18	14878.70	48.79%	14.12%	14.95%	13/22
5 Year	29-Jul-16	18656.00	86.56%	13.27%	14.69%	14/20
Since Inception	28-Mar-14	33730.00	237.30%	18.01%	18.39%	6/25

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 29th July, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	29-Jul-20	12000	15023.68	25.2 %	49.93 %
2 Year	29-Jul-19	24000	33636.42	40.15 %	36.27 %
3 Year	27-Jul-18	36000	52099.27	44.72 %	25.54 %
5 Year	29-Jul-16	60000	92922.58	54.87 %	17.53 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 30th Jun,2021)

Portfolio Turnover Ratio : 39.00% | Category average turnover ratio is 124.95%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 89.93% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 89.93%

No of Stocks : 41 (Category Avg - 54.56) | Large Cap Investments : 57.23%| Mid Cap Investments : 7.42% | Small Cap Investments : 5.2% | Other : 20.08%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Banks	235.5	6.66%	-0.53%	7.73% (Feb 2021)	5.71% (Jul 2020)	1.57 L	0.00
Infosys Ltd.	Computers - software	159.2	4.50%	0.27%	4.5% (Jun 2021)	3.23% (Aug 2020)	1.01 L	0.00
Laurus Labs Ltd.	Pharmaceuticals	153	4.32%	0.81%	4.32% (Jun 2021)	2.49% (Feb 2021)	2.22 L	0.00
ICICI Bank Ltd.	Banks	145.7	4.12%	-0.50%	4.62% (May 2021)	1.79% (Jul 2020)	2.31 L	0.00
Reliance Industries Ltd.	Refineries/marketing	129.6	3.66%	0.96%	3.66% (Jun 2021)	1.57% (Aug 2020)	61.40 k	20.00 k
Bajaj Finance Ltd.	Nbfc	119.5	3.38%	0.01%	3.45% (Apr 2021)	3.01% (Sep 2020)	19.87 k	0.00
Housing Development Finance Corporation Ltd.	Housing finance	108	3.05%	-0.31%	3.55% (Feb 2021)	1.43% (Sep 2020)	43.63 k	0.00
Grindwell Norton Ltd.	Abrasives	94.9	2.68%	-0.13%	2.81% (May 2021)	1.38% (Jul 2020)	76.44 k	0.00
Bharti Airtel Ltd.	Telecom - services	93.7	2.65%	-0.22%	3.27% (Jan 2021)	2.61% (Sep 2020)	1.78 L	0.00
Axis Bank Ltd.	Banks	93.5	2.64%	-0.19%	2.9% (Feb 2021)	0.59% (Sep 2020)	1.25 L	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 2 (Category Avg - 0.36) | Modified Duration 0.00 Years (Category Avg - 2.72)| Yield to Maturity - -- (Category Avg - 6.09%)

Type of Holdings

Security Type	% Weight	Category Average
T-Bills	0.00%	0.01%
NCD & Bonds	0.04%	0.00%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	0.04%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	10.83%
Net Receivables	Net Receivables	-0.80%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th June, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

15.05vs15.56

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.83vs0.85

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.66vs0.68

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.12vs0.13

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

0.15vs0.65

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
BOI AXA Flexi Cap Fund - Direct Plan - Growth	NA	94.18	5.12	17.94	36.98	75.80	0.00
PGIM India Flexi Cap Fund - Direct Plan - Growth	5	1370.50	6.51	17.45	33.99	71.93	25.31
UTI Flexi Cap Fund - Direct Plan - Growth	5	19579.08	4.33	12.03	23.99	65.84	19.01
Franklin India Flexi Cap Fund - Direct - Growth	3	9487.62	2.04	12.12	22.38	62.63	14.40
DSP Flexi Cap Fund - Direct Plan - Growth	4	5687.25	3.98	13.90	26.62	61.46	19.06
HDFC Flexi Cap Fund - Direct Plan - Growth	3	25493.82	1.38	12.26	25.27	60.62	13.49
Parag Parikh Flexi Cap Fund - Direct Plan - Growth	NA	11360.49	7.28	15.48	29.51	60.24	23.65
Aditya Birla Sun Life Flexi Cap Fund - Direct Plan - Growth	3	14570.87	2.74	11.40	24.43	58.57	15.67
Edelweiss Flexi Cap Fund - Direct Plan - Growth	3	760.03	3.92	13.32	26.76	57.76	15.13
Union Flexi Cap Fund - Direct Plan - Growth	4	582.02	3.87	13.93	26.93	56.74	17.29

Detailed Comparison

More Funds from IDBI Mutual Fund

Out of 21 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 3 is/are ranked 2 * , 2 is/are ranked 1 * , and 9 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDBI Liquid Fund - Direct Plan - Growth	1	1222.67	0.29	0.85	1.71	3.44	5.51
IDBI Equity Advantage Fund - Direct Plan - Growth	2	517.75	2.51	9.23	18.08	43.67	10.42
IDBI India Top 100 Equity Fund - Direct Plan - Growth	5	468.32	2.60	11.52	22.90	49.77	15.18
IDBI Ultra Short Term Fund - Direct Plan - Growth	4	389.22	0.34	0.97	1.80	4.34	6.15
IDBI Flexi Cap Fund - Direct Plan - Growth	4	353.87	2.59	11.80	23.42	51.19	14.12
IDBI Hybrid Equity Fund- Direct Plan - Growth	3	202.24	1.32	6.39	13.73	30.75	7.99
IDBI Midcap Fund - Direct Plan - Growth	2	200.94	5.99	15.88	30.61	66.33	13.40
IDBI Nifty Index Fund - Direct Plan - Growth	3	192.24	0.35	6.46	15.71	41.28	12.55
IDBI Focused 30 Equity Fund - Direct Plan - Growth	3	139.20	1.76	8.50	17.99	40.51	10.94
IDBI Small Cap Fund - Direct Plan - Growth	3	122.25	5.71	16.51	41.86	91.99	15.63