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Bandhan Mutual Fund
Bandhan Asset Allocation Fund of Funds - Moderate Plan - Regular Plan - Growth

Bandhan Asset Allocation Fund of Funds - Moderate Plan - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Fund of Funds

Returns (NAV as on 14th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	07-Nov-25	10056.90	0.57%	-	1.99%	103/149
1 Month	14-Oct-25	10144.40	1.44%	-	0.17%	57/147
3 Month	14-Aug-25	10280.70	2.81%	-	10.25%	97/140
6 Month	14-May-25	10502.90	5.03%	-	18.60%	101/127
YTD	01-Jan-25	10577.40	5.77%	-	27.24%	107/120
1 Year	14-Nov-24	10808.90	8.09%	8.09%	28.43%	95/120
2 Year	13-Nov-23	12790.70	27.91%	13.06%	24.29%	90/111
3 Year	14-Nov-22	14042.70	40.43%	11.97%	20.13%	81/103
5 Year	13-Nov-20	16916.10	69.16%	11.07%	13.72%	42/63
10 Year	13-Nov-15	23894.00	138.94%	9.09%	11.49%	37/51
Since Inception	11-Feb-10	41477.20	314.77%	9.44%	16.08%	49/78

Returns Calculator

SIP Returns (NAV as on 14th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	14-Nov-24	12000	12673.31	5.61 %	10.53 %
2 Year	13-Nov-23	24000	26408.25	10.03 %	9.46 %
3 Year	14-Nov-22	36000	42727.73	18.69 %	11.43 %
5 Year	13-Nov-20	60000	78439.42	30.73 %	10.65 %
10 Year	13-Nov-15	120000	197897.03	64.91 %	9.66 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.01%	1.44%	2.81%	5.03%	5.97%	8.09%	13.06%	11.97%	11.07%
Nifty 50	0.12%	3.04%	5.19%	5.04%	9.58%	10.10%	15.39%	12.22%	15.17%
Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Category Average	-0.88%	0.17%	10.25%	18.60%	27.24%	28.43%	24.29%	20.13%	13.72%
Category Rank	8/70	57/147	97/140	101/127	107/120	95/120	90/111	81/103	42/63
Best in Category	0.55%	13.09%	38.66%	76.29%	133.84%	129.84%	74.77%	45.04%	32.79%
Worst in Category	-2.95%	-14.62%	-0.18%	1.54%	-10.00%	-5.61%	7.28%	6.51%	1.61%

quartely results (NAV as on 14th November, 2025)

Period

This Fund

Nifty 50

NIFTY 50 Hybrid Composite Debt 50:50 Index

Category Average

2025

5.77%

9.13%

22.02%

Q4 - 2025	2.36%	4.32%	--	2.99%
Q3 - 2025	-0.57%	-3.64%	--	7.10%
Q2 - 2025	5.72%	10.15%	--	7.21%
Q1 - 2025	-2.17%	-2.43%	--	-0.14%

2024

13.65%

8.75%

12.94%

Q4 - 2024	-2.03%	-8.34%	--	-1.91%
Q3 - 2024	5.19%	6.91%	--	5.64%
Q2 - 2024	6.03%	7.48%	--	6.20%
Q1 - 2024	3.37%	3.31%	--	4.42%

2023

16.76%

19.48%

16.58%

Q4 - 2023	6.90%	11.33%	--	8.47%
Q3 - 2023	2.25%	1.07%	--	0.86%
Q2 - 2023	8.12%	10.29%	--	3.33%
Q1 - 2023	-0.93%	-4.60%	--	4.22%

2022

-0.25%

3.24%

-0.37%

Q4 - 2022	1.07%	7.76%	--	6.78%
Q3 - 2022	5.42%	8.52%	--	0.92%
Q2 - 2022	-5.40%	-10.70%	--	-5.89%
Q1 - 2022	-1.20%	-0.91%	--	0.95%

2021

13.35%

23.79%

10.76%

Q4 - 2021	1.52%	-1.02%	--	1.56%
Q3 - 2021	5.68%	12.36%	--	0.95%
Q2 - 2021	5.30%	5.75%	--	7.33%
Q1 - 2021	1.85%	4.80%	--	1.19%

2020

8.39%

14.77%

14.01%

Q4 - 2020	7.61%	22.46%	--	10.75%
Q3 - 2020	5.47%	7.84%	--	4.76%
Q2 - 2020	8.65%	24.82%	--	14.10%
Q1 - 2020	-12.10%	-29.43%	--	-11.01%

2019

6.81%

11.53%

15.52%

Q4 - 2019	3.23%	7.12%	--	5.81%
Q3 - 2019	0.08%	-3.30%	--	2.15%
Q2 - 2019	0.77%	1.68%	--	2.42%
Q1 - 2019	2.86%	6.96%	--	5.25%

2018

0.85%

4.09%

-0.81%

Q4 - 2018	1.38%	-1.32%	--	-3.57%
Q3 - 2018	-0.49%	3.29%	--	2.28%
Q2 - 2018	0.81%	4.36%	--	-1.16%
Q1 - 2018	-0.82%	-2.14%	--	0.21%

2017

14.98%

27.58%

11.92%

Q4 - 2017	3.24%	5.84%	--	2.04%
Q3 - 2017	2.30%	2.54%	--	4.26%
Q2 - 2017	2.51%	3.06%	--	2.03%
Q1 - 2017	6.19%	12.16%	--	3.42%

2016

7.62%

2.72%

10.96%

Q4 - 2016	-1.13%	-6.39%	--	-1.96%
Q3 - 2016	4.19%	3.40%	--	4.12%
Q2 - 2016	2.63%	7.45%	--	2.00%
Q1 - 2016	-0.12%	-2.82%	--	3.99%

2015

5.08%

-4.08%

-3%

Q4 - 2015	0.66%	-0.06%	--	0.57%
Q3 - 2015	1.25%	-5.96%	--	-4.63%
Q2 - 2015	-0.04%	-2.54%	--	0.72%
Q1 - 2015	3.16%	2.50%	--	0.18%

2014

21.72%

31.44%

6.89%

Q4 - 2014	5.91%	4.24%	--	2.12%
Q3 -	--	4.32%	--	--
Q2 - 2014	7.40%	13.25%	--	4.43%
Q1 - 2014	2.93%	6.39%	--	1.50%

Best Quarters

Period	This Fund	Nifty 50	NIFTY 50 Hybrid Composite Debt 50:50 Index	Category Average
Q2 - 2020	8.65%	24.82%	--	14.1%
Q2 - 2020	8.65%	24.82%	--	14.1%
Q2 - 2023	8.12%	10.29%	--	3.33%

Worst Quarters

Period	This Fund	Nifty 50	NIFTY 50 Hybrid Composite Debt 50:50 Index	Category Average
Q1 - 2020	-12.10%	-29.43%	--	-11.01%
Q2 - 2022	-5.40%	-10.70%	--	-5.89%
Q1 - 2020	-12.02%	-29.43%	--	-11.01%