Mahindra Manulife Short Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Mahindra Manulife Mutual Fund

No of Debt Holding 18 (Category Avg - 68.67) | Modified Duration 2.14 Years (Category Avg - 2.54)| Yield to Maturity 6.87% (Category Avg - 6.80%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	10.97%	20.59%
CD	6.85%	3.18%
T-Bills	0.00%	0.04%
CP	0.00%	0.41%
NCD & Bonds	72.51%	67.29%
PTC	0.00%	2.68%

Category - Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	10.97%	20.62%
Low Risk	79.36%	73.56%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Short Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			53.92	7.42%	5.50 L
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	51.07	7.03%	5.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	50.97	7.02%	5.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	50.80	6.99%	5.00 L
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	50.23	6.92%	5.00 L
Bond - Cube Highways Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	LAAA	ICRA	50.16	6.91%	5.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	49.78	6.85%	5.00 L
Bond - Godrej Properties Ltd.	NCD & Bonds	Residential, commercial projects	LAA+	ICRA	40.22	5.54%	4.00 L
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	31.09	4.28%	3.00 L
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	30.68	4.22%	3.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	30.42	4.19%	3.00 L
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	30.39	4.18%	3.00 L
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	30.17	4.15%	3.00 L
Bond - Govt of India	GOI	Other			25.79	3.55%	2.50 L
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	25.05	3.45%	2.50 L
Bond - Tata Realty & Infrastructure Ltd.	NCD & Bonds	Residential, commercial projects	LAA+	ICRA	25.00	3.44%	2.50 L
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	15.29	2.10%	1.50 L
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	15.16	2.09%	1.50 L