LIC MF Liquid Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 80 (Category Avg - 64.50) | Modified Duration 0.17 Years (Category Avg - 0.15)| Yield to Maturity 6.58% (Category Avg - 5.96%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	0.05%	0.67%
CD	27.11%	36.56%
T-Bills	21.21%	18.69%
NCD & Bonds	2.60%	4.83%
CP	58.88%	42.16%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	21.26%	19.36%
Low Risk	88.59%	83.45%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			5948.33	5.22%	6.00 Cr
Bond - T-Bill	T-Bills	Other			3974.72	3.49%	4.00 Cr
Bond - T-Bill	T-Bills	Other			3962.31	3.47%	4.00 Cr
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	3948.05	3.46%	8.00 k
Bond - Mankind Pharma Ltd.	CP	Pharmaceuticals	P1+	CRISIL	3490.09	3.06%	7.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2979.48	2.61%	6.00 k
Bond - T-Bill	T-Bills	Other			2793.80	2.45%	2.80 Cr
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	2492.36	2.19%	5.00 k
Bond - T-Bill	T-Bills	Other			2491.93	2.19%	2.50 Cr
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	2490.66	2.18%	5.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	2485.72	2.18%	5.00 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	2471.67	2.17%	5.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	2469.63	2.17%	5.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	2468.23	2.16%	5.00 k
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	2361.95	2.07%	2.20 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	2228.47	1.95%	4.50 k
Bond - Reliance Jio Infocomm Ltd.	CP	Telecom - equipment & accessories	P1+	CRISIL	1993.84	1.75%	4.00 k
Bond - Godrej Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	1990.61	1.75%	4.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1986.53	1.74%	4.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	1983.78	1.74%	4.00 k
Bond - Tata Projects Ltd.	CP	Civil construction	P1+	CRISIL	1983.02	1.74%	4.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1981.76	1.74%	4.00 k
Bond - National Thermal Power Corporation Ltd.	CP	Power generation	F1+	FITCH	1980.24	1.74%	4.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1980.21	1.74%	4.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1980.02	1.74%	4.00 k
Bond - Poonawalla Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1979.88	1.74%	4.00 k
Bond - T-Bill	T-Bills	Other			1979.13	1.74%	2.00 Cr
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1978.93	1.74%	4.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1978.02	1.73%	4.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1977.53	1.73%	4.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	1975.93	1.73%	4.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1975.79	1.73%	4.00 k
Bond - T-Bill	T-Bills	Other			1530.67	1.34%	1.55 Cr
Bond - Hero Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1489.76	1.31%	3.00 k
Bond - T-Bill	T-Bills	Other			1488.94	1.31%	1.50 Cr
Bond - IGH Holdings Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1487.79	1.30%	3.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1486.42	1.30%	3.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	1484.95	1.30%	3.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1483.14	1.30%	3.00 k
Bond - Tata Steel Ltd.	CP	Iron & steel products	F1+	FITCH	1482.99	1.30%	3.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1482.99	1.30%	3.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1481.95	1.30%	3.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	1481.47	1.30%	3.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1233.02	1.08%	2.50 k
Bond - Nuvama Wealth Finance Ltd.	CP	Stockbroking & allied	P1+	CRISIL	995.16	0.87%	2.00 k
Bond - Poonawalla Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	993.21	0.87%	2.00 k
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	992.00	0.87%	2.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	991.64	0.87%	2.00 k
Bond - Godrej Finance Ltd.	CP	Financial services	P1+	CRISIL	990.75	0.87%	2.00 k
Bond - Godrej Finance Ltd.	CP	Financial services	P1+	CRISIL	990.21	0.87%	2.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	990.12	0.87%	2.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	990.03	0.87%	2.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	988.71	0.87%	2.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	988.20	0.87%	2.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	987.90	0.87%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	987.81	0.87%	2.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	987.25	0.87%	2.00 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	986.96	0.87%	2.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	986.87	0.87%	2.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	986.61	0.87%	2.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	985.88	0.86%	2.00 k
Bond - Angel One Ltd.	CP	Stockbroking & allied	P1+	CRISIL	944.82	0.83%	1.90 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	748.21	0.66%	1.50 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	745.21	0.65%	1.50 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	744.37	0.65%	1.50 k
Bond - 360 ONE WAM Ltd.	CP	Other financial services	A1+	ICRA	743.81	0.65%	1.50 k
Bond - Godrej Industries Ltd	CP	Animal feed	A1+	ICRA	741.24	0.65%	1.50 k
Bond - Can Fin Homes Ltd.	NCD & Bonds	Housing finance company	LAA+	ICRA	606.11	0.53%	600.00
Bond - Toyota Financial Services India Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	498.71	0.44%	1.00 k
Bond - Standard Chartered Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	497.41	0.44%	1.00 k
Bond - Mirae Asset Financial Services (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	495.33	0.43%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	495.00	0.43%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	494.92	0.43%	1.00 k
Bond - Fedbank Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	494.92	0.43%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	494.38	0.43%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	493.74	0.43%	1.00 k
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	248.61	0.22%	500.00
Bond - Hero Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	247.63	0.22%	500.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	247.45	0.22%	500.00
Bond - Govt of India	GOI	Other			51.42	0.05%	5.00 L

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	-9.83%

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NITINPIMPALE
MF Investment Help
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10 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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22 days ago

View more

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The Fixed Income
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2 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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72 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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85 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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123 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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