LIC MF Gilt Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Gilt Fund

Scheme Objective

To generate credit risk free and reasonable returns for its investors through investments in sovereign securities issued by the central and or state Government and or any security unconditionally guaranteed by the central, state government for repayment of Principal and interest and or reverse repos in such securities as and when permitted by RBI.

Scheme Details

Fund manager(s) – Rahul Singh , Pratik Harish Shroff
Launch date – 11-Dec-1999
Expense ratio – 1.48% as declared on 30-Sep-2025 (category average is 1.23%)
Benchmark - Nifty All Duration G-Sec Index

Min SIP amount - ₹1000
Min investment amount (one time- first time) - ₹10000
Min investment amount (addtional purchase) - ₹500
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

LIC MF Gilt Fund - Growth charges 0.25% of sell value; if fund sold before 30 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

57.63

0.00

0.00%

Sep - 2025	57.63	0.00%
Aug - 2025	57.24	0.00%
Jul - 2025	80.54	0.00%
Jun - 2025	85.09	0.00%
May - 2025	92.25	0.00%
Apr - 2025	92.41	0.00%
Mar - 2025	86.83	0.00%
Feb - 2025	102.77	0.00%
Jan - 2025	103.23	0.00%

2024

101.44

0.00

0.00%

Dec - 2024	101.44	0.00	0.00%
Nov - 2024	94.72	0.00	0.00%
Oct - 2024	92.51	0.00	0.00%
Sep - 2024	88.89	0.00	0.00%
Aug - 2024	72.22	0.00	0.00%
Jul - 2024	71.56	0.00	0.00%
Jun - 2024	69.05	0.00	0.00%
May - 2024	48.08	38005.46	0.13%
Apr - 2024	46.82	37760.68	0.12%
Mar - 2024	47.00	31911.32	0.15%
Feb - 2024	46.70	32361.36	0.14%
Jan - 2024	46.32	31479.91	0.15%

2023

45.61

30745.09

0.15%

Dec - 2023	45.61	30745.09	0.15%
Nov - 2023	46.45	30897.75	0.15%
Oct - 2023	45.93	30466.74	0.15%
Sep - 2023	46.01	28241.04	0.16%
Aug - 2023	45.40	27745.71	0.16%
Jul - 2023	45.07	27161.58	0.17%
Jun - 2023	45.48	26651.92	0.17%
May - 2023	45.87	26209.75	0.17%
Apr - 2023	45.07	26370.78	0.17%
Mar - 2023	44.26	23776.32	0.19%
Feb - 2023	46.60	19714.36	0.24%
Jan - 2023	46.80	19130.64	0.24%

2022

46.78

19313.36

0.24%

Dec - 2022	46.78	19313.36	0.24%
Nov - 2022	56.88	19209.83	0.30%
Oct - 2022	47.73	18781.35	0.25%
Sep - 2022	48.12	18568.24	0.26%
Aug - 2022	48.57	18572.43	0.26%
Jul - 2022	55.20	17909.22	0.31%
Jun - 2022	54.84	17924.65	0.31%
May - 2022	55.39	17923.05	0.31%
Apr - 2022	55.74	17862.53	0.31%
Mar - 2022	55.27	18110.81	0.31%
Feb - 2022	70.40	18858.92	0.37%
Jan - 2022	71.66	19371.29	0.37%

2021

72.05

19787.34

0.36%

Dec - 2021	72.05	19787.34	0.36%
Nov - 2021	67.13	19798.34	0.34%
Oct - 2021	72.23	20521.98	0.35%
Sep - 2021	72.36	19978.14	0.36%
Aug - 2021	52.59	19539.45	0.27%
Jul - 2021	52.58	18588.17	0.28%
Jun - 2021	48.03	18844.71	0.25%
May - 2021	49.28	19793.02	0.25%
Apr - 2021	47.98	20745.26	0.23%
Mar - 2021	46.22	18504.21	0.25%
Feb - 2021	67.95	19152.36	0.35%
Jan - 2021	60.91	21191.57	0.29%

2020

65.43

21237.89

0.31%

Dec - 2020	65.43	21237.89	0.31%
Nov - 2020	69.92	23255.93	0.30%
Oct - 2020	59.74	22822.13	0.26%
Sep - 2020	55.85	19528.94	0.29%
Aug - 2020	58.44	19984.30	0.29%
Jul - 2020	60.21	21683.77	0.28%
Jun - 2020	58.74	17611.42	0.33%
May - 2020	54.97	16304.27	0.34%
Apr - 2020	52.02	13581.92	0.38%
Mar - 2020	36.29	10849.64	0.33%
Feb - 2020	40.35	9935.09	0.41%
Jan - 2020	39.43	9839.10	0.40%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

LIC Mutual Fund Asset Management Company Ltd.

4TH FLOOR, INDUSTRIAL INSURANCE BUILDING, OPP. CHURCHGATE STATION MUMBAI 400020
Tel no.: 022-66016000
Fax no.: 022-22843660
Website.: www.licmf.com

Forum

NITINPIMPALE
MF Investment Help
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7 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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19 days ago

View more

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The Fixed Income
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18 hrs ago

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  Park Your Money in a Safe & High-Return PSU Bond POWER FINANCE CORPORATION LIMITED 2029 ✔️ Coupon: 9.10% ✔️ Rating: CRISIL AAA Stable, ICRA AAA Stable, CARE AAA Stable ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) PSU Bond | High Return Bond | Listed Invest with confidence in a highly-rated PSU bond offering steady returns and strong credibility. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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69 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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82 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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120 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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