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Kotak Savings Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Ultra Short Duration Fund
Fund House : Kotak Mahindra Mutual Fund
No of Debt Holding 108 (Category Avg - 64.08) | Modified Duration 0.44 Years (Category Avg - 0.40)| Yield to Maturity 6.41% (Category Avg - 6.33%)

Portfolio Summary (as on 31st Aug,2025)

Security Type % Weight Category Average
GOI 9.54% 3.02%
CD 31.78% 34.69%
T-Bills 5.14% 7.26%
CP 12.30% 12.26%
NCD & Bonds 35.67% 35.95%
PTC 1.68% 0.71%
Category - Ultra Short Duration Fund
Security Type % Weight Category Average
Government Backed 14.68% 10.28%
Low Risk 81.43% 83.61%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Category - Ultra Short Duration Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument
Type
Sector
Rating
Rating Agency
Value (Mn)
% of Total Holding
Quantity
Bond - Govt of India GOI Other 8013.12 5.11% 8.00 Cr
Bond - National Bank for Agriculture & Rural Development NCD & Bonds Financial institution INDAAA FITCH 6884.27 4.39% 68.50 k
Bond - Bajaj Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 6463.48 4.13% 6.42 k
Bond - Indian Bank CD Public sector bank P1+ CRISIL 4886.60 3.12% 50.00 k
Bond - Canara Bank CD Public sector bank P1+ CRISIL 4873.66 3.11% 50.00 k
Bond - National Bank for Agriculture & Rural Development NCD & Bonds Financial institution LAAA ICRA 4818.82 3.08% 47.50 k
Bond - Rural Electrification Corporation Limited NCD & Bonds Financial institution AAA CRISIL 4775.31 3.05% 47.50 k
Bond - Bharti Telecom Ltd. CP Telecom - equipment & accessories P1+ CRISIL 4462.43 2.85% 9.00 k
Bond - Small Industries Development Bank Of India CD Financial institution PR1+ CARE 3875.48 2.47% 40.00 k
Bond - Mankind Pharma Ltd. NCD & Bonds Pharmaceuticals AA+ CRISIL 3026.74 1.93% 30.00 k
Bond - Punjab National Bank CD Public sector bank PR1+ CARE 2661.92 1.70% 27.50 k
Bond - Indusind Bank Ltd. CD Private sector bank P1+ CRISIL 2465.42 1.57% 25.00 k
Bond - T-Bill T-Bills Other 2426.53 1.55% 2.50 Cr
Bond - T-Bill T-Bills Other 2403.79 1.53% 2.50 Cr
Bond - Small Industries Development Bank Of India CD Financial institution PR1+ CARE 2391.49 1.53% 25.00 k
Bond - Bajaj Housing Finance Ltd. CP Housing finance company P1+ CRISIL 2384.46 1.52% 5.00 k
Bond - Bharti Telecom Ltd. NCD & Bonds Telecom - equipment & accessories AAA CRISIL 2259.80 1.44% 2.25 k
Bond - Govt of India GOI Other 2030.94 1.30% 2.01 Cr
Bond - Govt of India GOI Other 1998.40 1.28% 2.00 Cr
Bond - Vedanta Ltd. NCD & Bonds Diversified metals LAA ICRA 2009.02 1.28% 20.00 k
Bond - Poonawalla Fincorp Ltd. NCD & Bonds Non banking financial company (nbfc) AAA CRISIL 2006.48 1.28% 20.00 k
Bond - Small Industries Development Bank Of India CD Financial institution PR1+ CARE 1969.79 1.26% 20.00 k
Bond - Panatone Finvest Ltd CP Non banking financial company (nbfc) P1+ CRISIL 1953.21 1.25% 4.00 k
Bond - Credila Financial Services Ltd. CP Non banking financial company (nbfc) P1+ CRISIL 1941.77 1.24% 4.00 k
Bond - Axis Bank Ltd. CD Private sector bank P1+ CRISIL 1940.50 1.24% 20.00 k
Bond - Piramal Finance Pvt Ltd. NCD & Bonds Non banking financial company (nbfc) CARE AA CARE 1760.70 1.12% 17.50 k
Bond - LIC Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 1514.95 0.97% 15.00 k
Bond - LIC Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 1507.35 0.96% 1.50 k
Bond - Bharti Telecom Ltd. NCD & Bonds Telecom - equipment & accessories AAA CRISIL 1505.56 0.96% 1.50 k
Bond - Citicorp Finance (India) Ltd. NCD & Bonds Non banking financial company (nbfc) LAAA ICRA 1503.50 0.96% 15.00 k
Bond - Liquid Gold PTC Ptc AAA CRISIL 1501.89 0.96% 200.00
Bond - Axis Bank Ltd. CD Private sector bank P1+ CRISIL 1468.84 0.94% 15.00 k
Bond - Union Bank Of India CD Public sector bank F1+ FITCH 1466.69 0.94% 15.00 k
Bond - Indusind Bank Ltd. CD Private sector bank P1+ CRISIL 1463.42 0.93% 15.00 k
Bond - Small Industries Development Bank Of India CD Financial institution PR1+ CARE 1461.23 0.93% 15.00 k
Bond - Canara Bank CD Public sector bank P1+ CRISIL 1455.16 0.93% 15.00 k
Bond - UCO Bank CD Public sector bank P1+ CRISIL 1434.31 0.92% 15.00 k
Bond - Small Industries Development Bank Of India NCD & Bonds Financial institution AAA CRISIL 1410.56 0.90% 14.00 k
Bond - National Bank for Agriculture & Rural Development NCD & Bonds Financial institution AAA CRISIL 1314.48 0.84% 1.31 k
Bond - Mankind Pharma Ltd. NCD & Bonds Pharmaceuticals AA+ CRISIL 1269.74 0.81% 12.50 k
Bond - Axis Bank Ltd. CD Private sector bank P1+ CRISIL 1228.86 0.78% 12.50 k
Bond - Jubilant Bevco Ltd. NCD & Bonds Restaurants AA CRISIL 1042.92 0.67% 1.00 k
Bond - T-Bill T-Bills Other 1035.36 0.66% 1.05 Cr
Bond - Muthoot Finance Pvt. Ltd. NCD & Bonds Non banking financial company (nbfc) AA+ CRISIL 1014.68 0.65% 10.00 k
Bond - Can Fin Homes Ltd. NCD & Bonds Housing finance company AA+ FITCH 1011.52 0.65% 10.00 k
Bond - Embassy Office Parks Reit NCD & Bonds Real estate investment trusts (reits) AAA CRISIL 1002.02 0.64% 1.00 k
Bond - India Universal Trust PTC Ptc INDAAA FITCH 1000.15 0.64% 220.00
Bond - Govt of India GOI Other 1000.24 0.64% 1.00 Cr
Bond - Cholamandalam Investment & Finance Co. Ltd. CP Non banking financial company (nbfc) P1+ CRISIL 989.41 0.63% 2.00 k
Bond - Sundaram Home Finance Ltd. CP Housing finance company P1+ CRISIL 985.89 0.63% 2.00 k
Bond - T-Bill T-Bills Other 982.85 0.63% 1.00 Cr
Bond - HDFC Bank Ltd. CD Private sector bank PR1+ CARE 982.81 0.63% 10.00 k
Bond - Canara Bank CD Public sector bank P1+ CRISIL 982.72 0.63% 10.00 k
Bond - IDFC First Bank Ltd. CD Private sector bank P1+ CRISIL 975.30 0.62% 10.00 k
Bond - IDFC First Bank Ltd. CD Private sector bank P1+ CRISIL 974.97 0.62% 10.00 k
Bond - Union Bank Of India CD Public sector bank A1+ ICRA 974.89 0.62% 10.00 k
Bond - Indusind Bank Ltd. CD Private sector bank P1+ CRISIL 973.20 0.62% 10.00 k
Bond - Canara Bank CD Public sector bank P1+ CRISIL 971.59 0.62% 10.00 k
Bond - Indusind Bank Ltd. CD Private sector bank P1+ CRISIL 969.68 0.62% 10.00 k
Bond - Small Industries Development Bank Of India CD Financial institution PR1+ CARE 969.66 0.62% 10.00 k
Bond - Canara Bank CD Public sector bank P1+ CRISIL 969.01 0.62% 10.00 k
Bond - Bank Of Baroda CD Public sector bank F1+ FITCH 968.85 0.62% 10.00 k
Bond - National Bank for Agriculture & Rural Development CD Financial institution F1+ FITCH 968.50 0.62% 10.00 k
Bond - ICICI Securities Ltd. CP Stockbroking & allied P1+ CRISIL 975.83 0.62% 2.00 k
Bond - Muthoot Finance Pvt. Ltd. CP Non banking financial company (nbfc) P1+ CRISIL 975.40 0.62% 2.00 k
Bond - Aditya Birla Finance Ltd. CP Non banking financial company (nbfc) A1+ ICRA 972.70 0.62% 2.00 k
Bond - Barclays Investments & Loans (I) Ltd. CP Non banking financial company (nbfc) P1+ CRISIL 968.00 0.62% 2.00 k
Bond - T-Bill T-Bills Other 959.49 0.61% 1.00 Cr
Bond - Bharti Telecom Ltd. NCD & Bonds Telecom - equipment & accessories AAA CRISIL 766.04 0.49% 7.50 k
Bond - Govt of India GOI Other 759.56 0.48% 75.00 L
Bond - Union Bank Of India CD Public sector bank F1+ FITCH 728.57 0.47% 7.50 k
Bond - Small Industries Development Bank Of India CD Financial institution PR1+ CARE 728.11 0.46% 7.50 k
Bond - IDBI Bank Ltd. CD Private sector bank P1+ CRISIL 727.90 0.46% 7.50 k
Bond - National Bank for Agriculture & Rural Development CP Financial institution A1+ ICRA 727.62 0.46% 1.50 k
Bond - Bahadur Chand Investments Pvt. Ltd. CP Investment company A1+ ICRA 723.22 0.46% 1.50 k
Bond - Vedanta Ltd. NCD & Bonds Diversified metals AA CRISIL 600.70 0.38% 6.00 k
Bond - National Bank for Agriculture & Rural Development NCD & Bonds Financial institution AAA CRISIL 554.34 0.35% 5.50 k
Bond - Bajaj Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 503.08 0.32% 5.00 k
Bond - Hindustan Zinc Ltd. NCD & Bonds Zinc AAA CRISIL 502.14 0.32% 50.00
Bond - Bajaj Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 501.69 0.32% 500.00
Bond - Tata Capital Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 500.93 0.32% 5.00 k
Bond - Manappuram Finance Ltd. NCD & Bonds Non banking financial company (nbfc) AA CRISIL 500.75 0.32% 5.00 k
Bond - LIC Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 498.38 0.32% 500.00
Bond - Godrej Seeds and Genetics Ltd. NCD & Bonds Other agricultural products AA CRISIL 498.28 0.32% 5.00 k
Bond - Godrej Seeds and Genetics Ltd. NCD & Bonds Other agricultural products AA CRISIL 498.02 0.32% 5.00 k
Bond - Godrej Seeds and Genetics Ltd. NCD & Bonds Other agricultural products AA CRISIL 497.44 0.32% 5.00 k
Bond - Godrej Seeds and Genetics Ltd. NCD & Bonds Other agricultural products AA CRISIL 497.44 0.32% 5.00 k
Bond - Canara Bank CD Public sector bank P1+ CRISIL 491.44 0.31% 5.00 k
Bond - Muthoot Finance Pvt. Ltd. CP Non banking financial company (nbfc) P1+ CRISIL 487.08 0.31% 1.00 k
Bond - Small Industries Development Bank Of India CP Financial institution P1+ CRISIL 485.08 0.31% 1.00 k
Bond - Govt of India GOI Other 457.78 0.29% 45.00 L
Bond - Tata Capital Financial Services Ltd. NCD & Bonds Non banking financial company (nbfc) AAA CRISIL 329.48 0.21% 330.00
Bond - Sikka Ports & Terminals Ltd. NCD & Bonds Port & port services AAA CRISIL 249.91 0.16% 250.00
Bond - Barclays Investments & Loans (I) Ltd. CP Non banking financial company (nbfc) P1+ CRISIL 247.31 0.16% 500.00
Bond - T-Bill T-Bills Other 249.37 0.16% 25.00 L
Bond - Govt of India GOI Other 249.82 0.16% 25.02 L
Bond - Govt of India GOI Other 234.59 0.15% 25.26 L
Bond - Tata Capital Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 242.32 0.15% 2.40 k
Bond - Canara Bank CD Public sector bank P1+ CRISIL 196.45 0.13% 2.00 k
Bond - Sansar Trust PTC Ptc LAAA ICRA 118.09 0.08% 2.21 k
Bond - Govt of India GOI Other 100.26 0.06% 10.00 L
Bond - Canara Bank CD Public sector bank P1+ CRISIL 99.97 0.06% 1.00 k
Bond - Punjab National Bank CD Public sector bank PR1+ CARE 49.20 0.03% 500.00
Bond - Canara Bank CD Public sector bank P1+ CRISIL 48.40 0.03% 500.00
Bond - Govt of India GOI Other 50.77 0.03% 5.00 L
Bond - Govt of India GOI Other 50.23 0.03% 5.00 L
Bond - LIC Housing Finance Ltd. NCD & Bonds Housing finance company AAA CRISIL 32.84 0.02% 33.00
Bond - Govt of India GOI Other 21.41 0.01% 2.12 L
Name Type of Instrument Weight (%)
TREPS TREPS 2.21%
Net Receivables Net Receivables 1.68%

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