Kotak Healthcare Fund - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

The investment objective of the scheme is to seek to generate long term capital appreciation through investing in equity and equity related securities of companies benefitting directly or indirectly Pharma, Healthcare, and allied sectors.

Scheme Details

Fund manager(s) – Dhananjay Tikariha , Abhishek Bisen , Shibani Sircar Kurian
Launch date – 12-Dec-2023
Expense ratio – 2.4% as declared on 31-Oct-2025 (category average is 2.13%)
Benchmark - NIFTY Healthcare TRI

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Kotak Healthcare Fund - Regular Plan - IDCW charges 0.5% of sell value; if fund sold before 30 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

481.04

0.00

0.00%

Oct - 2025	481.04	0.00%
Sep - 2025	464.13	0.00%
Aug - 2025	466.92	0.00%
Jul - 2025	485.27	0.00%
Jun - 2025	453.45	0.00%
May - 2025	434.55	0.00%
Apr - 2025	413.97	0.00%
Mar - 2025	411.54	0.00%
Feb - 2025	379.87	0.00%
Jan - 2025	415.85	0.00%

2024

439.02

0.00

0.00%

Dec - 2024	439.02	0.00	0.00%
Nov - 2024	418.74	0.00	0.00%
Oct - 2024	405.71	0.00	0.00%
Sep - 2024	401.52	0.00	0.00%
Aug - 2024	374.57	0.00	0.00%
Jul - 2024	344.24	0.00	0.00%
Jun - 2024	307.81	0.00	0.00%
May - 2024	288.07	332799.42	0.09%
Apr - 2024	290.95	310216.11	0.09%
Mar - 2024	284.18	294067.45	0.10%
Feb - 2024	275.57	284307.77	0.10%
Jan - 2024	250.91	267953.19	0.09%

2023

214.38

255901.49

0.08%

Dec - 2023	214.38	255901.49	0.08%
Nov - 2023	0.00	234412.57	0.00%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.