Groww Dynamic Bond Fund - Direct Plan - IDCW - Fortnightly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 15 (Category Avg - 29.64) | Modified Duration 7.44 Years (Category Avg - 6.18)| Yield to Maturity 6.87% (Category Avg - 6.84%)

Portfolio Summary (as on 31st Oct,2025)

Category - Dynamic Bond Fund

Category - Dynamic Bond Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			208.87	26.48%	22.00 L
Bond - Govt of India	GOI	Other			127.45	16.16%	13.00 L
Bond - Govt of India	GOI	Other			105.31	13.35%	10.50 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	50.92	6.45%	5.00 L
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	50.57	6.41%	5.00 L
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	21.01	2.66%	2.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	20.42	2.59%	2.00 L
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	10.21	1.29%	1.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	10.19	1.29%	1.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	10.17	1.29%	1.00 L
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	9.92	1.26%	1.00 L
Bond - Govt of India	GOI	Other			9.92	1.26%	1.00 L
Bond - Sundaram Finance Limited	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	8.02	1.02%	80.00 k
Bond - Govt of India	GOI	Other			5.13	0.65%	50.00 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	2.99	0.38%	30.00 k