DSP Floater Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Floater Fund

No of Debt Holding 10 (Category Avg - 57.75) | Modified Duration 4.01 Years (Category Avg - 2.25)| Yield to Maturity 6.74% (Category Avg - 6.93%)

Portfolio Summary (as on 31st Oct,2025)

Category - Floater Fund

Category - Floater Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			1407.79	26.89%	1.35 Cr
Bond - Govt of India	GOI	Other			1016.73	19.42%	1.00 Cr
Bond - Govt of India	GOI	Other			1001.76	19.13%	1.00 Cr
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	502.30	9.59%	5.00 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	258.85	4.94%	2.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	255.46	4.88%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	254.90	4.87%	2.50 k
Bond - Govt of India	GOI	Other			210.49	4.02%	20.00 L
Bond - Govt of India	GOI	Other			54.07	1.03%	5.00 L
Bond - Govt of India	GOI	Other			50.26	0.96%	5.00 L