Bandhan Liquid Fund - Regular Plan - IDCW - Weekly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 82 (Category Avg - 64.50) | Modified Duration 0.15 Years (Category Avg - 0.15)| Yield to Maturity 5.93% (Category Avg - 5.96%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	1.37%	0.67%
CD	20.41%	36.56%
T-Bills	20.65%	18.69%
NCD & Bonds	7.90%	4.83%
CP	49.23%	42.16%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	22.02%	19.36%
Low Risk	77.54%	83.45%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	7771.11	5.91%	7.85 Cr
Bond - T-Bill	T-Bills	Other			7262.82	5.53%	7.35 Cr
Bond - T-Bill	T-Bills	Other			6288.90	4.79%	6.35 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	5463.26	4.16%	5.50 Cr
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	4943.59	3.76%	5.00 Cr
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	3975.07	3.03%	4.00 Cr
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	3959.87	3.01%	4.00 Cr
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	3959.97	3.01%	4.00 Cr
Bond - T-Bill	T-Bills	Other			3775.98	2.87%	3.80 Cr
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	2978.19	2.27%	3.00 Cr
Bond - Titan Company Ltd.	NCD & Bonds	Gems, jewellery and watches	AAA	CRISIL	2752.77	2.09%	2.75 Cr
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	2716.59	2.07%	2.75 Cr
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	2486.39	1.89%	2.50 Cr
Bond - T-Bill	T-Bills	Other			2478.47	1.89%	2.50 Cr
Bond - Godrej Consumer Products Ltd	CP	Personal care	P1+	CRISIL	2470.37	1.88%	2.50 Cr
Bond - Tata Steel Ltd.	CP	Iron & steel products	A1+	ICRA	2472.84	1.88%	2.50 Cr
Bond - Ultratech Cement Ltd.	CP	Cement & cement products	P1+	CRISIL	2470.38	1.88%	2.50 Cr
Bond - Bajaj Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	2230.88	1.70%	2.25 Cr
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	1989.43	1.51%	2.00 Cr
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	1984.42	1.51%	2.00 Cr
Bond - T-Bill	T-Bills	Other			1989.40	1.51%	2.00 Cr
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1981.83	1.51%	2.00 Cr
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1979.71	1.51%	2.00 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	1988.23	1.51%	2.00 Cr
Bond - JIO Credit Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1971.22	1.50%	2.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	1751.80	1.33%	1.75 Cr
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1736.26	1.32%	1.75 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1732.69	1.32%	1.75 Cr
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	1651.65	1.26%	1.65 Cr
Bond - T-Bill	T-Bills	Other			1644.65	1.25%	1.65 Cr
Bond - T-Bill	T-Bills	Other			1493.59	1.14%	1.50 Cr
Bond - Larsen & Toubro Ltd.	CP	Civil construction	P1+	CRISIL	1479.95	1.13%	1.50 Cr
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	1237.65	0.94%	1.25 Cr
Bond - Kotak Mahindra Investments Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1232.04	0.94%	1.25 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1237.88	0.94%	1.25 Cr
Bond - T-Bill	T-Bills	Other			1136.90	0.87%	1.15 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	994.59	0.76%	1.00 Cr
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	994.08	0.76%	1.00 Cr
Bond - Mahindra & Mahindra Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	992.33	0.76%	1.00 Cr
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	1001.76	0.76%	1.00 Cr
Bond - Bajaj Auto Credit Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	991.47	0.75%	1.00 Cr
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	991.11	0.75%	1.00 Cr
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	991.04	0.75%	1.00 Cr
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	990.68	0.75%	1.00 Cr
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	988.67	0.75%	1.00 Cr
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	987.64	0.75%	1.00 Cr
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	985.36	0.75%	1.00 Cr
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	939.27	0.71%	75.00 L
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	887.85	0.68%	90.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	889.89	0.68%	90.00 L
Bond - Tata Capital Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	800.85	0.61%	80.00 L
Bond - Govt of India	GOI	Other			747.61	0.57%	75.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	743.17	0.57%	75.00 L
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	750.84	0.57%	75.00 L
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	745.83	0.57%	75.00 L
Bond - Godrej Industries Ltd	CP	Animal feed	A1+	ICRA	745.43	0.57%	75.00 L
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	745.37	0.57%	75.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	740.98	0.56%	75.00 L
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	741.53	0.56%	75.00 L
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	741.53	0.56%	75.00 L
Bond - Godrej Industries Ltd	CP	Animal feed	A1+	ICRA	740.61	0.56%	75.00 L
Bond - Govt of India	GOI	Other			558.29	0.42%	55.80 L
Bond - Govt of India	GOI	Other			500.67	0.38%	50.00 L
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	498.81	0.38%	50.00 L
Bond - Tata Steel Ltd.	CP	Iron & steel products	A1+	ICRA	497.02	0.38%	50.00 L
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	496.80	0.38%	50.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	494.98	0.38%	50.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	500.55	0.38%	50.00 L
Bond - T-Bill	T-Bills	Other			496.31	0.38%	50.00 L
Bond - JIO Credit Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	496.07	0.38%	50.00 L
Bond - Network 18 Media & Invst. Ltd.	CP	Media & entertainment	A1+	ICRA	494.44	0.38%	50.00 L
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	494.38	0.38%	50.00 L
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	493.83	0.38%	50.00 L
Bond - Godrej Properties Ltd.	CP	Residential, commercial projects	A1+	ICRA	493.69	0.38%	50.00 L
Bond - T-Bill	T-Bills	Other			296.87	0.23%	30.00 L
Bond - T-Bill	T-Bills	Other			247.65	0.19%	25.00 L
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	249.58	0.19%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	248.29	0.19%	25.00 L
Bond - ICICI Bank Ltd.	CD	Private sector bank	A1+	ICRA	248.26	0.19%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	247.05	0.19%	25.00 L
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	149.26	0.11%	15.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	49.49	0.04%	5.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.49%
Margin	Margin	0.01%
Net Receivables	Net Receivables	-1.06%

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NITINPIMPALE
MF Investment Help
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8 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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20 days ago

View more

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The Fixed Income
Bonds
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15 hrs ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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70 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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83 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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121 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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