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Aditya Birla Sun Life Savings Fund - Regular Plan - Growth

  • Regular
  • Direct
Category : Ultra Short Duration Fund
  • NAV
    : ₹ 559.3243 0.02%
    (as on 15th October, 2025)
Crisil Rating
Average performance among peers
Risk-O-Meter
Moderate Risk

The fund has 99.16% investment in Debt, of which 13.12% in Government securities, 86.02% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

This Scheme
VS
  • NIFTY Ultra Short Duration Debt Index A-I
  • NA
  • NA
  • Gold
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Returns (NAV as on 15th October, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 08-Oct-25 10011.80 0.12% - 0.10% 1/26
1 Month 15-Sep-25 10059.20 0.59% - 0.53% 1/26
3 Month 15-Jul-25 10153.00 1.53% - 1.38% 1/26
6 Month 15-Apr-25 10359.70 3.60% - 3.15% 1/26
YTD 01-Jan-25 10604.40 6.04% - 5.49% 1/26
1 Year 15-Oct-24 10774.80 7.75% 7.75% 6.93% 1/26
2 Year 13-Oct-23 11604.80 16.05% 7.69% 6.99% 1/25
3 Year 14-Oct-22 12434.70 24.35% 7.52% 6.88% 1/25
5 Year 15-Oct-20 13474.90 34.75% 6.14% 5.60% 2/24
10 Year 15-Oct-15 19824.80 98.25% 7.08% 6.14% 1/14
Since Inception 17-Apr-03 50142.00 401.42% 7.42% 6.34% 3/26

SIP Returns (NAV as on 15th October, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 15-Oct-24 12000 12484.63 4.04 % 7.58 %
2 Year 13-Oct-23 24000 25952.35 8.13 % 7.71 %
3 Year 14-Oct-22 36000 40407.26 12.24 % 7.64 %
5 Year 15-Oct-20 60000 71536.07 19.23 % 6.97 %
10 Year 15-Oct-15 120000 170157.1 41.8 % 6.79 %
 

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Sep,2025)

No of Debt Holding 178 (Category Avg - 62.00) | Modified Duration 0.44 Years (Category Avg - 0.42)| Yield to Maturity 6.76% (Category Avg - 6.45%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 10.15% 3.09%
CD 24.10% 34.25%
T-Bills 2.97% 7.47%
CP 11.39% 10.65%
NCD & Bonds 50.53% 42.37%
PTC 0.00% 1.25%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 13.12% 10.57%
Low Risk 86.02% 88.52%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 0.84%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

  • Standard Deviation

    Low volatility
    0.2vs0.76
    Category Avg
  • Beta

    High volatility
    0.92vs0.84
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    7.21vs5
    Category Avg
  • Treynor's Ratio

    Better risk adjusted returns
    0.02vs0.01
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    0.19vs-0.24
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Mirae Asset Ultra Short Duration Fund - Regular Plan - Growth 5 1584.51 0.58 1.50 3.40 7.45 7.36
ICICI Prudential Ultra Short Term Fund - Growth 2 14696.82 0.58 1.49 3.40 7.32 7.21
Baroda BNP Paribas Ultra Short Duration Fund - Growth 4 1257.85 0.54 1.45 3.31 7.27 7.31
Franklin India Ultra Short Duration Fund - Regular Plan - Growth NA 293.60 0.55 1.47 3.35 7.22 0.00
HSBC Ultra Short Duration Fund - Regular Plan - Growth 5 2496.30 0.55 1.43 3.26 7.20 7.18
HDFC Ultra Short Term Fund - Growth 3 16699.76 0.58 1.45 3.28 7.20 7.17
SBI Magnum Ultra Short Duration Fund - Regular Plan - Growth 3 14566.19 0.57 1.45 3.28 7.18 7.18
Bandhan Ultra Short Duration Fund - Regular Plan - Growth 3 3859.55 0.56 1.44 3.28 7.18 7.19
Invesco India Ultra Short Duration Fund - Growth 3 1230.83 0.53 1.40 3.18 7.11 7.03
Mahindra Manulife Ultra Short Duration Fund - Regular Plan - Growth NA 208.35 0.53 1.40 3.19 7.05 7.05

More Funds from Aditya Birla Sun Life Mutual Fund

Out of 140 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 6 is/are ranked 4 * , 13 is/are ranked 3 * , 14 is/are ranked 2 * , 3 is/are ranked 1 * , and 102 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Aditya Birla Sun Life Liquid Fund - Regular Plan - Growth 1 49803.08 0.48 1.41 3.00 6.75 7.02
Aditya Birla Sun Life Large Cap Fund - Regular Plan - Growth 4 30000.77 0.78 0.26 9.25 0.21 16.50
Aditya Birla Sun Life Corporate Bond Fund - Regular Plan - Growth 3 27069.28 0.00 0.00 0.00 0.00 0.00
Aditya Birla Sun Life Corporate Bond Fund - Regular Plan - Growth 3 27069.28 1.06 1.31 3.18 7.94 8.06
Aditya Birla Sun Life Money Manager Fund - Growth 1 26757.31 0.56 1.46 3.44 7.67 7.61
Aditya Birla Sun Life Flexi Cap Fund - Regular Plan - Growth 3 23265.55 0.87 1.22 11.13 0.53 18.13
Aditya Birla Sun Life Arbitrage Fund - Regular Plan - Growth 5 22618.88 0.49 1.29 2.81 6.51 6.95
Aditya Birla Sun Life Savings Fund - Regular Plan - Growth 3 21367.00 0.59 1.53 3.60 7.75 7.52
Aditya Birla Sun Life ELSS Tax Saver Fund - Regular Plan - Growth 3 15174.87 0.62 1.18 13.47 1.16 15.65
Aditya Birla Sun Life Floating Rate Fund - Regular Plan - Growth 5 13401.97 0.67 1.47 3.58 7.85 7.75

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