Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

No of Debt Holding 41 (Category Avg - 3.85) | Modified Duration 0.39 Years (Category Avg - 2.33)| Yield to Maturity 6.44% (Category Avg - 6.35%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	0.00%	14.65%
CD	31.02%	0.34%
T-Bills	0.00%	0.00%
CP	26.64%	0.36%
NCD & Bonds	40.21%	4.63%

Category - Index Funds/ETFs

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	97.87%	5.33%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Index Funds/ETFs

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	3203.21	10.60%	3.20 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	A1+	ICRA	3073.25	10.17%	6.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	2155.91	7.13%	2.15 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	1755.86	5.81%	1.75 k
Bond - Sundaram Finance Limited	CP	Non banking financial company (nbfc)	A1+	ICRA	1462.81	4.84%	3.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	1459.92	4.83%	3.00 k
Bond - Export Import Bank Of India	CD	Financial institution	A1+	ICRA	1218.86	4.03%	2.50 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	1214.21	4.02%	2.50 k
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	974.05	3.22%	2.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	A1+	ICRA	973.32	3.22%	2.00 k
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	853.27	2.82%	850.00
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	741.71	2.45%	1.50 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	732.72	2.42%	1.50 k
Bond - Hsbc Investdirect Financial Services India Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	732.37	2.42%	1.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	A1+	ICRA	730.65	2.42%	1.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	562.91	1.86%	450.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	502.24	1.66%	5.00 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	502.06	1.66%	500.00
Bond - Tata Capital Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	500.53	1.66%	500.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	491.83	1.63%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	A1+	ICRA	489.72	1.62%	1.00 k
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	488.67	1.62%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	488.65	1.62%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	487.31	1.61%	1.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	440.76	1.46%	900.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	251.75	0.83%	2.50 k
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	251.42	0.83%	2.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	CARE AAA	CARE	250.97	0.83%	250.00
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	250.93	0.83%	250.00
Bond - Kotak Mahindra Investments Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	250.80	0.83%	2.50 k
Bond - Tata Capital Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	250.40	0.83%	250.00
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	250.31	0.83%	250.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	249.53	0.83%	250.00
Bond - Sundaram Finance Limited	CP	Non banking financial company (nbfc)	A1+	ICRA	247.92	0.82%	500.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	245.94	0.81%	500.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	245.69	0.81%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	245.47	0.81%	500.00
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	A1+	ICRA	245.31	0.81%	500.00
Bond - Sundaram Finance Limited	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	50.06	0.17%	50.00
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	LAAA	ICRA	50.05	0.17%	50.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	10.02	0.03%	10.00