| Key Financial Ratios of Bank Of Baroda (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
37.86 |
34.40 |
27.28 |
14.06 |
1.78 |
|
| Diluted EPS (Rs.) |
37.86 |
34.40 |
27.28 |
14.06 |
1.78 |
|
| Cash EPS (Rs.) |
40.51 |
37.48 |
31.03 |
16.73 |
4.14 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
264.45 |
216.75 |
189.70 |
165.92 |
148.80 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
264.45 |
216.75 |
189.70 |
165.92 |
148.80 |
|
| Dividend/Share (Rs.) |
8.35 |
7.60 |
5.50 |
2.85 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
234.55 |
217.48 |
173.03 |
134.97 |
136.15 |
|
| Net Profit/Share (Rs.) |
37.82 |
34.36 |
27.25 |
14.05 |
1.60 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
16,411,032.35 |
15,170,483.27 |
11,598,122.92 |
8,826,339.83 |
8,596,958.79 |
|
| Net Profit/ Employee (Rs.) |
2,646,101.64 |
2,396,538.27 |
1,826,629.47 |
918,530.51 |
101,092.46 |
|
| Business/ Employee (Rs.) |
362,377,398.23 |
322,354,339.65 |
277,650,828.27 |
230,267,103.41 |
204,060,663.18 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
144,161,490.27 |
136,607,965.79 |
109,254,317.93 |
85,554,334.35 |
84,831,603.01 |
|
| Net Profit/ Branches (Rs.) |
23,244,482.55 |
21,580,473.86 |
17,206,849.63 |
8,903,381.00 |
997,542.96 |
|
| Business/ Branches (Rs.) |
3,183,277,239.91 |
2,902,753,314.21 |
2,615,470,802.32 |
2,231,995,271.55 |
2,013,594,991.70 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.87 |
2.01 |
1.91 |
1.81 |
1.85 |
|
| CASA (%) |
37.81 |
38.76 |
39.47 |
41.45 |
40.15 |
|
| Net Profit Margin (%) |
16.12 |
15.79 |
15.74 |
10.40 |
1.17 |
|
| Operating Profit Margin (%) |
31.42 |
30.04 |
27.46 |
16.48 |
2.01 |
|
| Return on Assets (%) |
1.09 |
1.12 |
0.96 |
0.56 |
0.07 |
|
| Return on Equity / Networth (%) |
14.30 |
15.85 |
14.36 |
8.46 |
1.07 |
|
| Net Interest Margin (X) |
2.56 |
2.82 |
2.83 |
2.55 |
2.49 |
|
| Cost to Income (%) |
47.94 |
47.70 |
47.71 |
49.23 |
49.89 |
|
| Interest Income/Total Assets (%) |
6.81 |
7.10 |
6.14 |
5.46 |
6.10 |
|
| Non-Interest Income/Total Assets (%) |
0.93 |
0.91 |
0.68 |
0.89 |
1.07 |
|
| Operating Profit/Total Assets (%) |
0.16 |
0.20 |
0.27 |
-0.32 |
-0.99 |
|
| Operating Expenses/Total Assets (%) |
1.67 |
1.78 |
1.68 |
1.69 |
1.77 |
|
| Interest Expenses/Total Assets (%) |
4.25 |
4.28 |
3.30 |
2.91 |
3.60 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
1,657,940.47 |
1,503,314.26 |
1,338,114.68 |
1,152,436.22 |
1,033,396.23 |
|
| EV Per Net Sales (X) |
13.65 |
13.35 |
14.94 |
16.49 |
14.66 |
|
| Price To Book Value (X) |
0.86 |
1.22 |
0.89 |
0.67 |
0.50 |
|
| Price To Sales (X) |
0.97 |
1.21 |
0.98 |
0.83 |
0.54 |
|
| Retention Ratios (%) |
77.94 |
77.90 |
79.84 |
79.73 |
100.00 |
|
| Earnings Yield (X) |
0.17 |
0.13 |
0.16 |
0.13 |
0.02 |
|
Source : Dion Global Solutions Limited
