BUSINESS
COVID-19 crisis: Avoid using your credit card to pay rent
If you find yourself in financial difficulty, meet your house owner and explain your situation. Ask for a grace period of two to three months
BUSINESS
Transcorp’s prepaid card: Should you opt for it?
You could use the card for your meal purchases as well as to shop for food and grocery items
BUSINESS
COVID-19 impact: Plan to study abroad this year? Tough money decisions lie ahead
Students and their parents need to consider the possibility of a prolonged slowdown in developed economies
BUSINESS
Home loan top-ups: Rates are lower, but avoid them unless faced with a desperate cash crunch
Any type of loan should be your last resort, especially in these times of salary and job cuts
BUSINESS
COVID-19 personal loans: Avoid them unless desperately strapped for cash
Liquidate your existing investments or even your gold holdings if you don’t have an emergency corpus
BUSINESS
Lock into FDs of select banks now
Avoid investing in fixed deposit schemes of co-operative and small finance banks
BUSINESS
COVID-19 Third Wave: 4 money mistakes to avoid during the pandemic
Don’t resort to panic selling of equities, going overboard on stocks or deferring of loan EMIs
BUSINESS
Graduating amidst the COVID-19 pandemic? Money tips to wade through a tough job market
If you already have a job offer, but the company wants to re-negotiate, take it
BUSINESS
Online tricks fraudsters use to benefit from the COVID-19 lockdown
Here is how you can avoid getting tricked by fraudsters and stay alert to attempts at swindling your hard-earned money
BUSINESS
No-cost loans: Don’t postpone dues unless strapped for cash
For purchasing consumer electronics, the interest rates would be between 12 to 20 per cent
BUSINESS
Here’s how you apply to your bank and get EMIs postponed
Interest will continue to accrue on your loan account during the period of the moratorium
BUSINESS
Experts on loan moratorium: Keep paying EMIs if you can afford to
That way, you will avoid higher interest payment and longer loan tenures
BUSINESS
A financial calendar for 2020-21: Keep your date with investments, taxes and holidays
Whether it is your monthly investments in various avenues, paying taxes or planning your holidays, a fiscal is dotted with important deadlines dates and action points
BUSINESS
'Buy now, pay later' schemes: Be cautious while using it this festive season
Fintechs charge very high interest rates and late-payment fees
BUSINESS
Budget 2020: Not all account holders gain from a higher deposit cover
The onus of paying insurance premium is on the bank
BUSINESS
Budget 2020: India’s deposit coverage per capita compares favourably to that of developed economies
Deposit insurance coverage as a ratio of per capita income is now 4.1 times
BUSINESS
Home loans with EMI waivers: Should you go for them?
If you see your income rising periodically, a scheme that allows pre-payment is always better
BUSINESS
We ensure protections against fraud attacks, faster identification and suspension of fraudsters: Google Pay
Do not reveal personal, banking or UPI login details to anyone on call, no matter how convincing they sound
BUSINESS
Home loan application: How to improve the chances of approval
Apart from our salaries, it would be wise to club other sources income while making a case before the bank
BUSINESS
Secure credit and debit card usage: How RBI's new directives help customers
These are good steps towards curbing card frauds and unauthorised transactions
BUSINESS
SBI’s new home finance scheme: Should you go for it?
The scheme is intended to be a confidence-booster for prospective home-buyers spooked by concerns around under-construction projects being abandoned
BUSINESS
Got your first job? Follow these steps to have a balanced money life
Enjoy your financial freedom. Do Spend. But save something for the rainy day as well
BUSINESS
How RBI’s MANI app for the visually challenged helps identify currency denominations
A visually challenged person can scan and identify the denominations by checking the front or reverse side of a currency note, including folded notes
BUSINESS
Be ready to pay for loading your Paytm wallet through credit cards
Effective January 1, 2020, Paytm has started charging a fee of two percent if you load your wallet in excess of Rs 10,000 using a credit card during a month
