-
My Account
co-presented by
ASSOCIATE SPONSORS
In App
My Account
co-presented by
ASSOCIATE SPONSORS
co-presented by
ASSOCIATE SPONSORS
Policyholders must prioritise full disclosure and rigorous documentation at the start to prevent insurers from using technical excuses to deny a claim
Medical inflation is rising fast. A clear health funding plan is as important as a retirement corpus.
Buying life insurance early locks in lower premiums, better eligibility, and long-term protection at the most affordable cost.
Earlier, insurers deducted TDS on the interest component of MACT-awarded accident compensation paid to insured taxpayers if the interest exceeded Rs 50,000.
With Budget 2026 nearing, insurers seek higher tax deductions, extension of benefits to the new tax regime, and GST input tax credit relief to boost coverage and contain premiums.
The next phase of insurance growth will be driven not by incremental capital, but by policy choices that improve demand quality and duration of liabilities.
Key demands include hike in tax deductions, extending tax benefits to new tax regime for both health and life insurance plans, and to resolve input tax credit (ITC) on GST.
With the new regime now the default option, expectations are rising that Finance Minister Nirmala Sitharaman may use this year’s Budget to better balance lower rates with meaningful incentives
IRDAI mandates AYUSH coverage for hospitalisation, OPD consultations for alternative therapies are generally excluded unless specifically offered by the insurer
Critical illness plans sound focused, but they often leave bigger gaps than people expect.
Banks often bundle insurance with personal loans as “peace of mind”, but for many borrowers it adds cost without adding real protection.
