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What third-party motor insurance covers, why it is compulsory, and how much vehicle owners actually pay annually.
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The health plan for CGHS beneficiaries serves as a complementary option alongside existing plans for central government employees.
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Most claim problems don’t come from bad luck — they come from small decisions made much earlier.
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India’s insurance sector is evolving rapidly, with insurtech and digital platforms expanding access, improving experience, and driving adoption.
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While no formal timeline has been announced, executives said monoline and sector-specific licensing is likely to feature on IRDAI’s policy agenda, 2026 emerging as a potential window for implementation
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Those fine-print caps in health insurance policies often matter more than the headline cover amount. Here’s how room rent limits and sub-limits quietly shrink claim payouts—and what you should check before you land in hospital.
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Expert explains how deductions up to Rs 5,000 are included for preventive check-ups under Section 80D.
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This potential development comes at a time when the Reserve Bank of India (RBI), too, recently flagged concentration risk in government securities
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A rejection letter is not the same as a final verdict.
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Industry expects clarity on annuities, composite licensing, AI and telematics, and micro insurance
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What you choose to say while buying insurance often matters more than you realise later.
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Insurance analysts reason that individual life and health insurance premiums are exempt from paying GST, so insurers cannot claim any ITC on policy premiums, since no GST was paid.
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Here is a list of reforms to watch out for
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Health insurance emerged as one of the biggest beneficiaries of policy reform, particularly after the removal of GST on premiums.
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Within insurers’ portfolios, the share of G-Secs declined marginally to 39.5 percent from 40.3 percent, while SGS fell to 20.2 percent from 21.4 percent
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Budget 2026 Expectation: The biggest concern, Tyagi feels is the unresolved ITC anomaly. The industry continues to bear a significant burden. Either ITC should be allowed, or the ecosystem will eventually have to absorb higher costs.
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Policyholders are choosing higher health cover, longer tenures, EV-focused motor plans, and early retirement products
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Risk-based deposit insurance aligns premiums with behaviour. Its success now depends on whether Indian banks and their boards are prepared to accept accountability rather than rely on systemic cushioning. Over time, it could become the foundation for a banking system where trust is earned through conduct, not assumed through regulation
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Thailand was the most visited country between January and October in terms of flight bookings, followed by the UAE, Malaysia, Uzbekistan, and Kazakhstan.
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The right life insurer is not the cheapest one, but the one your family can actually rely on when it matters most.
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The higher the deduction, the lower the payout ratio in insurance claims, which often leads the family to bear significant out-of-pocket expenses for the treatment of cancer.
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Premiums and features sell policies, but claim settlement is what proves whether life insurance will actually protect a family.
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A small, updated pack of information can save your family days of stress, prevent missed payments, and make claims and paperwork far less painful if something happens to you.
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The measure is an 'enabler' that will help draw interest from global investors in the pension fund sector over time, chief of India's pension fund regulator said
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However, this trend contrasts with PSUs, where LIC’s insured base grows and claims return to pre-pandemic levels
