Insurance

Risk-based deposit insurance aligns premiums with behaviour. Its success now depends on whether Indian banks and their boards are prepared to accept accountability rather than rely on systemic cushioning. Over time, it could become the foundation for a banking system where trust is earned through conduct, not assumed through regulation

Travel insurance sales surge 43% YoY, led by first-time flyers, says report

Thailand was the most visited country between January and October in terms of flight bookings, followed by the UAE, Malaysia, Uzbekistan, and Kazakhstan.

Choosing a life insurer that will stand by your family

The right life insurer is not the cheapest one, but the one your family can actually rely on when it matters most.

1 out of 5 cancer patients run out of Rs 5 lakh insurance cover, says study

The higher the deduction, the lower the payout ratio in insurance claims, which often leads the family to bear significant out-of-pocket expenses for the treatment of cancer.

What makes a life insurer trustworthy? Start with claim settlement behaviour

Premiums and features sell policies, but claim settlement is what proves whether life insurance will actually protect a family.

The “money file” your spouse and kids will thank you for

A small, updated pack of information can save your family days of stress, prevent missed payments, and make claims and paperwork far less painful if something happens to you.

India insurance move opens pension firms to 100% foreign holding

The measure is an 'enabler' that will help draw interest from global investors in the pension fund sector over time, chief of India's pension fund regulator said

Top four private life insurers witness decline of over 8 crore lives in 18 months

However, this trend contrasts with PSUs, where LIC’s insured base grows and claims return to pre-pandemic levels

FM Sitharaman introduces insurance amendment bill in Lok Sabha to hike FDI in sector to 100%

The amendment will raise the Foreign Direct Investment limit in the insurance sector from 74% to 100%

Insurance stocks in focus as key amendment bill heads to Lok Sabha

The Insurance Amendment Bill is expected to trigger changes across the insurance sector, with players like LIC, PB Fintech and SBI Life in focus,

While insurance ombudsman amendments sharpen jurisdiction, questions linger on capacity

Insurers and intermediaries are likely in discussions with IRDAI on issues such as staffing, infrastructure expansion, and disposal timelines under the proposed changes

Health policies' sales outlook robust in Tier II and Tier III cities in FY26: Report

GST is the primary driver of the adoption of health insurance policies, says an analyst.

Ayush hospitalisation and insurance: Why claims get rejected and how to improve your chances

A practical guide to understanding ayush coverage in health policies, why ayurvedic in-patient claims often face extra scrutiny, and what you can do to improve your chances of getting paid.

A nominee’s guide to filing a term insurance claim in policyholder’s absence

Inform insurer promptly, submit required documents, and undergo claim evaluation. IRDAI mandates settlement within 30-90 days. Keep policy documents, nominee details, and premium receipts ready to ease the process.

Why the push for inbuilt air travel insurance is gaining traction amidst the IndiGo crisis

The inbuilt travel insurance framework was reportedly stalled due to implementation complexities is now reviving momentum again

Insurance players expect travel insurance to find more takers after IndiGo fiasco

Insurance companies expect the episode to not only prompt immediate spike in queries but also trigger longer-term behavioural shift

How your credit score shapes the way you buy, insure or lease a car

From loan approvals to insurance premiums, your score sits quietly behind many decisions.

If an old illness was cured, can insurance still reject your claim?

Why insurers look at medical history even when you feel completely healthy now.

How much term insurance do you really need in 2025: Why most middle-class families are still underinsured

A clear look at how much protection a typical household needs today and how older insurance covers have quietly lost value because of rising costs and inflation.

Budget 2026 expectations: Mandatory employer health cover, speedy motor claims, transparent commissions

The insurance sector has the potential to be a major growth catalyst but penetration is low at 3.7%. Five reforms can accelerate progress,Tapan Singhel of Bajaj General writes

Why wedding insurance matters as celebrations get fatter and costlier

Wedding insurance cover includes reimbursement for venue cancellation, paid-for accommodation, catering, photography, décor and even hospitalisation expenses for affected family members

Stranded by IndiGo chaos? Hidden travel insurance benefits in your credit card or OTA booking can help

India has nearly 650 credit card variants but only about 8 percent include travel insurance.

Niva Bupa launches digital academy to curb high agent dormancy

With a Rs 2 crore investment for the July–September period, the campaign aims to rapidly expand and activate Niva Bupa’s agency force by training 10 lakh potential agents

Maternity insurance adoption jumps as young families seek financial security

Policybazaar data also shows rise in OPD covers as consumption-first trend grows, with Tier 2 and 3 cities leading the surge

Cashless insurance claims meet 97% of IRDAI’s 3-hour mandate; 1-hour pre-authorization at 87% compliance

IRDAI’s data for August 2024 to May 2025 shows that while a majority of cashless claims were cleared within mandated timelines, thousands still breached the prescribed window, highlighting persistent gaps in service standards despite stricter regulatory oversight.