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    • Does it make sense to buy a Rs 1-crore health insurance policy?

      For those questioning if a Rs 1-crore cover is too much, a glance at private hospital bills in metro cities can be quite revealing

    • Travel insurance surprises: exclusions many travellers discover only when they file a claim

      Travel insurance can be extremely useful abroad, but some of the most important details sit in the exclusions section that people rarely read.

    • Why India is seeking US clarity on insurance cover for ships passing through the Strait of Hormuz

      The discussions come amid fears that the withdrawal of war-risk insurance and rising maritime security risks could disrupt crude oil shipments to India, which relies heavily on supplies from the Gulf.

    • Do you really need insurance for your home loan?

      Some lenders suggest it as a safety measure, but many borrowers are unsure whether it’s necessary.

    • Can insurers reject a life insurance claim after 3 years?

      Under this rule, once a policy has been in force for 3 years, the insurer cannot question or reject a claim based on misstatement or non-disclosure

    • GST exemption has increased net return across savings- oriented products: Sumit Rai of Edelweiss Life Insurance

      Over the long-term, GST exemption improves the IRR for customers and on an average, the uplift can be in the range of 25 to 50 basis points, though it will vary from product to product.

    • More women take charge of health insurance but still have some distance to go

      More Indian women are buying health insurance independently but questions around adequate coverage and policy selection remain

    • IRDAI proposes adoption of Ind AS for insurers from April 2026. What it means for policyholders

      Transitioning to Ind AS, including new standards for financial instruments and insurance contracts, would align Indian insurers with international practices

    • How to split the sum insured between the basic and top-up health insurance policy

      Super top health plans are available in various combinations related to the base health insurance policy

    • Central Bank of India receives CCI nod for increased stakes in Generali Insurance companies

      The uniform 26 percent shareholding in both companies will provide the bank with enhanced influence in the strategic direction of these insurance entities while maintaining compliance with regulatory ownership limits, according to the filing

    • Buying health cover for parents above 65: What the brochure doesn’t emphasise

      At this age, the headline premium is rarely the real story. Sub-limits, waiting periods and co-pay clauses quietly shape what you will actually get reimbursed.

    • You exercise regularly, but annual check-ups flag cholesterol or vitamin deficiencies; here’s why health insurance matters

      A well-designed comprehensive policy with adequate sum insured, strong hospitalisation coverage, and preventive health benefits is generally sufficient when you’re healthy.

    • Is term insurance enough or do you need more?

      A large cover can replace income, but it does not solve every financial risk your family faces.

    • Stocks to Watch Today: Hindustan Aeronautics, JSW Cement, Affle, Lupin, Greenlam, Greenply, Tata Motors, Natco Pharma, Reva Diamonds in focus on 4 March

      Stocks to Watch, 4 March: Stocks like Hindustan Aeronautics, Dabur India, JSW Cement, Affle 3i, Lupin, HDB Financial Services, Mahindra and Mahindra, Greenlam Indusries, Reva Diamonds, Greenply Industries, Cipla, Capri Global Capital, Tata Motors, and Shalby will be in focus on March 4./

    • US-Iran conflict: Do your travel, life insurance policies cover you in war zones?

      War-related disruptions may not be fully covered but medical expenses and delays could be, depending on policy terms

    • US-Iran conflict: Travel insurance under pressure as over 3,000 flights cancelled

      Passengers stranded in transit cities are facing rising accommodation costs and limited onward connectivity options

    • Stocks to Watch Today: Aurobindo Pharma, Niva Bupa, Brigade, Escorts Kubota, Hero MotoCorp, Hyundai Motor, Tata Motors, Clean Max, Accord Transformer in focus on 2 March

      Stocks to Watch, 02 March: Stocks like Maruti Suzuki India, Hyundai Motor India, Hero MotoCorp, Eicher Motors, Tata Motors, Tata Motors Passenger Vehicles, Mahindra and Mahindra, TVS Motor Company, Escorts Kubota, Niva Bupa Health Insurance Company, and Clean Max Enviro Energy Solutions will be in focus on March 2.

    • Can your travel insurance cushion cancellations and delays amid US–Israel attack on Iran?

      Industry experts noted that travellers who have already purchased comprehensive travel insurance are relatively better protected against sudden disruptions

    • Is your health insurance cover enough for a real hospital bill?

    • Why health cover and an emergency fund are non-negotiable

      You can plan investments endlessly, but one hospital bill or income shock can undo years of progress if these two basics are missing.

    • MC Explainer | Why India is eyeing its own Protection & Indemnity Club

      The proposal of a P&I Club in India had earlier been flagged by FM Sitharaman in 2025, who underscored the need for a domestic P&I mechanism to reduce India’s dependence on overseas marine liability insurers

    • Stocks to Watch Today: Lupin, Angel One, Zydus Life, Shaily Engineering, KSB, Sanofi India, KP Energy, Rail Vikas Nigam in focus on 26 February

      Stocks to Watch, 26 Feb: Stocks like Sanofi India, KSB, Sanofi Consumer Healthcare India, Foseco India, Railway Finance Corporation,Shaily Engineering Plastics, Lupin, KFin Technologies, Emmvee Photovoltaic Power March will be in focsu on Februay 26.

    • How reforms are changing insurance for good

      The IRDAI is encouraging insurers to adopt digital premium payments instead of cheques, which often cause delays and issues when dishonoured after policy issuance

    • High sum insured vs super top-up: Which health insurance cover works the best for you?

      The two are not alternatives. They serve different emotional and financial roles. A sensible choice is not about maximising one over the other, say experts

    • Stocks to Watch Today: Dr Reddys Labs, Aditya Infotech, IRFC, HG Infra, Schaeffler India, Rail Vikas Nigam, Waaree Energies, Hexaware in focus on 25 February

      Stocks to Watch, 25 February: Stocks like Schaeffler India, Elantas Beck India ,HG Infra Engineering ,Indian Railway Finance Corporation, Aditya Infotech, Rail Vikas Nigam, Waaree Energies, Lupin, Hexaware Technologies, and Dr Reddy's Laboratories will be in focus on February 25.

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