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    • Does it make sense to buy a Rs 1-crore health insurance policy?

      For those questioning if a Rs 1-crore cover is too much, a glance at private hospital bills in metro cities can be quite revealing

    • Why India is seeking US clarity on insurance cover for ships passing through the Strait of Hormuz

      The discussions come amid fears that the withdrawal of war-risk insurance and rising maritime security risks could disrupt crude oil shipments to India, which relies heavily on supplies from the Gulf.

    • Do you really need insurance for your home loan?

      Some lenders suggest it as a safety measure, but many borrowers are unsure whether it’s necessary.

    • Can insurers reject a life insurance claim after 3 years?

      Under this rule, once a policy has been in force for 3 years, the insurer cannot question or reject a claim based on misstatement or non-disclosure

    • GST exemption has increased net return across savings- oriented products: Sumit Rai of Edelweiss Life Insurance

      Over the long-term, GST exemption improves the IRR for customers and on an average, the uplift can be in the range of 25 to 50 basis points, though it will vary from product to product.

    • More women take charge of health insurance but still have some distance to go

      More Indian women are buying health insurance independently but questions around adequate coverage and policy selection remain

    • IRDAI proposes adoption of Ind AS for insurers from April 2026. What it means for policyholders

      Transitioning to Ind AS, including new standards for financial instruments and insurance contracts, would align Indian insurers with international practices

    • How to split the sum insured between the basic and top-up health insurance policy

      Super top health plans are available in various combinations related to the base health insurance policy

    • Central Bank of India receives CCI nod for increased stakes in Generali Insurance companies

      The uniform 26 percent shareholding in both companies will provide the bank with enhanced influence in the strategic direction of these insurance entities while maintaining compliance with regulatory ownership limits, according to the filing

    • You exercise regularly, but annual check-ups flag cholesterol or vitamin deficiencies; here’s why health insurance matters

      A well-designed comprehensive policy with adequate sum insured, strong hospitalisation coverage, and preventive health benefits is generally sufficient when you’re healthy.

    • US-Iran conflict: Do your travel, life insurance policies cover you in war zones?

      War-related disruptions may not be fully covered but medical expenses and delays could be, depending on policy terms

    • Can your travel insurance cushion cancellations and delays amid US–Israel attack on Iran?

      Industry experts noted that travellers who have already purchased comprehensive travel insurance are relatively better protected against sudden disruptions

    • How reforms are changing insurance for good

      The IRDAI is encouraging insurers to adopt digital premium payments instead of cheques, which often cause delays and issues when dishonoured after policy issuance

    • High sum insured vs super top-up: Which health insurance cover works the best for you?

      The two are not alternatives. They serve different emotional and financial roles. A sensible choice is not about maximising one over the other, say experts

    • India needs more actuaries as it moves to risk-based capital, IFRS convergence, says Irdai chairman Ajay Seth

      The shortage of actuarial talent poses a challenge as India strengthens its financial protection architecture and aligns with global regulatory and accounting frameworks, Seth has said

    • Govt mulls natural disaster risk insurance pool, home and finance officials met February 27

      Inter-ministerial discussions gather pace as officials review disaster-risk financing framework

    • Can an insurance policy cover theft, loss and third-party liability for your pet?

      Eligibility covers domesticated dogs and cats of various breeds, typically from about three months to specified upper age limits, depending on the breed

    • Is it better to buy separate health insurance for your parents or include them in your family floater?

      Experts say a separate policy for parents typically offers better protection and flexibility, whereas a floater works only when coverage is extensive and health risks are low

    • Is compensation received under Motor Vehicles Act taxable? How is interest for delayed payment treated?

      If a court enhances motor accident compensation after years of litigation, the interest paid on the delayed amount may attract tax: Here’s how current rules and the 2026 change impact you

    • Regulator tightens the screws on insurance business – What should investors do?

      Insurance commissions could be next in the regulator’s sights for a clean-up act, posing a threat to non-life insurers, in particular  

    • Lack of credible health data biggest hurdle in insurer-hospital disputes: Subhendu Kumar Bal

      Quantitative Impact Study-1 (QIS-1) has been concluded and analysed, while QIS-2 is currently under evaluation, says SBI Life's Chief Risk Officer Bal

    • Bank boards must insist on arm’s-length conduct in insurance distribution: Go Digit Group chairman Kamesh Goyal

      A reasonable cap on the proportion of business directed to affiliated insurers would strengthen competition, Go Digit Group of Companies chairman Kamesh Goyal tells Moneycontrol

    • Cardiac risk checks are driving up insurance costs even for the young, says report

      Insurers have traditionally relied on age‑based risk pooling, assuming that younger members would cross‑subsidise older, higher‑risk cohorts. Plum’s data suggests that this buffer is eroding.

    • Inside the delay: Why Bima Sugam India Federation is not ready despite multiple launch timelines

      At the heart of the project sits a structural paradox — the platform seeks to unify an ecosystem whose strongest participants are, at the same time, contenders

    • Rich world’s growing civil unrest comes with an insurance sting

      Claims tied to SRCC — strikes, riots and civil commotion — are emerging as a growing headache for insurers

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