Moneycontrol

Budget 2021

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Moneycontrol

Budget 2021

Associate Partners:

  • SMCSamsungVolvo
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  • CARE Ratings report on uptick in retail loans: What you must do to avoid a debt trap Jan 15, 2021 10:14 AM IST

    CARE Ratings report on uptick in retail loans: What you must do to avoid a debt trap

    Even though loans are cheap and easily available, your EMIs should not exceed 40 percent of your take-home pay

  • Home loan transfer: Factors to consider before shifting lenders Jan 07, 2021 09:47 AM IST

    Home loan transfer: Factors to consider before shifting lenders

    Falling interest rates on home loans have prompted many borrowers to shift lenders. Here are some key factors to consider before doing so

  • Union Bank, Punjab National Bank offer the lowest rates on personal loans Jan 06, 2021 11:51 AM IST

    Union Bank, Punjab National Bank offer the lowest rates on personal loans

    Union Bank of India’s personal loan rate on a Rs 5-lakh loan with a five-year tenure starts at 8.9 percent

  • Digital lenders association tightens code of conduct for loan recoveries: What borrowers must be aware of Jan 01, 2021 10:11 AM IST

    Digital lenders association tightens code of conduct for loan recoveries: What borrowers must be aware of

    The digital lenders’ association claims it is working closely with the payment partners to identify unethical recovery activities

  • Bank of India, Punjab & Sind Bank offer the cheapest gold loans Dec 29, 2020 10:22 AM IST

    Bank of India, Punjab & Sind Bank offer the cheapest gold loans

    Interest rates on gold loans from banks start at 7 percent, but NBFC loans are far more expensive

  • RBI’s warning to coercive digital lending apps: What borrowers must be aware of Dec 24, 2020 09:52 AM IST

    RBI’s warning to coercive digital lending apps: What borrowers must be aware of

    While applying for a loan, you must verify the background of the lending company

  • Union Bank, Bank of India and Bank of Baroda offer the lowest rates on educations loans Dec 23, 2020 11:24 AM IST

    Union Bank, Bank of India and Bank of Baroda offer the lowest rates on educations loans

    Education loan rates start from 6.8 percent. SBI and IDBI Bank charge marginally higher rates

  • CRIF report on the rise in personal loan borrowings: How to avoid a debt trap Dec 23, 2020 10:41 AM IST

    CRIF report on the rise in personal loan borrowings: How to avoid a debt trap

    Personal loans are expensive. If you fail to pay even a single EMI on time, your credit score gets impacted

  • Punjab & Sind Bank and Central Bank of India offer car loans at 7.1 % Dec 15, 2020 10:33 AM IST

    Punjab & Sind Bank and Central Bank of India offer car loans at 7.1 %

    Punjab & Sind Bank and Central Bank of India offer the lowest rates on a Rs 10-lakh car loan

  • China bails out Pakistan, sanctions $1.5 billion loan for Saudi Arabia debt: Report Dec 13, 2020 03:08 PM IST

    China bails out Pakistan, sanctions $1.5 billion loan for Saudi Arabia debt: Report

    This loan has come by augmenting the size of 2011 bilateral Currency-Swap Agreement

  • Personal Loans: These govt banks are offering cheapest loans at interest rates as low as 8.90% Dec 06, 2020 02:05 PM IST

    Personal Loans: These govt banks are offering cheapest loans at interest rates as low as 8.90%

    If you want to opt for personal loans, here is the list of banks you can refer to which are offering the cheapest personal loans to you. Interest rates on personal loan for all listed (BSE) public and private banks have been considered for the data compilation. EMI is calculated on the basis of interest rate mentioned in the table for Rs 5-lakh loan with tenure of five years (processing and other charges are assumed to be zero for EMI calculation). Interest and charges mentioned in the table are indicative and may vary depending on bank's terms and conditions.

  • How to mark a lien on your mutual fund units while taking a loan Dec 03, 2020 11:41 AM IST

    How to mark a lien on your mutual fund units while taking a loan

    Lien is the right given to the lender over a security to recover money in case the credit given to the borrower is not repaid as per agreed terms

  • Union Bank and Punjab National Bank offer the cheapest personal loans Dec 01, 2020 01:00 PM IST

    Union Bank and Punjab National Bank offer the cheapest personal loans

    State Bank of India charges a higher interest rate on personal loans than what these two banks do

  • Factors to consider before making home loan prepayments Dec 01, 2020 09:44 AM IST

    Factors to consider before making home loan prepayments

    While a reduction in the loan tenure will result in greater savings in interest paid, opting for the EMI reduction option will lead to higher disposable income

  • DBS Bank-LVB merger: What Lakshmi Vilas Bank’s depositors and borrowers must be aware of Dec 01, 2020 09:25 AM IST

    DBS Bank-LVB merger: What Lakshmi Vilas Bank’s depositors and borrowers must be aware of

    At present interest rates and services with LVB remain unchanged until integration process is completed

  • Secured loan book back to pre-COVID levels: Axis Bank Nov 30, 2020 11:57 AM IST

    Secured loan book back to pre-COVID levels: Axis Bank

    There has been a fair bit of activity on balance transfers in the home loan segment

  • Delhi HC issues notice to RBI, Supertech for not paying instalments under subvention scheme Nov 26, 2020 06:39 PM IST

    Delhi HC issues notice to RBI, Supertech for not paying instalments under subvention scheme

    Over 200 homebuyers had filed separate writ petitions claiming that they are “completely helpless and aggrieved by the acts” of the builder and the banks and  have been deprived of their basic fundamental rights guaranteed under Article 19 and 21 of the Indian Constitution

  • Overspent on your credit card this Diwali? Here’s how you can reduce your debt Nov 24, 2020 11:12 AM IST

    Overspent on your credit card this Diwali? Here’s how you can reduce your debt

    Diwali’s excitement may have led some of us to go overboard on spending. But if you have already overspent this festive season, there are ways to limit the burden

  • Punjab & Sind Bank, Bank of India and State Bank of India offer the lowest rates on gold loans Nov 23, 2020 11:44 AM IST

    Punjab & Sind Bank, Bank of India and State Bank of India offer the lowest rates on gold loans

    Punjab & Sind Bank offers the cheapest rates on gold loans, starting at 7 percent

  • Union Bank, Central Bank and Bank of Baroda offer the lowest rates on educations loans Nov 19, 2020 11:03 AM IST

    Union Bank, Central Bank and Bank of Baroda offer the lowest rates on educations loans

    Education loan rates start from 6.8 percent. SBI and Punjab National Bank charge marginally higher rates

  • Have too many loans? Here’s the order in which you must prepay your debts Nov 19, 2020 09:08 AM IST

    Have too many loans? Here’s the order in which you must prepay your debts

    Credit card dues and personal loans are the most expensive debts. You must prepay these first if you have a surplus

  • Want a loan for online coaching or certification classes? Be ready to pay higher interest Nov 17, 2020 09:48 AM IST

    Want a loan for online coaching or certification classes? Be ready to pay higher interest

    You can get education loans for regular courses that are offered online temporarily due to the pandemic. But for online classes offered by start-ups, you may need to borrow at personal loan rates

  • Punjab & Sind, Central and Canara banks offer the cheapest car loans Nov 06, 2020 12:20 PM IST

    Punjab & Sind, Central and Canara banks offer the cheapest car loans

    The cheapest car loan rates start at 7.10 percent. State Bank of India offers car loans starting at 7.85 percent.

  • Post-moratorium phase: Get interest credit on loans and reassess personal debt Nov 02, 2020 10:08 AM IST

    Post-moratorium phase: Get interest credit on loans and reassess personal debt

    The government has asked lenders to credit excess interest charged to eligible borrowers, latest by November 5, 2020

  • Here are 10 banks offering the cheapest education loans Oct 15, 2020 11:18 AM IST

    Here are 10 banks offering the cheapest education loans

    Public sector banks offer education loans at a cheaper rate than private sector ones. Check the processing charges when availing an education loan

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