Public Provident Fund (ppf)

The change has been made to the Government Savings Promotion General Rules, 2018

Planning tax-saving investments ahead of March 31 deadline

The deadline for tax-saving investments for FY22 ends on March 31, which is just a couple of weeks away. Karunya Rao gets you some tips to keep in mind for last-minute investment planning to save tax.

Aadhaar must for PPF, NSC & KVP: Here are Sanjay Hegde's views

Aadhaar is now mandatory for all post office deposits, the public provident fund (PPF), the national savings certificate (NSC) scheme and the Kisan Vikas Patra (KVP). The Finance Ministry has issued four separate notifications, declaring Aadhaar is mandatory for the schemes. Existing depositors have been given time till December 31, to provide the 12-digit unique identification number. In an interview to CNBC-TV18, Sanjay Hegde, Senior Lawyer at Supreme Court discussed the ramifications of this move.

Employee provident fund may get 8.6% interest in 2016-17

Employees Provident Fund Organisation (EPFO) had provided 8.8 perecnt rate of interest on EPF deposits for 2015-16 despite Finance Ministry's ratification for 8.7 per cent.

Govt sets terms for premature PPF withdrawal

The Finance Ministry on June 20 said subscribers of the Public Provident Fund (PPF) can prematurely close the deposit scheme after completing five years for reasons such as higher education or expenditure towards medical treatment

Tax planning is not financial planning: Want to know why?

Usually, it is noticed that last quarter of the financial year is when people/investors start looking at tax planning. Then there is a rush to buy tax-saving schemes.

Tax investments: Are tax-free bonds the way to go?

Indian Railway Finance Corporation (IRFC) bonds are the new tax free bonds that have hit the market. Personal finance expert, Hemant Rustagi, Wiseinvest Advisors talked about the importance of having tax-free bonds in investors‘ portfolio.

Caveat Emptor: PPF is not a risk free investment

While talking to one of the well informed investors, I just ended up asking him his opinion on Public Provident Fund (PPF). The response was immediate and I was told ,‘ PPF is the best investment option because it is not just tax free but also risk free‘.

Why Mutual Funds are the best among pool of investments?

Over the years, Mutual funds have come out as an easy investing vehicle due to its multiple advantages like professional expertise, diversification, returns etc. Due to its unique features, investors are turning their preference to MF over traditional instrument. Read this space to know the benefits that MFs enjoy over other pool of investment.

Think beyond tax while planning your investments

Many of us are so worried about the tax saving angle that we forget to look beyond it. There are many factors related to investments like its returns, risk, tenure, and periodicity which needs to be considered while planning investments. Financial advisor Raag Vamdatt discusses each of these factors for the better understanding of the investors

PPF & EPF - Safe instruments to save taxes and build wealth

Public provident fund (PPF) and Employee provident fund (EPF) are few of the best sources to invest towards retirement as they provide not just good returns but also tax benefits. Investors can look forward in earning good returns in a healthy way by investing in these instruments.

PPF rate may rise but do we have money to save?

The proposed rise in the rate of interest on public provident fund (PPF) brings cheers among common people, who are grappling with the sharp increase in their monthly expenditure due to high rate of inflation. Delving deep, one however, needs to understand that this measure is no cushion to inflation demon, said financial experts.