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  • SBI Life and Max Life ride recovery, but will LIC queer the pitch in FY22? Mar 10, 2021 10:04 AM IST

    SBI Life and Max Life ride recovery, but will LIC queer the pitch in FY22?

    SBI Life and Max Life outpaced life insurance industry growth in February. There are fears that LIC’s impending listing may see it become more aggressive

  • Budget 2021 impact: ULIP sales to be hit, but increased foreign capital to help insurers’ solvency margins Feb 02, 2021 01:54 PM IST

    Budget 2021 impact: ULIP sales to be hit, but increased foreign capital to help insurers’ solvency margins

    We can expect the sector to continue growing over the next two years, largely driven by LIC

  • Reduced real estate premiums to generate economic activity worth Rs 10 lakh crore in MMR: CREDAI MCHI Jan 28, 2021 01:47 PM IST

    Reduced real estate premiums to generate economic activity worth Rs 10 lakh crore in MMR: CREDAI MCHI

    Maharashtra Government’s decision will also lead to increase in new residential project launches in MMR and make housing affordable for homebuyers

  • What the life insurance industry expects from Budget 2021 Jan 19, 2021 09:41 AM IST

    What the life insurance industry expects from Budget 2021

    It is important to either consider making a separate deduction section for premiums paid towards life insurance policies or enhancing the current limit of Section 80C

  • Coming in April, a new standard home insurance policy: Should you buy it? Jan 08, 2021 09:27 AM IST

    Coming in April, a new standard home insurance policy: Should you buy it?

    The insurance regulator IRDAI has now mandated a standard cover to protect your house's structure and contents

  • 5 myths on buying term insurance busted Jan 07, 2021 09:28 AM IST

    5 myths on buying term insurance busted

    If you have an existing condition, it might increase your term insurance premium amounts. But go ahead and pay the price

  • Maharashtra cabinet clears proposal to cut govt levies on real estate by 50% until Dec 31, 2021 Jan 06, 2021 06:32 PM IST

    Maharashtra cabinet clears proposal to cut govt levies on real estate by 50% until Dec 31, 2021

    Property prices expected to drop sharply in Mumbai as real estate sector applauds government move.

  • Coming in April, a standard travel insurance cover: Should you opt for it? Dec 31, 2020 09:14 AM IST

    Coming in April, a standard travel insurance cover: Should you opt for it?

    IRDAI’s travel insurance policy with uniform features and clauses will have to be offered by all general insurers

  • Should you take a health insurance policy that comes with a co-pay clause? Dec 29, 2020 09:36 AM IST

    Should you take a health insurance policy that comes with a co-pay clause?

    Co-pay ratio in health insurance policies can lower your premiums, but also add to your out-of-pocket expense

  • Why higher premiums should not stop smokers from buying term insurance covers Dec 25, 2020 09:42 AM IST

    Why higher premiums should not stop smokers from buying term insurance covers

    Given the alarmingly high mortality rate amongst smokers, life insurers charge substantially high insurance premiums

  • Coming soon, a standard personal accident insurance policy: Should you buy it? Dec 14, 2020 09:06 AM IST

    Coming soon, a standard personal accident insurance policy: Should you buy it?

    The proposed standard insurance product will have to be mandatorily offered by all general and health insurers from April 1, 2021

  • Term insurance premiums could rise further, but that’s not related to COVID-19: HDFC Life Dec 03, 2020 09:53 AM IST

    Term insurance premiums could rise further, but that’s not related to COVID-19: HDFC Life

    Depending on the data relating to immunity, there could be a case for differential premium pricing based on geographies, subject to IRDAI approvals

  • How group health insurance covers offered by banks work Nov 25, 2020 10:22 AM IST

    How group health insurance covers offered by banks work

    Group health insurance covers offered by banks may suit senior citizens, but it is always better to have an individual policy

  • Term insurance: How much coverage do you need? Nov 24, 2020 10:33 AM IST

    Term insurance: How much coverage do you need?

    Before deciding your term insurance plan’s sum assured, assess the financial requirements of your loved ones, your current savings and your existing liabilities such as home or car loans

  • Does standardisation of insurance products help policyholders? Nov 12, 2020 10:20 AM IST

    Does standardisation of insurance products help policyholders?

    In a standardised product regime, price becomes the principal differentiator among insurance companies

  • How to buy a term insurance policy despite being a smoker Nov 10, 2020 09:46 AM IST

    How to buy a term insurance policy despite being a smoker

    Prominent life insurance companies do offer term insurance plans with adequate sum assured, at affordable prices

  • 6 factors to help you choose the right term insurance cover Nov 06, 2020 09:27 AM IST

    6 factors to help you choose the right term insurance cover

    Do not choose unnecessary riders with a term insurance plan; take a standalone policy instead

  • Explained: How life insurance policies invest your premiums Oct 29, 2020 10:46 AM IST

    Explained: How life insurance policies invest your premiums

    Life insurance policies have to adhere to IRDAI-mandated norms on deploying the collected premiums. Insurance policies cannot take credit risk

  • Term insurance: How much should your coverage amount be? Oct 07, 2020 09:48 AM IST

    Term insurance: How much should your coverage amount be?

    The term insurance cover should be calculated after factoring in existing savings and investments

  • Who gets the insurance money if a policyholder dies? Sep 01, 2020 10:01 AM IST

    Who gets the insurance money if a policyholder dies?

    Not just legal heirs, but there are specific people who can claim the maturity or death benefit of a life insurance policy

  • Standard COVID-19 health covers with lower premiums from today Jul 10, 2020 01:55 PM IST

    Standard COVID-19 health covers with lower premiums from today

    But risk assessment would be more stringent for Corona Kavach plans

  • Policies with hospital room rent sub-limits can inflate your out-of-pocket expenses Jul 09, 2020 09:29 AM IST

    Policies with hospital room rent sub-limits can inflate your out-of-pocket expenses

    Regular health insurance plans without sub-limits will come with higher premiums

  • COVID-19:Unpaid insurance premiums during grace period can lead to rejection of claims Jun 29, 2020 09:32 AM IST

    COVID-19:Unpaid insurance premiums during grace period can lead to rejection of claims

    This grace period is the time given after the policy expiry date

  • Do you need the ‘innovative’ riders that insurers are peddling? Jun 25, 2020 09:10 AM IST

    Do you need the ‘innovative’ riders that insurers are peddling?

    Riders enhance your insurance coverage, but they come with serious limitations. Understand what you’re getting into.

  • Insurance companies are pushing Rs 1-crore health covers. Do you really need them? Jun 24, 2020 11:52 AM IST

    Insurance companies are pushing Rs 1-crore health covers. Do you really need them?

    Insurers may find these Rs 1 crore health policies unviable and hike premiums steeply later

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