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Personal loan rejected despite a good credit score? Here’s how to improve eligibility
A strong credit score alone does not guarantee personal loan approval, as lenders also evaluate many other factors. Understanding these factors and improving your overall financial profile can significantly increase your chances of approval.
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Multiple personal loans: How does it impact your credit score? Check pros and cons
Applying for multiple personal loans may seem like a smart way to compare options, but frequent applications can negatively impact your credit score
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Buy Now Pay Later EMI: How BNPL Accounts Affect Your Personal Loan Eligibility
BNPL can be a convenient way to manage short-term expenses, but how you use it directly impacts your credit profile. Timely repayments can help build your credit score, while missed payments or overuse may hurt your loan eligibility. If you’re planning a personal loan, it’s important to keep your BNPL usage controlled and your repayment history clean.
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Gold loan or personal loan: When pledging jewellery is the smarter move
Sometimes the fastest money comes from what you already own.
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Personal loans: Why some people get the money in hours and others wait days
Approval messages come quickly. The actual cash depends on a handful of practical checks that happen after the yes.
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Personal loans: Why it is crucial to check the cost of borrowing
Understanding the real price of a loan can save you far more than a low EMI ever will.
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Personal loans, credit cards, gold loans, and home loans: Pros and cons you should know
Each of these borrowing tools has its place-and its traps. Here's what really works in your favour and what doesn't.
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Unexpected ways to use personal loans beyond paying off debt
A loan isn’t just for emergencies or consolidating credit — it can also fund growth, opportunity, and smarter choices.
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Pay off multiple personal loans: Simple strategies that work
A practical playbook to organise EMIs, cut interest costs, and get debt-free faster—without wrecking your credit.
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Secured vs. unsecured personal loans: Which is right for you?
Choosing between secured and unsecured loans can shape your financial journey — here’s how to decide.
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Celebrate stress-free: Using personal loans smartly for festival expenses
Festivals can strain your budget, but a well-planned personal loan can help you enjoy celebrations without financial worries.
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How personal loans for treatment costs can protect family finances
When medical emergencies strike, personal loans can provide timely relief and prevent families from draining their savings.
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Using personal loans to fund a career shift: what you should know
A personal loan can make up the difference if you are switching careers, but it does have terms that you should know.
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Smart ways to use personal loans beyond debt repayment
Personal loans can do more than just clear old debt — they can be tools for growth and financial flexibility if used wisely.
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How a strong credit score unlocks bigger personal loans
A higher credit score doesn’t just improve your chances of loan approval—it can also help you secure larger loan amounts with better terms.
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Personal loans explained: Should you opt for a top-up or a fresh loan?
Both provide you with extra money, but the knowledge of how they differ makes you select the better and more cost-saving choice.
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Bank or fintech app? Learn the key differences in personal loans
Understanding the difference between traditional banks and latest fintech apps will help you choose which loan to go for.
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Should you take personal loans from multiple banks? What to know before applying
Borrowing from more than one bank may boost access to funds but also raises risks if not managed carefully.
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Personal Finance | Credit growth riding on personal loans spells caution for borrowers
Borrowing against assets for spending and not for asset-creation could lead to a strain on household cash flow
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Stacking loans: Can you really have more than one personal loan?
Multiple personal loans are possible, but they come with added responsibilities and risks.
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Chart of the Day | What do the latest data show on trends in personal loan growth?
While industry and services credit remain steady, the sharp deceleration in personal loans points to cooling household demand.
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Personal loans: Smart financing tool or risky debt trap?
A personal loan can satisfy urgent requirements or fund possibilities, but the question of whether it is most appropriately utilized for consumption or investment will be based upon cost, risk, and self-control.
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Why salaried employees are more likely to qualify for instant personal loans
Stable income, predictable cash flows, and formal documentation make salaried professionals attractive to lenders
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Personal loans explained: What they are, and how to use them wisely
A personal loan can become a quick solution if you are having a cash flow issue, but you need to be aware of its fees, EMIs, and repayment terms before you apply for one.
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Hidden charges in personal loans you shouldn’t ignore
Personal loans have become a saviour for many in times of crisis or for big bills. However, they may be costing you more than you think. Most borrowers look for low EMI options, but things like processing fees, prepayment fees, etc. can creep up sneakily and add to the actual cost of the loan. Being aware of all these expenses beforehand is very important in making a financially savvy decision.
