Nims

Asset quality of the most lenders in the January-March quarter have reported an improvement, with stage 3 loans coming down.

MC Exclusive | It’s not the time to be very aggressive with deposits, says Bank of Baroda MD

Sanjiv Chadha on the bank’s outlook for credit-deposit growth, assessment of asset quality, the impact of rate hikes on loan demand and more…

Banks’ margins improved in Q1, but faster deposit mobilisation could limit upside in FY23, say experts

Some banks may choose to mobilise deposits by adopting a relatively more aggressive pricing strategy, which could limit the upside on NIMs, analysts said.

SDF might actually squeeze banking sector’s margins at this point: Yes Bank’s Pan

SDF is a collateral-free arrangement meaning RBI need not give collateral for liquidity absorption.

External benchmarking of loans to weigh on bank margins, asset-liability management

ndian lenders, especially private, that have been reluctant to pass on the benefit of low policy rates to borrowers, will witness a contraction in their Net Interest Margins (NIMs) as borrowers migrate to the new rate regime.

Demonetisation low point past us, stability on cards: DCB chief

Speaking to CNBC-TV 18, Murali Natarajan, Managing Director and Chief Executive Officer of private sector lender DCB Bank Ltd, said loan growth was muted but had started to show signs of recovery.

Here are Sanjiv Bhasin's top trading ideas

In an interview to CNBC-TV18's Latha Venkatesh, Sonia Shenoy and Anuj Singhal, Sanjiv Bhasin, Executive VP-Markets & Corporate affairs at IIFL shared his reading and outlook on the market and also gave recommendations on various stocks.

The NBFC stock dream run may be coming to an end: Analysts

NBFCs have put up an impressive show the whole of last year. But experts tracking the sector are turning a tad cautious. An FY16 annual report analysis put out by domestic research house Emkay also lists out certain pain points for the sector, particularly for asset financing companies.

Expect credit growth to rise to 10%; slippages to reduce: OBC

Slippages for the Q1 were Rs 3,464 crore, which are mostly from the iron & steel and textile industries, says Animesh Chauhan, MD & CEO of OBC. Total slippages from the restructured books stood at near Rs 1,500 crore.

Q3 growth was driven by micro, housing finance: Manappuram Fin

Kapil Krishan, CFO of Manappuram Finance, says the company's cost of funds came down 50 basis points sequentially which aided to its net-interest margins (NIMS).

NIMS to Hold World`s Largest Paediatrics Seminar with Over 80 International Speakers

The world’s largest conference in the field of paediatrics "International Conference on Paediatric Gastroenterology, Hepatobiliary ...

HDFC falls 3% on Q3; analysts still bullish, cut target & EPS

CLSA has a buy rating with a reduced target price of Rs 1440 from Rs 1510 per share, stating weaker topline drives 4 percent cut . It sees 14 percent CAGR over FY 15-18. According to it, stake sale in life and general insurance business can boost reported profit.

Target 2.8-3% NIMs; focus on retail biz: Punjab National Bk

The bank's profit increased by 8 percent year-on-year (YoY) to Rs 621 crore, impacted by lower other income, slow growth in operating profit & net interest income and increase in provisions.

See NIMs at 2.75-2.8% by year-end: South Indian Bk

The bank's gross NPA rose 25 percent quarter-on-quarter. Of this, Rs 119 crore of fresh NPA is from one large restructured pharma account, says VG Mathew, MD and CEO of South Indian Bank

Aiming for sub 3% non performing loans in FY16: SBT

In an interview with CNBC-TV18, managing director of State Bank of Travancore, Jeevandas Narayan said the slippages are expected to reduce in the coming quarters.

IndusInd Bank Q1 NIM, asset quality seen stable; NII up 22%

Its net interest income (NII) is seen growing 21.75 percent at Rs 975.24 crore against Rs 801 crore year-on-year. NIMs may come in at 3.65 percent while provision may decrease to Rs 97.4 crore versus Rs 107.44 crore on sequential basis.

Expect NIMs to improve to 2% in FY16: IDBI Bank

MS Raghavan, CMD, IDBI Bank, discusses company's performance in the fourth quarter.

Eye lower slippages ahead, says PNB's Gauri Shankar

The state-owned bank does not have even a single big account in pipeline as far as restructuring is concerned.

Rise in gross NPAs seasonal; NIMs to be stable: L&T Finance

The company‘s gross NPA increased marginally at 3.01 percent in December quarter compared to 2.93 percent in the year-ago period and 2.96 percent in previous quarter.

Kotak Mahindra Bank's 4.7% NIMs a minor miss: Dipan Mehta

The bank's net interest margin declined 10 basis points on yearly basis (down 30 bps sequentially) to 4.7 percent in the quarter gone by.

Saw nil NPAs in Q3; focusing on renewable energy: PTC Fin

R M Malla, managing director and chief executive officer, PTC India Financial Services says the company‘s net interest margins (NIMs) continue to stand over 6 percent.

Need Rs 200-300cr by govt to stay afloat: Andhra Bank

CVR Rajendran is confident of maintaining the net interest margin at 3 percent in Q3 and gross NPAs and net NPAs at Q2 levels.

Hope to maintain 25-30% growth in loan book: Repco Home Fin

V Raghu, executive director, Repco Home Finance says the company will pass on lower rate benefits to its customers if the central bank decides to lower rates anytime soon.

Crude price fall may improve NIMs by 40-50bps: Coromandel

Kapil Mehan, managing director, Coromandel International says the company is not likely to have more than a 5 percent production impact on the damage caused by cyclone Hudhud.

Expect higher credit growth in H2FY15: Federal Bank

Asset quality of Federal Bank was stable during the quarter with the gross non-performing assets (NPA) falling to 2.1 percent from 2.22 percent Q-o-Q and 3.39 percent Y-o-Y.