Nim

Banks expected to report up to 12 bps NIM contraction in Q2: CRISIL's Ajit Velonie

Lenders are experiencing stress in the unsecured SME portfolio. However, the larger unsecured portfolio is under control and mostly the non-banking institutions are under the pump, says Ajit Velonie, Senior Director, CRISIL.

Expect LCR framework to help banks manage liquidity efficiently, says Dinesh Khara

RBI governor Shaktikanta Das said on April 5 that the central bank would soon issue a draft circular to review the LCR for banks

MC Interview: Expect 5-10 bps compression in margins in near future, says Home First CEO

On competition with small finance banks, CEO Manoj Viswanathan said that SFBs have different cost of borrowing compared to housing finance companies and hence, there was no stress on the competition front.

SBI’s Q3 earnings get hit by one-off; valuation undemanding

Asset quality trended better and credit cost continued to surprise positively

MC Budget Panel | Banks to continue to face pressure on NIMs, experts say

On Moneycontrol’s pre-budget panel discussion held on January 30, bankers and industry experts felt the growing dependence on the digital platform had made it necessary for banks to invest more on cyber security.

SBI sees impact of 2-3 bps on NIM due to recent RBI rules

The RBI recently central raised the risk weight on consumer loans of banks and NBFCs by 25 percent

Banks see pressure on NIMs but asset quality improves

The net profit of banks on an average jumped by 66 percent in the July-September FY24 quarter. NIMs of some major banks contracted in the reporting quarter

Banks to see 10-20 bps compression in NIMs in FY24, says CRISIL

Net interest margins of banks to remain in 3-3.1 percent in the current fiscal as the deposit rate hikes scenario plays out, the ratings agency has said

With asset quality in good shape and AUM growth on track, Poonawalla Fincorp to focus on profitability: Abhay Bhutada

We have done with our growth and asset quality. There is no worry on that front for three, four years, and completely from the current year, the focus will be on profitability. And you can see in the last two quarters there is a reduction in the operational expenditure, says Bhutada.

Kotak Mahindra Bank net interest margins scale over a decade high

The bank in the December quarter reported a net interest margin of 5.47 percent, which was the highest since fourth quarter of financial year 2010-11

Banks see pressure on interest margins as high provisions, lower interest rates pinch

The impact on NIMs was higher in the case of public sector banks because of the presence of low-yielding products in their loan mix.

Happy to sacrifice margins in lieu of deposits: HDFC Bank

The bank’s Net Interest Margins (NIMs), that have largely remained in the tight range of 4.2-4.4 percent, slipped to the lower rung after more than a year.

What should investors do with HDFC after Q4 results: buy, sell or hold?

Most brokerage firms have maintained their rating on HDFC after it posted its Q4 numbers

Nomura: Financials to see stable stress levels, volatile provisioning impact

Nomura believes that Q1FY18F PPOP challenges will continue and expects stable asset quality for rural financiers and stable stress levels for corporate banks with buys on BoB, Axis Bank and Shriram Transport Finance.

China's big banks, after record write-offs, poised for recovery

China's big state-owned banks are poised to modestly accelerate profit growth and see a steady recovery in their shares in 2017 as interest margins stabilize and government policies help ease the pace of formation of new bad loans.

Expect PAT growth of 10-12% for this fiscal: City Union Bank

In an interview with CNBC-TV18, N Kamakodi, MD and CEO of CUB, said that the bank expects to close the year with 15-18 percent credit growth rate and sees net profit growth of around 10-12 percent for this fiscal.

'Market fraught with risk but stay with liquidity gravy train'

The price action seen in the stock market suggests it is tiring but traders should respect the screen and stay on the "liquidity gravy train" or they risk being blindsided by it, says CNBC-TV18 Consulting Editor Udayan Mukherjee.

Kotak Mahindra Bank Q1 profit may jump 4-fold to Rs 761 cr

If net interest margin comes above 4.2 percent (against 4.35 percent in Q4FY16), credit cost lower than 50 basis points (82 basis points in FY16) and GNPA below 2.45 percent (2.36 percent in Q4) then that might be taken positively by analysts.

HDFC Bank Q1 profit, net interest income seen up over 20%

Profit is likely to be at Rs 3,244 crore in April-June quarter against Rs 2,696 crore in same period last year while net interest income may grow to Rs 7,724 crore from Rs 6,398 crore on yearly basis, according to average of estimates of analysts polled by CNBC-TV18.