National Pension System Nps

The new NPS rules add flexibility, but may also leave investors confused

Flexibility and autonomy are great things to have while investing. But investors already have that in plenty with several other investment products. Did the NPS need so much flexibility is the question

What would drive Protean stock upside after muted Q3 FY25 show?

Outlook promising as the share of new business could rise meaningfully over the next 2-3 years

More than 9,700 minor subscribers enrolled under NPS Vatsalya on day one

On the day of the launch, NPS Vatsalya received an overwhelming response, as 9,705 minor subscribers have been enrolled under the scheme through various Points of Presence (PoPs) and thee-NPS portal, PFRDA said in a statement on Friday.

Unified Pension Scheme – Two birds with one stone, or a step back in time?

While government employees are getting a better deal, the hit to government finances may turn out to be insignificant, under certain assumptions 

Government dilutes NPS as political compulsions gain the upper hand

The UPS protects government employees from the vagaries of market forces, providing a solid floor to their post-retirement income  

Unified pension scheme offers benefits of OPS with contributory NPS scheme

The NPS component was around 12 percent of the total pension spending by Centre in FY24

Centre may guarantee 50% of last pay as pension under NPS: Report

Officials contend that employees who remain invested for 25-30 years are currently experiencing satisfactory returns comparable to OPS pensioners.

Protean Tech – Should investors consider the stock even after muted earnings performance?

The company, with non-linear growth potential, is one of the best plays on India’s digital theme

Explained: How to make withdrawals under National Pension System

Under NPS, you can make partial withdrawal of up to 25 percent of you contributions after completing five years, while premature withdrawals are not as simple – you can withdraw up to 20 percent as lump-sum after five years, but the rest has to be used to buy annuities. Then, at the time of final exit, there is the option of staggered, instead of one-time, withdrawal of the lump-sum component at maturity.

Protean Tech: A unique play on rising digital wave at red-hot valuation

Protean’s dominant market position in the e-governance space, unique business moats, and tailwinds from growing digital penetration are positives

Income tax returns: New income-tax regime is now the default regime. Here’s how to navigate the switch

I-T return-filing: You can now select between the old and new income tax regimes at the time of filing your tax returns, irrespective of which option you had gone in for at the start of the calendar year with your employer. Salaried individuals can do this every year. But for professionals, the option to switch regimes is available only once.

Hail Pension Bill; hopeful of other bills passing: Experts

Commenting on the passage of Pension Bill in Lok Sabha, Ashvin Parekh, Senior Expert, E&Y says, it gives the new authority a lot more powers to put things together particularly in the voluntary pension area.