Bank of America-Merrill Lynch's loan growth indicator says that loan growth will again fall after seasonal spurt in March.
Experts are of the view that the long-term potential of HDFC is intact. The stock is a must for investors looking at companies that can deliver growth without compromising safety.
Most brokerage firms have maintained their rating on HDFC after it posted its Q4 numbers
According to a top bank executive, Kotak Mahindra Bank will witness 15-20 percent growth in the corporate banking and SME portfolio.
Confident of achieving the guided loan growth of 18% for FY18, said VG Mathew, MD & CEO, South Indian Bank.
The slippage ratio is also on a downward trend and expect it to range between 1-1.5% in 1-2 years, said N Kamakodi, MD CEO, City Union Bank.
DBS, the last of Singapore's big banks to post results, cited risks from the struggling offshore support services sector, which has been showing some signs of stability after a severe downturn in the past few years.
Once the demand for housing sector goes up then the consumption-led demand for the cement and steel sector will also go up, said V Raghu, ED, Repco Home Finance.
The new fiscal year began on a sour note for bank credit growth, which slipped to 4.32 per cent in the fortnight to April 28, much lower than the 63-year low level of 5.08 per cent in fiscal 2017, the latest RBI data showed.
The NBFC will offer loans to women at 8.35 percent.
"The reduction in MCLR is expected to positively impact loan growth, thereby supporting the growth impulses in the economy," a bank statement said.
Analysts largely remain upbeat on the stock, citing good financials and a healthy growth to loan book.
Vishwavir Ahuja, MD & CEO, RBL Bank is confident of an overall growth of 30-35 percent over the next couple of years and maintains loan growth of over 30 percent in FY17-18.
Speaking to CNBC-TV18, Vishwavir Ahuja, RBL Bank‘s Managing Director and Chief Executive Officer, said unexpectedly high loan growth in the third quarter had put it on track to meet its annual guidance of 30-35 percent.
Can Fin Homes remained unaffected by demonetisation and Managing Director SK Hota told CNBC-TV18 the company's portfolio and type of loans given were the primary reasons behind this.
Loan growth will remain cautious post Marginal Cost of Funds based Lending Rate (MCLR) cuts by many banks, said Dipak Gupta, Jt MD of Kotak Mahindra Bank.
The nation's largest lender State Bank of India today said the 90-basis points-reduction in the lending rates is likely to prop up its sagging loan growth and expects to boost the loan book to 8-9 percent for the current financial year.
Indiabulls Housing Finance has also guided for 25-30 profit growth in FY17, a considerable rise from the earlier 23 percent.
How each business of the group is managed and run is more important for investors, says Arora. Its best to avoid any speculation and focus on fundamentals and the facts that are known.
Siddharth Purohit of Angel Broking says he is dissapointed by the loan growth but he says apart from that the numbers look really good.
SK Hota, Managing Director, Can Fin Homes, expects the loan book to be around Rs 13,500 crore at the end of this financial year, which works out to an increase of 29 percent year-on-year
Profit is likely to be at Rs 3,244 crore in April-June quarter against Rs 2,696 crore in same period last year while net interest income may grow to Rs 7,724 crore from Rs 6,398 crore on yearly basis, according to average of estimates of analysts polled by CNBC-TV18.
We are expecting a 75 percent growth in our profits for the fiscal year 2017, says HP Singh, Founder and MD of Satin Credit.
The bank has one of the lowest restructured loan books but loan recovery process today is much tougher than before, says Uday Kotak, bank's Executive Vice-Chairman and Managing Director.