Employee Provident Fund

Delayed transfers and inactive accounts can quietly cost you years of interest — here’s how to keep your PF money growing

EPFO sets up task force and IBC cell to recover over Rs 21,000 crore in pending PF dues

It is also leant that the EPFO has categorised pending dues into two buckets - immediately realizable’ (IR) and ‘non-immediately realizable’. Of the total Rs 21,000 worth of dues pending, IR dues amount to Rs 2,980 crore while the non-IR dues are over Rs 18,500 crore.

EPFO extends deadline for filing EPF return by a week till October 22

The employers are mandated to file the ECR by the 15th of every month. The Employees’ Provident Fund Organisation (EPFO) has launched a revamped Electronic Challan-cum-Return (ECR) system, which is applicable starting from the wage month of September 2025, a labour ministry statement said.

What happens if you stop contributing to your EPF account?

Stopping EPF contributions can pause retirement growth, affecting long-term savings. The account earns interest but becomes 'inoperative' if it is not inactive for three years

EPFO introduces 'Passbook Lite' to check summary, shifting of provident fund made easier

'Passbook Lite' will make it easier to see a summary of contributions, withdrawals and current balance in a faster manner without accessing the passbook portal.

Employee Provident Fund: Benefits and how to check your balance

The Employee Provident Fund (EPF) is a great way to save for retirement, and the best part is, it's super easy because the contributions happen automatically. Both you and your employer pitch in every month, helping build a solid retirement fund over time.

Deadline extension to file application for higher pension: What’s in store for employees? | Simply Save

By June 26, employees will have to decide whether they want to apply for a pension on a higher salary. The process is cumbersome and riddled with ambiguities, making it difficult for employees to make a choice.

Government likely to increase EPFO wage ceiling soon

The wage limit for the EPFO's Employees' Provident Fund (EPF) scheme at present is Rs 15,000 per month.

Post RERA even leading developers will have to look at affordable housing: Sobha

The Sobha Dream Series affordable housing project will complete 3 buildings in its first phase by next quarter, said JC Sharma, CMD, Sobha.

Budget 2017: Is NPS a good retirement plan despite withdrawals being taxed?

Experts feel NPS continues to be a good retiral product for the salaried segment since it is market-linked and professionally managed.

Govt raises EPF interest rate to 8.8% for 2015-16

In the third roll-back in two months, the government today raised the interest rate on employee provident fund (EPF) contributions to 8.8 percent for 2015-16 against 8.7 per cent approved by the Finance Ministry last week.

FM to spell out final stand on taxing EPF in Budget debate

After Budget 2016-17 proposed taxing 60 per cent of the withdrawal from Employee Provident Fund (EPF) on contributions to be made after April 1, the government yesterday hinted of a partial rollback.

Govt considering partial rollback demands on proposed EPF tax

A day after the 2016-17 Budget proposed taxing 60 percent of the withdrawal from Employee Provident Fund (EPF) on contributions to be made after April 1, the government was hard pressed to explain that the move was aimed at high-salaried class and not the overwhelming section of 3.7 crore EPF members

Why you should be investing in NPS this year?

NPS as a retirement tool has become attractive with low cost, flexibility & long term higher growth due to equity component. While NPS is highly recommended, one also has to see the age of entry & likely corpus accumulation to have a meaningful pension.

SC allows voluntary use of Aadhar for MNREGA, Jan Dhan, EPF

However, the court has reiterated that people without Aadhar can not be placed in a disadvantageous position.

Six financial steps you must take this May

This is the time of the year when annual review is over and most employed individuals do get their annual hike. Other important events such as Union budget too are over. This opportune time to plan your money matters.

Link your tax planning to your retirement planning goal

One way to have disciplined tax planning is to link your tax savings investments to your retirement goal. The idea for linking tax planning to your retirement goal is important since all the tax savings instruments have a lock-in period of 3 to 15 years.

How to choose fixed-income assets

Fixed income products like Public Provident Fund, Post Office Monthly Income Scheme, Senior Citizen‘s Savings Scheme, Employee Provident Fund, National Savings Certificate etc. have stood the test of times.

7 important reasons to review your financial plan

Experts say without a timely review of financial plans, you are most probably bidding a goodbye to your financial goals.

EPFO questions FinMin claim, says EPS is better than NPS

The Employees' Provident Fund Organisation (EPFO) disagreed with the finance ministry's claims to shift to New Pension System stating that the former provided better returns than employee pension scheme.

Here's how you can use EPF for urgent cash requirements

Bankbazaar.com explains how employees provident fund (EPF) can be used as an effective option to use the cash in those for their urgent cash requirements.

Should you withdraw EPF when changing job?

For a lot of people in service, employee provident fund (EPF) is quite a sizeable amount of their cots to company (CTC). What should be done with it when an employee decided to change jobs?

The various benefits of your Employee Provident Fund

Employee Provident Fund is a very important tool of retirement planning. The compounded tax free interest and the maturity ensures a good growth of your money. Financial advisor Jitendra Solanki shares various benefits that EPF offers which people usually remain unaware of.

Things to remember while planning your Year End Taxes

Many people take haphazard decision while planning Year End Taxes. In the wake of savings few bucks in taxes we tend to loose more by investing in wrong investment instrument. To help us plan our taxes better, financial advisor Jitendra P.S.Solanki shares few tips with us.

ELSS -A key for tax saving and long term financial planning

It is now possible to do both tax planning and long term financial planning together. An analysis by CRISIL suggests that if one is willing to take some risks, Equity Linked Savings Schemes (ELSS) offered by mutual funds provides an opportunity to generate attractive long term returns.