It makes sense to invest in credit risk funds now. Investors have shunned this space and the sentiment is very low
Find out about the changes brought out in the sector and how investors can tread cautiously and ensure their savings grow
Given the low credit-risk associated with these bonds, many investors with modest risk appetites took to these schemes
With far too many accidents in the debt fund space, the market regulator SEBI stepped in and brought in some decisive regulations.
In the current context, stick to portfolios that are well-diversified
Given their tax-free status, lower charges and improving returns, ULIPs cannot be completely ignored
When family offices and registered investment advisors grow, ETFs will become more popular
Ideally you should be investing in these products with a three-year time frame to benefit from the tax treatment for long-term capital gains
Investors, financial advisors and fund houses have much to learn from the debt fund fiasco of the past year
In September, CP issuances dropped to Rs 54,535 crore, from Rs 1.23 lakh crore in August and Rs 1.3 lakh crore in July.
There may be marginally higher volatility in returns, but that is more realistic and beneficial
One after another, skeletons came tumbling out of the debt fund closet
The regulator’s new mutual fund guidelines dampen standstill agreements of mutual funds with borrowers
From April 1, 2020, liquid funds shall invest a minimum of 20 per cent in ‘liquid assets,’ defined as Cash, Government Securities, T-bills and Repo on Government Securities.
The good portfolio need not come under redemption pressure and the fund manager can focus on investment management.
It has been a year since debt funds are in troubled waters. The crisis that started in September 2018, following the IL&FS fiasco has only compounded with time
The change in valuation methodology could also hit funds with exposure to treasury bills and short-term securities
Moneycontrol's Personal Finance Editor Kayezad Adajania talks about how the NBFC crisis affects debt funds and how investors can make the best use of the instrument.
Following the unfortunate demise of Cafe Coffee Day founder VG Siddhartha, we heard the news of DSP mutual fund taking a 50 percent haircut in their holdings’ values in Café Coffee Day.
In this episode of the Simply Save podcast, Moneycontrol's Personal Finance Editor Kayezad Adajania gets in conversation with debt market expert Joydeep Sen to get answers for questions that are troubling investors.
A retired person, depending on regular income from accumulated savings, needs a lot of fixed income/debt options.
Schemes investing in top-grade instruments, ensuring adequate diversification and maintaining a high pedigree carry lower risk for investors
Experts advise investing in short and medium duration schemes where the fund manager also allocates to g-secs
You should look at the modified credit ratio in the light of events in the recent past.
It will be dicey if there is a loss and it is to be passed on to the scheme.