Debt Funds

Understanding risk in debt funds — and how to stay cautious while investing

Debt funds look calm from the outside, but knowing how they work helps avoid unpleasant surprises.

Debt funds are quietly making a comeback: Here’s what investors should know

Rising bond yields have quietly turned Indian debt funds into one of the most compelling options for investors who want stability, predictable income and better post-tax returns than traditional fixed deposits.

Why debt funds can power your financial goals (and how to use them right)

Short- to medium-term goals can find a reliable home, tax benefits and better yields in the right debt funds.

Debt funds soften in September as liquidity buckets swing to outflows

Liquid, money market and ultra-short print redemptions; duration and gilt largely subdued, with dynamic bond the lone bright spot

Fixed deposits or debt funds: Which is better for your money

FDs offer safety and debt funds offer flexibility and tax advantage—choosing the right one is a matter of your goals and risk profile.

Debt funds lose momentum in August as liquid flows turn negative

Net inflows eased across short-duration categories; liquid and gilt schemes recorded outflows after July’s surge

MC30 Fund Pick: A debt mutual fund that acts as a buffer to your long-term equity portfolio

Debt schemes with short-maturity profiles, such as Axis Short Term Fund, are likely to deliver FD-beating returns over long run, thanks to the combined investment strategy of accruals and moderate duration play

What does keeping debt funds out of indexation benefit reversal mean for investors?

Indexation benefit withdrawal on grandfathered debt mutual fund units purchased before April 1, 2023 may have caused heartburn, but still all is not lost, experts say.

RBI maintains status quo on rates. What should be your debt-fund strategy?

With the government’s focus on fiscal prudence and the RBI maintaining status quo, experts said this is a good time to go for long-duration bond funds.

As debt funds look more attractive, here is what fund managers suggest

Though the interim budget is out of the way, there are factors, like the interest-rate scenario, which can still affect bond markets. While there is a debate over when and by how much the Fed and the RBI will cut rates, experts believe this is a good time to invest in the bond markets.

Budget impact on debt funds: Fixed income managers may look to add duration to their funds

Debt fund managers feel that through the Interim Budget 2024, the government has given positive signals for both long duration bond funds such as government securities (GSecs) as also for equity funds in general.

Time to invest in long-term debt funds, say experts as RBI keeps interest rates steady

With Reserve Bank of India expecting to maintain status quo on policy for the next five-six months, debt market experts suggest that investors can start taking some exposure in 10-15-year papers at this point.

Removal of debt tax benefit is fuelling equity market rally: Trust Mutual Fund’s Sandeep Bagla

The CEO of Trust Mutual Fund says interest rates will not rise dramatically or fall in the near term. However, a rate cut is likely somewhere at the start of FY25

Personal Finance: DIY tips to build a solid bond portfolio

Unlike shares of listed companies, it is not easy to buy bonds directly. But debt investments are just as important as equity. Here’s what you need to remember when buying bonds from online bond trading platforms or the RBI’s Retail Direct platform

Debt funds: Are the yields attractive enough to buy?

Though inflation is not expected to pick up materially, rate cuts may still take time. So this could be a good time to invest in debt funds.

Debt funds still work, even without indexation benefits

Inflows in debt funds continue despite the removal of indexation benefits, which was more of a psychological shock than hard fact.

Greed is creeping in now. Instead, it’s time to fix your past mistakes: Nishant Agarwal of ASK Private Wealth

While there may be one or two interest rate hikes in the US and India, these are priced in, says Nishant Agarwal, Senior Managing Partner, ASK Private Wealth. Expect equities to give a long-term average return of around 15 percent, he says. Agarwal also throws some light on the themes he likes

Equity inflows more than double to Rs 8,637 crore, smallcap fund flows at all-time high

Smallcap funds continue to be in demand, net inflows surge to 66 percent month-on-month to Rs 5,471.75 crore in June.