Debt Funds

Liquid, money market and ultra-short print redemptions; duration and gilt largely subdued, with dynamic bond the lone bright spot

Fixed deposits or debt funds: Which is better for your money

FDs offer safety and debt funds offer flexibility and tax advantage—choosing the right one is a matter of your goals and risk profile.

Debt funds lose momentum in August as liquid flows turn negative

Net inflows eased across short-duration categories; liquid and gilt schemes recorded outflows after July’s surge

MC30 Fund Pick: A debt mutual fund that acts as a buffer to your long-term equity portfolio

Debt schemes with short-maturity profiles, such as Axis Short Term Fund, are likely to deliver FD-beating returns over long run, thanks to the combined investment strategy of accruals and moderate duration play

What does keeping debt funds out of indexation benefit reversal mean for investors?

Indexation benefit withdrawal on grandfathered debt mutual fund units purchased before April 1, 2023 may have caused heartburn, but still all is not lost, experts say.

RBI maintains status quo on rates. What should be your debt-fund strategy?

With the government’s focus on fiscal prudence and the RBI maintaining status quo, experts said this is a good time to go for long-duration bond funds.

As debt funds look more attractive, here is what fund managers suggest

Though the interim budget is out of the way, there are factors, like the interest-rate scenario, which can still affect bond markets. While there is a debate over when and by how much the Fed and the RBI will cut rates, experts believe this is a good time to invest in the bond markets.

Budget impact on debt funds: Fixed income managers may look to add duration to their funds

Debt fund managers feel that through the Interim Budget 2024, the government has given positive signals for both long duration bond funds such as government securities (GSecs) as also for equity funds in general.

Time to invest in long-term debt funds, say experts as RBI keeps interest rates steady

With Reserve Bank of India expecting to maintain status quo on policy for the next five-six months, debt market experts suggest that investors can start taking some exposure in 10-15-year papers at this point.

Removal of debt tax benefit is fuelling equity market rally: Trust Mutual Fund’s Sandeep Bagla

The CEO of Trust Mutual Fund says interest rates will not rise dramatically or fall in the near term. However, a rate cut is likely somewhere at the start of FY25

Personal Finance: DIY tips to build a solid bond portfolio

Unlike shares of listed companies, it is not easy to buy bonds directly. But debt investments are just as important as equity. Here’s what you need to remember when buying bonds from online bond trading platforms or the RBI’s Retail Direct platform

Debt funds: Are the yields attractive enough to buy?

Though inflation is not expected to pick up materially, rate cuts may still take time. So this could be a good time to invest in debt funds.

Debt funds still work, even without indexation benefits

Inflows in debt funds continue despite the removal of indexation benefits, which was more of a psychological shock than hard fact.

Greed is creeping in now. Instead, it’s time to fix your past mistakes: Nishant Agarwal of ASK Private Wealth

While there may be one or two interest rate hikes in the US and India, these are priced in, says Nishant Agarwal, Senior Managing Partner, ASK Private Wealth. Expect equities to give a long-term average return of around 15 percent, he says. Agarwal also throws some light on the themes he likes

Equity inflows more than double to Rs 8,637 crore, smallcap fund flows at all-time high

Smallcap funds continue to be in demand, net inflows surge to 66 percent month-on-month to Rs 5,471.75 crore in June.

Bajaj Finserv Mutual Fund makes a quiet debut, with two debt funds

Both Bajaj Finserv Overnight Fund and Bajaj Finserv Liquid Fund are designed for retail, high net worth individuals and institutional investors. The NFO of both funds opened on June 29 and will close on July 4. The company plans to launch a set of fixed income, hybrid and equity funds soon.

How LIC Mutual Fund's chief executive plans to turn the tortoise into a hare

TS Ramakrishnan believes that like its sponsor, the fund house should be among the top asset management companies in the country

Has the time come for credit risk funds again? Yes, says R Sivakumar of Axis MF

In the post-COVID era, credit has probably emerged as the best-performing segment of debt mutual funds, while most investors have stayed out of it, Sivakumar said

RBI MPC Meet: Amber signal tells debt fund investors to keep steady on the path; not too fast, not too slow

RBI MPC meet has kept the repo rate unchanged for now but with inflation still on a close watch, experts say there isn’t a clear signal that interest rates will start to fall anytime soon

Debt mutual funds 2.0: Life after removal of long-term indexation benefit

Debt fund managers can no longer sell their funds based on the superior tax advantage they enjoyed over bank fixed deposits. That is history. Now, the focus will be on returns and performance. This bodes well for debt fund investors.

HDFC Short Term Debt Fund: An all-weather debt fund has delivered across rate cycles

Part of MC30, HDFC Short Term Debt Fund is well positioned to benefit in the current environment of high short-term yields. It’s also a good pick to get into before the interest rates start to fall

Enhancing fixed income returns when the yield curve is flat is not easy, but there’s a way out

If you want to take a duration call at this juncture, choose your options wisely.

Bajaj Finance FD offers high interest rates, but is it still a good choice?

The rate hike by Bajaj Finance make its fixed deposits a compelling choice for investors seeking longer-tenure options. With new investments in debt funds from April 1, 2023 not enjoying tax benefits over FDs, these deposits are attractive even for those in the higher tax brackets.

Why debt mutual funds are still relevant and investment-worthy

Among the various benefits debt funds bring to the table, liquidity is the most important. Debt funds also offer avenues such as Systematic Investment Plans and Systematic Withdrawal Plans for ease of investing and withdrawal, respectively.

Equity inflows crash 70% to Rs 6,480 crore in April, stay in positive zone for 26 straight months

Overall, net inflows into open-ended mutual funds came in at Rs 1.24 trillion during April largely driven by debt mutual funds.