On lending to aviation, Khara said that the bank is choosy in lending to airlines. The lender recorded a 28 percent year-on-year (YoY) growth in lending to aviation
Investment cycle in the private sector is negative with capacity utilisation still only around 70 percent. KVS Manian at Kotak Mahindra Bank says utilisation levels will likely cross 80 percent over the next 9-12 months, and trigger investments.