Credit Bureaus

Here's how you can get your free credit report every year from CIBIL, Experian, CRIF High Mark, and Equifax.

MC Explains: Why RBI cracked down on credit bureaus that maintain your financial data

The central bank imposed monetary penalties on all four credit bureaus for incomplete data and other reasons.

RBI clamps down on 4 credit bureaus for non-compliance

The penalties by the apex bank ranged from Rs 24 lakhs to Rs 26 lakh.

Now, claim compensation for delay in rectifying errors in credit reports

RBI has announced measures to let borrowers seek compensation for delay in updation or rectification of credit reports, improve transparency in credit information companies’ disclosures

A mother's struggle for edu loan inspired this fintech startup

Bad credit scores can often be the reason why a bank will reject your loan application. CreditSeva is among the startups trying to remedy this problem.

Increase in credit card limits- keep your usage under check

Rajiv Raj of creditvidya.com explains the need to keep one‘s utilisation under check despite bank‘s decision to raise credit card limits. It will help in maintaining a healthy credit utilisation ratio.