What to check before taking a Personal Loan? Essential checklist for easy borrowing
A personal loan can help you meet big expenses with ease—but choosing the right one takes planning. Compare rates, check hidden fees, and pick a loan that fits your financial goals.
Are Personal Loan Rates Negotiable? Simple Tips To Lower Interest Charges
Looking to get a personal loan at the lowest interest rate? With the right credit score, timing, and lender, you can negotiate better terms and save more.
Can you increase your personal loan amount after approval?
Need more funds after taking a personal loan? A top-up loan lets you borrow extra without a fresh application—quick, easy, and fully digital.
Personal Loan: Is Video KYC mandatory for getting a Personal Loan online?
Video KYC is changing how personal loans are verified—fast, paperless, and done right from your home. Learn how this RBI-approved process makes getting a loan quicker and more convenient than ever.
Personal Loan: What to do if your personal loan application gets rejected?
Loan rejection isn’t the end—it's a signal to reassess and bounce back stronger. Discover the most common reasons for rejection and ways in which you can improve your chances next time.
Personal Loan: What happens during the process of Personal Loan KYC
KYC is the first and most crucial step in getting your personal loan approved. Learn how various types of loan KYC work—and how to speed up your loan process.
Personal loan for debt consolidation: Essential checklist you should not ignore
Struggling with multiple loans? Learn how using a personal loan for debt consolidation can simplify repayments, lower interest rates, and improve your credit score.
Personal Loan vs Credit Card Loan: Interest rates to hidden charges, important factors to check before borrowing
Need quick funds? Compare personal loans vs credit card loans to find the best option for emergencies, big purchases, or urgent bills. Understand key differences in interest rates, repayment, and loan limits.
Home loan rates may fall below 8% if RBI cuts repo rate on April 9
Some public sector lenders offer home loan rates starting at 8.1 percent and a 25-bps repo rate cut could bring these below 8 percent.
Are there personal loan options specifically for women borrowers? Check Interest rate, eligibility, steps to apply and more
Looking for urgent financial support? Learn more about personal loans for women in India and how they work.
Personal Loan Income Proof: Essential checklist to secure quick loan approval
Income proof is a key factor in personal loan approvals. Learn more about the documents required for salaried, self-employed, and freelancer applicants.
Personal loan KYC: A step-by-step guide to personal loan KYC online
KYC verification is an important step in securing a personal loan. It confirms your identity, prevents fraud and ensures transparency. Learn more about KYC process for personal loans in this article.
Personal Loan For Gig Workers: Easy tips to secure loan quickly
The rise of freelancing and gig work in India has brought financial independence, but securing personal loans remains a challenge due to income instability. Learn how you can still apply for a emergency funds.
Maharashtra ready reckoner rate hike: Here’s how average 3.9% increase will impact you
The hike in Maharashtra’s Ready Reckoner Rates (RRR) will impact property purchasers due to increased stamp duty, registration costs, and possibly overall property prices. Learn more about RRR and its impact.
EPFO auto settlement limit to be increased to Rs 5 lakh: Check key details before advance withdrawal
The EPFO's decision to increase the auto-settlement limit for advance claims to ₹5 lakh will streamline fund withdrawals for emergencies. For urgent financial needs exceeding this limit, a personal loan could also be a viable alternative.
Personal Loan Eligibility: How does your employment status affect your loan offer
Your job stability, salary, and employer’s reputation play a key role in determining your personal loan eligibility, interest rates, and EMIs. A strong financial profile with a stable income can help secure better loan terms.
Loan against gold: Key details to know before borrowing
A gold loan is a quick and secure way to access cash by pledging your gold jewellery. With minimal paperwork, fast approvals, and lower interest rates than personal loans, it can be an ideal option for urgent financial needs.
Budget 2025 increased loans for startups to Rs 20 crore: Check key details about credit guarantee scheme
The Union Budget 2025 introduced key measures to boost MSMEs and startups, including increased credit guarantees, tax benefits, and revised MSME classification criteria. These initiatives aim to improve credit access, support innovation, and drive India's economic growth.
Bank Loans vs Private Loans: What to choose? Check private lender loans types, interest rates and how to borrow
Bank loans offer lower interest rates and strict approval criteria, while private lenders provide quick processing with flexible terms. Choosing the right option depends on your financial needs and urgency.
Loan against gold jewellery grew by 87% in February, fastest among personal loans, shows RBI data
Bank credit to loan against gold jewellery was the fastest growing in the personal loan segment, compared to other components.
Pension Loan Explained: How it works, interest rates, eligibility and other key factors
A pension loan offers retirees easy access to funds with minimal paperwork and lower interest rates, using their pension as proof of income. It’s a practical option for covering expenses like medical bills or home repairs without the hassle of traditional loans.
What is personal loan balance transfer? Key factors to keep in mind before availing the facility
A personal loan balance transfer allows you to switch lenders for lower interest rates and better terms, reducing your EMIs and saving on overall costs. Learn more about personal loan balance transfer before opting for one.
Fintech NBFCs accounts 76% total personal loan sanction volumes in 9MFY25
The average ticket size is comparatively lower for Fintech NBFCs compared to its peers like other NBFCs and banks. As per report, average ticket size for banks stood at Rs 441,391 till December 2024, and for other NBFCs it stood at Rs 94,430.
Loan Against LIC Policy: Know eligibility, interest rate, repayment tenure and other key details
A loan against your LIC policy is a quick and hassle-free way to access funds without selling assets or extensive paperwork. With competitive interest rates and flexible repayment options, it’s a convenient option for policyholders needing urgent cash.
