May 10, 2021 11:21 AM IST
Interest rates of the top 10 cheapest Rs 75-lakh home loans range from 6.65-6.9 percent
- May 06, 2021 02:38 PM IST
- April 30, 2021 09:35 AM IST
While a balance transfer helps you reduce home loan EMI payments, the move may not always be profitable.
- April 28, 2021 11:36 AM IST
Your employment profile and social media accounts are checked by financial institutions to assess your credit risk levels
- April 27, 2021 10:11 AM IST
The repayment tenure and the loan size must be the main deciding factors
- April 19, 2021 10:30 AM IST
As the income of the co-applicant is also considered while evaluating EMI affordability, it can also help you get a bigger loan amount
- April 15, 2021 10:52 AM IST
The fixed rates chosen would be valid only for the first few years, after which borrowers will have to repay the home loans at the revised interest rates
- April 14, 2021 02:34 PM IST
State Bank of India's rate back to 6.95 percent as special offer ends on March 31
- April 09, 2021 01:52 PM IST
The lower credit risk of secured loans allows lenders to be lenient on credit score of applicants and also levy lower interest rates
- April 07, 2021 09:05 AM IST
'Buy now, pay later' schemes may sound convenient as it allows you to bunch up payments, much like a credit card. But if left unchecked, late payment charges and interest costs can burn a hole in your pocket
- April 06, 2021 10:11 AM IST
SBI and Bank of Baroda personal loan rate on a Rs 5-lakh loan with a five-year tenure starts at 9.60 percent and 10 percent respectively
- April 01, 2021 10:13 AM IST
Moneycontrol’s annual money calendar lets you keep your dates with investments, income-tax filing, paying your insurance premiums on time and reminds you to go on a holiday, once in a while
- April 01, 2021 09:54 AM IST
From the new tax rates on your Employees’ Provident Fund to relief to senior citizens over 75 years of age from filing income-tax returns, here are all the money changes and rules effected April 1.
- March 22, 2021 07:01 PM IST
CGTMSE is a trust which provides collateral-free loans to MSMEs. It provides a guarantee to the lending institutions up to a certain limit for all lending done by them to the enterprises in the MSME sector.
- March 22, 2021 02:02 PM IST
Manish Shah, MD & CEO, says that the more credit worthy a customer, the lower will be the home loan interest rate offered
- March 18, 2021 11:13 AM IST
Educational loan rates are nearly at par with most home loan interest rates
- March 10, 2021 02:20 PM IST
Home loan rates touch record lows of 6.65-6.7 percent in March
- March 09, 2021 09:21 AM IST
With regard to recovery of written-off bank loans, the Minister of State for Finance said, as per RBI guidelines, banks are required to have a loan recovery policy, duly vetted by their Boards that set down the manner of recovery of dues, period-wise targeted level of reduction in non-performing assets, etc
- March 08, 2021 10:41 AM IST
Even a small concession on home loan interest rates will add up to a huge sum over a 15-20-year period. Registering a property in the name of a woman will help in saving significantly on stamp duties.
- March 05, 2021 11:51 AM IST
Home loan balance transfer can reduce the interest burden and knock EMIs off your repayment schedule
- March 04, 2021 08:15 PM IST
The active loans to women borrowers stood at 64.82 lakh in the personal loan segment, as against 43.54 lakh in home loans, while auto loans witnessed a 4 per cent de-growth to 1.18 lakh women borrowers, the report released in the run-up to the women's day said.
- March 02, 2021 08:57 AM IST
The private lender said the interest rates are linked to borrowers’ credit score and the Loan to Value (LTV) ratio. The bank said the rates will be applicable for both the salaried and self-employed customer segments.
- March 01, 2021 10:10 PM IST
Kotak Mahindra Bank said this is a special rate that is applicable till March 31, 2021, across all loan accounts.
- February 26, 2021 02:40 PM IST
As many as 17 banks and housing finance companies charge interest rates as low as between 6.75-6.9 percent a year
- February 25, 2021 03:43 PM IST
The new tie-up will cover Shapoorji Pallonji Real Estate's existing housing projects across key markets.